Mortgage And Property Centre

What Mortgage And Property Centre does

Mortgage And Property Centre (legal entity Alex Hutcheon + Company LTD, trading as The Mortgage + Property Centre) is a privately held Scottish solicitors and estate agency practice founded in April 1999 by Alex Hutcheon and headquartered at 248 and 248A Union Street, Aberdeen. The firm operates a single regional office serving Aberdeen and the wider northeast Scotland market, with a team of approximately twelve named professionals including three Directors (Alexander Hutcheon, Adrian Hutcheon, Tyler McCraw), one Consultant Solicitor, two Trainee Solicitors, multiple paralegals and legal support staff, plus cashiers and an estate agency function. Ownership is concentrated among the founding directors with no external investors or parent company.

The firm offers an integrated suite of property-related services organised across three pillars: estate agency, legal services and financial advisory. The estate agency division handles residential property sales and listings, with exposure via the Union Street branch and ASPC (Aberdeen Solicitors' Property Centre) network membership. The legal division provides conveyancing (sales, purchases, remortgages, shared ownership, Help to Buy, title transfers), executry administration, will preparation, power of attorney, succession planning and inheritance tax work. The financial advisory pillar is delivered through a strategic partnership with Independent Financial Consultants covering mortgages, protection products, critical illness and income protection, pensions and investments. A commercial property practice extends the legal services into leasing, purchase, sale and secured lending for businesses. The website currently lists approximately 209 properties for sale.

The business model is built on transactional professional fees and estate agency commissions generated from individual consumers and small businesses in the Aberdeen regional market. Pricing is quote-based, with free no-obligation pre-sale valuations, fixed-fee quotes for selling and free no-obligation fee quotes for buying. Distribution combines a high street retail presence, ASPC channel partnership, a website property portal built on SME Professional software, and direct telephone and contact-form enquiry handling. Compliance is handled via Amiqus for Anti Money Laundering checks. Revenue is not publicly disclosed and the company has no disclosed funding rounds, no M&A history, and no proprietary technology platforms.

Name

Mortgage And Property Centre

Legal name

Alex Hutcheon + Company LTD

Website

https://mortgageandproperty.co.uk

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Mortgage And Property Centre is a privately held Aberdeen solicitors and estate agency firm combining residential property sales, conveyancing, wills, executry, succession planning and financial advisory services for individuals and small businesses across northeast Scotland.

Ownership category

akta.pro rank

Product category

Real Estate Legal Services

NAICS

Offices of Real Estate Agents and Brokers (531210), Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Real Estate Agents & Managers (For Others) (6531), Loan Brokers (6163)

akta.pro primary industry

Residential Real Estate Brokerage (Buy/Sell) (FSAEAJAA)

akta.pro secondary industries

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA), Residential Investment Property Brokerage (SFR/Small Multifamily) (BPAJAAAE)

Keywords

• Residential conveyancing services
• Estate agency services
• Will preparation services
• Mortgage brokerage services
• Executry administration services

Headquarters

HQ city

Aberdeen

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Estate Agency Services: Commissions from property sales and lettings, exposure at High Street Estate Agency and through ASPC listings
2. Conveyancing Services: Legal fees for property transfer, discharges of mortgages, remortgages, shared ownership schemes, and transfer of titles
3. Financial Advisory Services: Referral and advisory services for mortgages, protection, critical illness cover, income protection, pensions and investments through Independent Financial Consultants
4. Executry Administration: Estate administration services following death, determining, quantifying, realising and distributing estates
5. Will Preparation: Will drafting services with reduced cost offered during residential property transactions
6. Succession Planning: Inheritance tax planning and succession planning services
7. Power of Attorney: Drafting of Continuing and Welfare Power of Attorney documents
8. Commercial Property Services: Commercial leasing, purchase, sale and secured lending services

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels4 records

Core offering

Mortgage And Property Centre operates as a unified property services firm in Aberdeen providing residential estate agency, conveyancing, mortgage and protection advice, will preparation, executry administration, power of attorney, succession planning, and commercial property legal services from a single high street location. The firm combines legal practice with estate agency and independent financial advisory under one roof.

Product overview

The Mortgage and Property Centre operates as a unified property services firm offering a combination of legal, financial, and estate agency services from a single location. The core offering consists of estate agency services for residential property sales and purchases, supported by integrated conveyancing legal services. Financial services are provided through independent consultants for mortgages and protection products. The legal division encompasses executry administration, will preparation, power of attorney, and succession planning. Commercial property services cover leasing, purchase, sale, and secured lending. Additional services include buying assistance, selling support with ASPC exposure, and corporate relocation services.

Differentiator

Problem solved

Functional benefit

Products and services

• Estate Agency Services

Quantifiable outcome

• Free no obligation quotes and valuations
• +1 more outcomes

Segments7 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Two partnerships are on record, tiered core.

• ASPC (Aberdeen Solicitors' Property Centre)coreChannel Partner/ Reseller/ DistributorMembers of ASPC enabling full property details circulation within their extensive database of active purchasers and display on ASPC website, providing additional marketing exposure for sellers' properties.
• Independent Financial ConsultantscoreStrategic or Co-development PartnerWorks closely with Independent Financial Consultants who assist clients throughout the mortgage market and provide advice on protection, critical illness cover, income protection, pensions and investment options.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Connells Group: UK's largest estate agency and property services group with residential sales, lettings, mortgage services, and conveyancing. Competes with Mortgage And Property Centre for Aberdeen-area residential listings but at vastly greater scale and with broader geographic reach.
• Knight Frank: International residential and commercial property firm with an Aberdeen office providing sales, lettings, and advisory. Comparable at the upper end of the Aberdeen residential market where integrated advice is valued.
• Hunters Estate Agents: National UK estate agency network with franchise branches offering residential sales, lettings, and mortgage services. Direct competitor for Aberdeen-area property listings via branch-based high-street model.
• Savills: Global real estate services firm offering residential sales, advisory, and property management. Operates in Aberdeen with a high-end agency and advisory offering that overlaps Mortgage And Property Centre's prime-location positioning and full-service model.
• Spicerhaart: Large UK estate agency and property services group (parent ofhaart, Spencers, etc.) operating national branch networks with associated mortgage and conveyancing services. Comparable bundled service model at scale.
• Brodies LLP: Largest Scottish law firm offering residential conveyancing, private client, and commercial property services nationally. Competes for high-end Aberdeen and northeast Scotland property transactions and executry work.

Emerging players

• Purplebricks: Online-first UK estate agency that has reshaped the residential sales model by reducing traditional commission structures. Not a direct legal/financial services peer but a key competitive threat to Mortgage And Property Centre's estate agency revenue stream.

Regional players

• Burness Paull: Aberdeen-headquartered Scottish commercial law firm with significant real estate, private client, and executry practices. Directly comparable as a full-service Aberdeen law practice serving overlapping residential and commercial property client needs.
• Anderson Strathern: Scotland-wide law firm with strong residential property, executry, wills, and succession planning practices. Comparable as a multi-office Scottish private-client and property firm targeting similar household-level legal needs.
• Ledingham Chalmers: Northeast Scotland law firm with offices in Aberdeen and Inverness offering conveyancing, private client, and commercial property services. Closest direct peer in terms of Aberdeen focus, full-service legal practice, and private client property work.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/mortgageandproperty
• LinkedInlinkedin.com/company/alex-hutcheon-company

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage And Property Centre