Barmer

What Barmer does

Barmer is one of Germany's largest statutory health insurance providers (gesetzliche Krankenkasse), serving over 8 million members under Germany's mandatory social health insurance system (SGB V). Operating as a public-law corporation (Körperschaft des öffentlichen Rechts) supervised by the Bundesamt für Soziale Sicherung, Barmer is funded primarily through income-based contributions shared between employers and employees at federally regulated rates, supplemented by optional Geld-zurück-Tarife (money-back tariffs offering up to EUR 1,350 over three years), supplementary insurance (Zusatzversicherungen), and employer administrative services.

The company's core technology platform is "Meine Barmer," a digital member portal and mobile app that integrates with the Teledoktor telemedicine service, electronic patient records (ePA), electronic prescriptions (E-Rezept), digital sick leave (eAU), and the AI-powered Barmer Chat chatbot built on large language models. Barmer is fully integrated with the German government's Telematik Infrastruktur (TI) via KIM secure messaging, achieving compliance with national digital health infrastructure requirements. The platform follows a partnership-plus-modules architecture, embedding third-party health services (Gymondo for fitness, 7Mind for meditation, Hello Inside for CGM-based metabolic health, GLÜCKS MAMA for pregnancy, SleepScore) alongside proprietary services.

Distribution combines direct digital enrollment (barmer.de and Meine Barmer app available in 8 languages), a Vertriebspartner broker network, employer B2B portals (Firmenkunden), phone hotlines, and a healthcare provider portal (Leistungserbringer). The organization's research arm, the Barmer Institut für Gesundheitssystemforschung (bifg), publishes recurring health systems studies. Barmer is governed by a Verwaltungsrat chaired by Sylvi Krisch, with CEO Prof. Dr. med. Christoph Straub and Deputy CEO Simone Schwering. The company has been recognized with multiple 2026 industry awards including DQBG's "Deutschlands beste Krankenkasse" and FOCUS MONEY's "Höchste Kundenzufriedenheit."

Name

Barmer

Legal name

Barmer

Website

https://barmer.de

Company type

Private

Founded year

1885

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Barmer is one of Germany's largest statutory health insurers, serving over 8 million members through a digital platform integrating telemedicine, electronic patient records, e-prescriptions, and a partner ecosystem of wellness apps under federally regulated income-based contributions.

Ownership category

akta.pro rank

Product category

Statutory Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Accident & Health Insurance (6321)

akta.pro primary industry

Large Group Health Insurance (Mid-Market & National Accounts) (FSAIAFAE)

akta.pro secondary industry

Membership/Subscription Concierge Virtual Care (HLALAAAH)

Keywords

• Statutory health insurance
• Health insurance coverage
• Telemedicine services
• Digital health platform
• Preventive care programs

Headquarters

HQ city

Berlin

HQ country

Germany

HQ region

Europe

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Healthcare or Claims (Operations), Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Statutory Health Insurance Contributions: BARMER operates as a statutory health insurance provider (gesetzliche Krankenkasse) in Germany's dual healthcare system. Revenue is generated through income-based contribution rates paid by members and their employers. Contribution rates are set by the federal government and shared between employers and employees.
2. Supplementary Health Insurance: BARMER offers optional supplementary insurance (Zusatzversicherungen) and money-back tariffs (Geld-zurück-Tarife) as additional revenue streams, providing supplementary coverage beyond the statutory package.
3. Employer Administrative Services: BARMER provides employers with services including the AAG (Aufwendungsausgleichsgesetz) for employer cost compensation for sick pay, and digital tools for managing employee health insurance matters.

Pricing tiers

Go-to-market motion2 records

Distribution channels7 records

Marketing channels10 records

Core offering

Barmer is one of Germany's largest statutory health insurance providers (gesetzliche Krankenkasse), serving over 8 million members with mandatory health coverage funded through income-based contributions. The company supplements its core insurance with digital member services (Meine Barmer app and portal), telemedicine via Barmer Teledoktor, electronic patient records (ePA), electronic prescriptions and sick notes, bonus programs, optional cashback tariffs, and partner-integrated wellness offerings such as Gymondo, 7Mind, and Hello Inside.

Product overview

Barmer is one of Germany's largest statutory health insurance providers (Krankenkasse) serving over 9 million members. The product portfolio centers on Meine Barmer, a comprehensive digital member portal accessible via web and mobile app, which serves as the central hub for all insurance services. This core platform integrates with the Teledoktor telemedicine app for virtual medical consultations and video visits, the Elektronische Patientenakte (ePA) for electronic health records, and E-Rezept for digital prescriptions. Barmer has developed multiple digital health offerings including the AI-powered Barmer Chat chatbot, Barmer Bonus reward program, and optional Geld-zurück-Tarife cashback tariffs. The insurer has also established partnerships with wellness platforms including Gymondo (fitness courses), 7Mind (meditation), Hello Inside (metabolic/CGM health), and GLÜCKSMAMA (pregnancy fitness). Additional services include electronic sick notes (eAU), Barmer eCare health records, and comprehensive health courses for prevention. The overall architecture follows a platform-plus-partner-modules model, with Barmer's core insurance platform integrating both proprietary digital services and third-party health applications.

Differentiator

Problem solved

Functional benefit

Brands

• bifg (Barmer Institut für Gesundheitssystemforschung): Research institute for health systems research affiliated with Barmer
• Meine Barmer
• Barmer Teledoktor
• Barmer eCare
• Barmer Pflegekasse

Products and services

• Meine Barmer

Quantifiable outcome

• Up to 1,350 EUR savings over three years with Geld-zurück-Tarife
• +6 more outcomes

Named customers5 records

Segments7 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability4 records

Feature10 records

Partnerships

Ten partnerships are on record, tiered flagship, core and minor.

• Hello InsideflagshipStrategic or Co-development Partner · 21 April 2026Austrian healthtech startup Hello Inside partnered with BARMER to provide its continuous glucose monitoring (CGM)-based metabolic health program free of charge to BARMER's over 9 million members. This deal represents one of the first large-scale integrations of AI-powered metabolic prevention into Germany's public healthcare system, shifting Hello Inside from direct-to-consumer to a B2B2C model. Hello Inside has built one of Europe's most comprehensive metabolic health datasets with 66,000 symptom logs from 1,743 women tracked over 90 days.
• GymondocoreGTM or Marketing PartnerGymondo provides BARMER members with free access to over 1,500 online workout courses and 120+ fitness courses. The partnership enables BARMER to offer digital preventive health services to its members, supporting its wellness and prevention programs. Available to all BARMER members at no additional cost.
• 7MindcoreGTM or Marketing PartnerBARMER offers its members 12 months of free access to the 7Mind meditation app, supporting mental health and stress management. The partnership is highlighted as a top BARMER benefit for members seeking mindfulness and relaxation resources.
• SleepScore (Dein Schlaf)minorGTM or Marketing PartnerBARMER partners with SleepScore to offer the 'Dein Schlaf' sleep tracking and improvement program to members, supporting sleep health and wellness initiatives in BARMER's health promotion offerings.
• GLÜCKSMAMAcoreGTM or Marketing PartnerBARMER partners with GLÜCKSMAMA to provide free online courses for expectant mothers, including 'Fit mit Babybauch' (Fit with Baby Bump). The program is part of Barmer Familie Plus, offering comprehensive pregnancy and birth support.
• VerimicoreTechnology or IntegrationVerimi, a German digital identity provider, partnered with BARMER to become a sectoral identity provider for the health insurance sector. This partnership contributed to Verimi achieving nearly 50% market coverage of statutory health insurance holders in Germany. Verimi expanded into healthcare as a sectoral identity solution, achieving break-even in 2024 with tenfold user growth. The partnership supports secure digital identity management for BARMER members.
• DDG (Deutsches Dienstleistungszentrum für das Gesundheitswesen)coreImplementation/ SI/ Consulting PartnerDDG GmbH serves as the official billing center for BARMER for Heilmittel, Hilfsmittel, certain nursing benefits, and midwife services. Address: Grabenstr. 102, 45141 Essen, IK: 660 510 336. DDG handles claims processing and billing disputes on behalf of BARMER.
• GFS (Gesellschaft für Statistik im Gesundheitswesen)minorImplementation/ SI/ Consulting PartnerGFS serves as the official billing center for BARMER for pharmaceutical/medication claims submitted by pharmacies. Pharmacies use the GFS Service Portal (gfs-web.de) for claims processing.
• gematikcoreTechnology or Integrationgematik is the German government agency responsible for the Telematik Infrastruktur (TI) — the digital health network infrastructure. BARMER integrates with the TI for KIM messaging, electronic prescriptions, and electronic patient records. BARMER uses the TI for secure provider communication.
• SHL Telemedizin GmbHcoreStrategic or Co-development PartnerSHL Telemedizin GmbH provides the medical team behind the Barmer Teledoktor service, answering general health questions from members. The medical team operates under medical confidentiality obligations, even towards BARMER, ensuring independent medical advice.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Market position

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/barmer_presse
• YouTubeyoutube.com/channel/UCflaAF7260HPgxZvdUFt90w
• Facebookbarmer.de/facebook
• LinkedInde.linkedin.com/company/barmer
• Instagrambarmer.de/instagram
• TikToktiktok.com/@barmermentalhelp

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Barmer