Van Dessel Insurance Brokers

Name

Van Dessel Insurance Brokers

Legal name

Verzekeringskantoor Van Dessel NV

Website

https://vandessel.be

Company type

Private

Founded year

1946

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Insurance brokerage services
• Commercial insurance distribution
• Personal insurance products
• Risk management consulting
• Claims management services

Headquarters

HQ city

Berlaar

HQ country

Belgium

HQ region

Europe

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Distribution Commission: Commissions received from insurance companies as part of the premiums paid by customers. This is the primary revenue stream for the brokerage.
2. Portfolio-based Compensation: Compensation linked to the insurance portfolio managed at the respective insurance company or for additional tasks performed.
3. Direct Client Fees: Fees charged directly to clients for insurance distribution services in certain cases.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Van Dessel Insurance Brokers is an independent Belgian insurance brokerage that distributes and manages a broad portfolio of insurance products for enterprises, self-employed professionals, public sector organisations and private individuals. It places business with multiple insurance carriers, packages coverage into sector-specific and segment-specific solutions, runs an in-house claims department, and supports customers through proprietary digital platforms (MyBroker, VD Fleet Solutions, e-Invoicing).

Product overview

Van Dessel Insurance Brokers is one of Belgium's five largest insurance brokers, offering a comprehensive portfolio of insurance products and services through multiple channels including digital platforms. The company provides property, liability, vehicle, transport, employee, financial, legal, international, health, and specialty insurance products. Key branded solutions include VD Oldtimer (oldtimer vehicle insurance from Vivium/P&V), VD Drones (drone insurance from Baloise Belgium), VD Electric Vehicle Solutions (electric car insurance from Vivium/P&V), VD Manager Solutions (comprehensive package for self-employed), VD Building Solutions (co-owned building insurance), and VD Construct Solutions (construction insurance). Digital services include MyBroker (customer portal), VD Fleet Solutions (fleet management platform), and e-Invoicing (electronic billing). The company operates across seven offices in Belgium with international presence in Slovakia and Bulgaria, serving over 40,000 clients including SMEs, large enterprises, self-employed professionals, and individuals.

Differentiator

Problem solved

Functional benefit

Brands

• VD Manager Solutions: All-in-one insurance package for self-employed entrepreneurs covering professional and private risks
• VD Fleet Solutions
• VD Oldtimer
• VD Drones
• VD Electric Vehicle Solutions
• VD Building Solutions
• VD Construct Solutions

Products and services

• Property Insurance Insurance covering patrimony, buildings and contents against fire, theft and natural disaster risks, available to enterprises and individuals.
• Liability Insurance Coverage for legal liability for damages caused to third parties in business operations, including professional liability and ten-year liability for the construction sector.
• Vehicle and Fleet Insurance Insurance for individual vehicles and fleets covering civil liability, comprehensive coverage, driver protection and travel/breakdown assistance.
• Transport Insurance Coverage for goods in transit and transport operations against risks of damage, theft and loss.
• Employees Insurance Group insurance, pension plans and employee benefit products for employer coverage of staff.
• Financial Insurance Coverage for financial risks including credit insurance and other financial instruments for businesses.
• Legal Disputes Insurance Coverage for legal costs and assistance in disputes, including legal aid and legal protection insurance.
• International Activities Insurance Insurance solutions for companies active internationally, addressing cross-border risks and compliance requirements.
• Cyber Insurance Coverage protecting company continuity, liability and reputation from cyberattacks and data breaches, including first-party risks, third-party liability and incident assistance.
• Fraud Insurance Protection against internal and external fraud including cyber fraud, employee fraud, CEO fraud and invoice falsification.
• Pension Accrual Insurance Supplementary pension insurance for self-employed individuals including PSPSE, IPC, PASE and RIZIV social benefits.
• Incapacity for Work Insurance Financial protection for self-employed during illness or accident, including guaranteed income, turnover and fixed costs coverage.
• Medical Costs Insurance Health insurance covering hospitalisation, outpatient costs, dental and optical care for individuals and self-employed.
• Home Insurance Coverage protecting homeowners against fire, theft and emergencies, including fire insurance and valuables coverage.
• Family Insurance Coverage for financial consequences of accidentally harming others during leisure time, including legal assistance.
• Death Insurance Insurance ensuring financial security for loved ones, including death benefit, funeral and inheritance coverage.
• Travel Insurance Coverage for travel assistance, cancellation and luggage for leisure travellers.
• Savings and Investments Insurance Life insurance products (Branch 21 and Branch 23) providing tax-saving and investment solutions including pension savings and investment insurance.
• Yacht and Boat Insurance Coverage for vessels including civil liability, hull damage, personal accidents and legal assistance for yachts, motorboats, sailing boats and jetskis.
• Machinery Breakdown Insurance Coverage for repair and replacement costs of defective machines essential for business operations.
• All Construction Site Risks (ABR) Insurance Coverage for all parties in construction projects against material damage, covering the building, equipment and third-party liability.
• VD Manager Solutions All-in-one insurance package for self-employed entrepreneurs bundling private life (pension, incapacity, death, medical costs) and business activity (liability, legal aid, car, fire, travel) coverages into a single contract.
• VD Building Solutions Total insurance solution for apartment buildings and co-owned buildings bundling all coverage needed as co-owner or trustee into one contract.
• VD Construct Solutions Construction insurance concept providing comprehensive coverage including All Construction Site Risks (ABR) and related insurances for building projects.
• VD Oldtimer Specialised classic-vehicle insurance offered at reduced rates for vehicles up to 40 years old (€88/year) and over 40 years old (€55/year), including standard Civil Liability coverage, underwritten by Vivium (P&V Verzekeringen).
• VD Drones Drone insurance covering civil liability (€1m or €2.5m options) with optional hull coverage and legal assistance, underwritten by Baloise Belgium.
• VD Electric Vehicle Solutions Comprehensive insurance for Teslas and other electric vehicles, with extended coverage and deductibles of €950 or €650 depending on model, underwritten by Vivium (P&V Verzekeringen).
• MyBroker Online customer portal providing 24/7 access to insurance file information, online claims submission and monitoring, policy consultation and modification, and direct communication with the broker.
• VD Fleet Solutions Online platform for managing fleet insurance policies, providing coverage and premium information along with online claims monitoring for vehicle fleets.
• e-Invoicing Electronic invoicing service allowing clients to receive renewal notices via email with integrated payment button functionality, replacing paper-based notifications.

Quantifiable outcome

• 40,000+ customers served across Belgium and internationally
• +2 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• Vivium (P&V Verzekeringen)coreTechnology or IntegrationVivium, a brand of P&V Verzekeringen, is a key insurance partner providing VD Oldtimer and VD Electric Vehicle Solutions products. Van Dessel distributes these proprietary insurance products for classic cars and electric vehicles.
• Baloise BelgiumcoreTechnology or IntegrationBaloise Belgium provides the VD Drones insurance product, which covers civil liability for drone usage with optional hull and legal assistance coverage. Van Dessel is Belgium's leading drone insurance broker.
• FSMA (Financial Services and Markets Authority)coreOthersRegulatory authority that maintains the register of insurance intermediaries. Van Dessel is recognized as an insurance broker under supervision of FSMA (Congresstraat 12-14, 1000 Brussels).

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Others

• Baloise Belgium: Belgian carrier partner of Van Dessel for VD Drones and other products. Primarily an underwriter rather than broker, but its growing direct distribution and partnership economics affect Van Dessel's commission revenue and product mix.
• Vivium / P&V Verzekeringen: Belgian mutual insurer partner that provides VD Oldtimer and VD Electric Vehicle Solutions. Acts simultaneously as supplier and indirect competitor, and its distribution decisions influence Van Dessel's specialty revenue.

Broad incumbents

• Marsh Belgium: Belgian operations of Marsh McLennan's Marsh brokerage. Overlaps with Van Dessel in enterprise risk, commercial P&C, and specialty placement, supported by a global brokerage platform.
• Fintro / Belfius Insurance: Belgian bancassurer distributing insurance through Belfius's branch network. Competes with Van Dessel for SME, self-employed, and private-individual customers via captive channels that do not require an independent broker.
• Aon Belgium: Belgian arm of global broker Aon plc. Competes with Van Dessel on commercial and specialty lines while also offering risk capital, reinsurance, and HR consulting at much greater scale.
• Willis Towers Watson (WTW) Belgium: Belgian presence of global advisory and brokerage firm WTW. Competes for enterprise and mid-market brokerage mandates and adds actuarial and benefits consulting capabilities Van Dessel does not offer.
• Howden: Fast-growing global insurance group actively expanding in Belgium through acquisitions. Competes for specialty and commercial brokerage accounts in the same niches Van Dessel serves.

Direct peers

• Vanbreda Risk & Benefits: Largest Belgian insurance broker and direct head-to-head competitor. Serves enterprises, public sector, and individuals with a multi-line, relationship-driven brokerage model highly comparable to Van Dessel's proposition.
• BDO Belgium (Insurance Brokers): Insurance brokerage arm of BDO's Belgian professional services practice. Targets mid-market enterprises and self-employed clients with a multi-line proposition that directly competes with Van Dessel.
• Addenda: Belgian broker cooperative serving private individuals, self-employed, and SMEs. Closely comparable segment mix and multi-office distribution model to Van Dessel.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/VanDesselInsuranceBrokers
• LinkedInlinkedin.com/company/van-dessel

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Van Dessel Insurance Brokers