Name

Disability Foundation

Legal name

The Disability Foundation, Inc.

Website

https://disability-foundation.org

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Special Needs Trust Administration

NAICS

Trusts, Estates, and Agency Accounts (52592), Health and Welfare Funds (525120), Grantmaking and Giving Services (81321), Voluntary Health Organizations (813212)

SIC

Services-Social Services (8300), Services-Legal Services (8111), Services-Misc Health & Allied Services, Nec (8090)

akta.pro primary industry

Special Needs & Supplemental Needs Trust Services (FSAAANAJ)

akta.pro secondary industries

Guardianship, Conservatorship & Special Needs Trust Services (FSAEAKAG), Disability Services & Independent Living Support (BPAGACAG), Disability Benefits Administration (BPAIAKAC)

Keywords

• Pooled special needs trusts
• Disability benefit planning
• Medicaid payback trusts
• Supplemental needs trusts
• Charitable gift annuities

Headquarters

HQ city

Ohio

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Others, Technology or R&D, Marketing or Sales

Revenue model

1. OCPAT Administrative Fees: No setup fees or annual fees for Pooled Annuity Trust. A quarterly administrative fee of 1.25% is taken from the pool of accounts but does not affect the fixed monthly annuity payment.
2. Flexible-Spending Trust Fees: Affordable one-time set-up fee ($1,000) and annual administrative fee charged to the individual trust. No minimum has been set for establishment.
3. Non-Profit Grants Program: Awards competitive grants to 501(c)(3) organizations, governmental non-profit agencies, and academic institutions serving people with disabilities. Funded by investment growth of Deceased Beneficiary Fund.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

The Disability Foundation administers pooled special needs trusts that allow individuals with disabilities in Ohio to preserve lump sums (from inheritances, injury settlements, or Social Security back payments) without losing eligibility for SSI and Medicaid. It offers three trust products—an annuity-based Pooled Annuity Trust, a flexible-spending first-party trust, and a third-party trust—plus a Non-Profit Grants Program for disability-serving 501(c)(3) organizations. Operating as a Type I supporting organization of The Dayton Foundation, the foundation functions as a trust administrator and grantmaker rather than a product manufacturer.

Product overview

Disability Foundation offers a suite of pooled special needs trust products designed to help individuals with disabilities protect their public benefits while managing financial resources. The core offerings include three trust types: (1) the Ohio Community Pooled Annuity Trust (OCPAT), which provides guaranteed lifetime monthly payments through an annuity structure; (2) the 2014 Ohio Community Pooled Flexible-Spending Trust, which offers flexible spending without annuity limitations; and (3) the Third Party Pooled Flexible Spending Trust, which allows family and friends to contribute funds without Medicaid payback requirements. Additionally, the organization operates a Non-Profit Grants Program that awards competitive grants to disability service organizations funded by investment growth from deceased beneficiary funds.

Differentiator

Problem solved

Functional benefit

Products and services

• Ohio Community Pooled Annuity Trust (OCPAT) A first-party pooled trust providing a lifetime plan of payments backed by The Dayton Foundation. When a donor establishes an account, an annuity calculation determines a monthly benefit credited to the individual's spending account. The monthly benefit is guaranteed for life, and distributions are available quarterly for supplemental needs without affecting Medicaid and SSI eligibility. Available to disabled residents of Ohio.
• 2014 Ohio Community Pooled Flexible-Spending Trust A first-party trust providing flexible spending options for families who do not want annuity limitations. There is no minimum contribution required, and the only limit on spending is the amount in the individual's account, allowing more flexibility for major purchases while preserving Medicaid and SSI eligibility. Available to disabled residents of Ohio.
• Third-Party Pooled Flexible Spending Trust A special needs trust created with money provided by anyone other than the beneficiary (parents, relatives, or friends). Because the money never belongs to the beneficiary, there is no Medicaid payback upon death, and remaining funds may be distributed according to the beneficiary's wishes. Available to disabled residents of Ohio.
• Non-Profit Grants Program Competitive grant program awarding funds to 501(c)(3) organizations, governmental non-profit agencies, and academic institutions that provide direct services to people living with disabilities. Focus areas include direct services, expansion of services, accessibility equipment, housing, and remodeling for accessibility. Open to organizations serving Ohio communities.

Quantifiable outcome

• Over $12 million distributed to individuals with disabilities through pooled trusts
• +2 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• The Dayton FoundationcoreStrategic or Co-development PartnerThe Disability Foundation is an affiliate and type I supporting organization of The Dayton Foundation, established in 1998. The Dayton Foundation was established in 1921 and provides backing for daily activities and financial monitoring. The OCPAT is backed by The Dayton Foundation's full assets.
• KeyBankcoreTechnology or IntegrationKeyBank serves as the investment manager for pooled trust funds and fiduciary trustee for all accounts. KeyBank must adhere to The Dayton Foundation's Investment Policy and is responsible for filing K-1s and tax returns on the pool of funds.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Goodwill Industries International: Major national nonprofit providing employment, rehabilitation, and disability services with similar beneficiary population. Comparable in mission scope and grant-recipient profile, but operates far larger scale and broader service lines.
• ABLE National Resource Center: National nonprofit hub coordinating the ABLE Act savings program for individuals with disabilities — an alternative asset-building vehicle that competes for the same beneficiary dollars Disability Foundation targets with pooled trusts.
• Easterseals: Large national nonprofit providing disability services, supports, and in some regions pooled trust administration. Comparable mission and beneficiary base, with significantly broader geographic reach and program scope.

Regional players

• The Arc of Ohio: State-level disability advocacy and services organization operating in the same Ohio geography with overlapping beneficiary populations. Less direct on trust administration, but competes for the same nonprofit, family, and advisor attention.
• PLAN of Southwest Ohio: Regional disability-focused organization providing future planning, fiduciary, and trust-related supports in the same Ohio geography. Disability Foundation has even awarded grants to PLAN, evidencing overlapping beneficiary networks.

Emerging players

• Special Needs Alliance: National network of attorneys focused on special needs planning and trust establishment. Comparable as a referral-source ecosystem serving the same attorney/advisor channel that funnels clients to pooled trust administrators like Disability Foundation.

Direct peers

• Commonwealth Community Trust: A national pooled special needs trust administrator offering first-party and third-party Medicaid payback trusts across multiple states. Directly comparable to Disability Foundation's OCPAT and Flexible-Spending products, but operates at multi-state scale rather than Ohio-only.
• National Pooled Trust (administered by Lighthouse Guild): Multi-state pooled special needs trust serving individuals with disabilities nationwide. Closest functional substitute to Disability Foundation's pooled trust suite, competing for the same first-party and third-party trust mandates.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UClhIGpdGOdb1ObyJK_Pq0tw
• LinkedInlinkedin.com/company/disability-foundation

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles18 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Disability Foundation