Perspective Wealth Planning
Perspective Wealth Planning is an independent financial planning firm in Johnstown, Pennsylvania, offering active asset management and comprehensive retirement planning to individuals, families, and pre-retirees nationwide through four proprietary portfolio strategies. The firm joined Integrity Marketing Group's platform in April 2026.
- Company typePrivate
- Founded2017
- HeadquartersJohnstown, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Perspective Wealth Planning does
Perspective Wealth Planning is an independent registered investment advisory firm headquartered in Johnstown, Pennsylvania, offering active asset management and comprehensive retirement planning services to individuals, families, and pre-retirees across the United States. The firm delivers its advisory work through four proprietary portfolio strategies — Tactical Allocation, Growth Portfolio, Dividend Income, and Wealth Builder — and a four-phase retirement planning framework (Starting & Accumulating, Approaching Retirement, Withdrawals & Income, Taxes & Estate Planning), supplemented by estate planning and insurance solutions. The investment committee, led by co-owner and Portfolio Manager Michael Tedeschi, applies fundamental and technical analysis to make tactical allocation decisions intended to manage downside risk across volatile market cycles, in contrast to passive buy-and-hold approaches.
The firm operates with approximately five named team members (within an 11-50 employee range) led by owners Matthew Fox, AIF®/CRC® (Financial Planner) and Michael Tedeschi (Portfolio Manager), with operational and client-relationship support. Revenue is generated through recurring, fee-based arrangements tied to assets under management and financial planning engagements, with billing on an annual cadence; specific fee schedules are not publicly disclosed and are determined per client consultation. Client acquisition is consultative and sales-led, driven by website-scheduled consultations, phone inquiries, client referrals, and content marketing through the firm's blog and insights section.
In April 2026, Perspective Wealth Planning joined Integrity Marketing Group's wealth management platform — Integrity oversees more than $52 billion in assets under management and advisement — providing the firm with access to broader product offerings, technology, and data analytics while preserving its active management philosophy and brand identity. No proprietary technology platform is disclosed; the firm relies on a traditional advisory practice model supplemented by Integrity's infrastructure post-partnership.
Perspective Wealth Planning firmographics
Firmographics- Name
- Perspective Wealth Planning
- Legal name
- Perspective Wealth Planning LLC
- Website
- https://mypwp.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Perspective Wealth Planning is an independent financial planning firm in Johnstown, Pennsylvania, offering active asset management and comprehensive retirement planning to individuals, families, and pre-retirees nationwide through four proprietary portfolio strategies. The firm joined Integrity Marketing Group's platform in April 2026.
- Ownership category
- akta.pro rank
Perspective Wealth Planning industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive Financial Planning (FSAEAAAA)
- akta.pro secondary industries
- Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF), Estate & Legacy Planning Advisory (FSAEAAAG), Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD)
Keywords
Where Perspective Wealth Planning is headquartered
LocationHeadquarters
- HQ city
- Johnstown
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Perspective Wealth Planning business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Wealth Management and Financial Planning Services: The firm generates revenue through wealth management fees, likely based on assets under management (AUM), and financial planning fees for comprehensive retirement planning services. As a registered investment advisory firm, it offers investment management, retirement planning, estate planning, and insurance solutions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Customized financial planning and investment management services tailored to individual client needs |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Perspective Wealth Planning product offering
Product offeringCore offering
Perspective Wealth Planning is an independent financial planning firm that delivers active asset management through four proprietary portfolio strategies (Tactical Allocation, Growth, Dividend Income, Wealth Builder) and comprehensive retirement planning across four phases (Starting & Accumulating, Approaching Retirement, Withdrawals & Income, and Taxes & Estate Planning). The firm serves individuals, families, and pre-retirees nationwide from its Johnstown, Pennsylvania headquarters, drawing on 60+ years of combined team experience. Additional offerings include estate planning and insurance solutions integrated into financial plans.
Product overview
Perspective Wealth Planning is an independent financial planning firm offering active asset management and comprehensive retirement planning services through four proprietary portfolio strategies: Tactical Allocation, Growth Portfolio, Dividend Income, and Wealth Builder. The firm delivers these services alongside investment management, retirement planning, estate planning, and insurance solutions. The four portfolio strategies are designed to serve different investor needs—from core-and-explore tactical approaches to growth-focused and dividend income models—with the Wealth Builder strategy adding active risk management to traditional balanced approaches. The firm recently joined Integrity's platform (April 2026), gaining access to expanded technology and resources while maintaining its active management philosophy.
Differentiator
Problem solved
Functional benefit
Products and services
- Tactical Allocation Portfolio Proprietary active asset management strategy designed to perform across market conditions using a core-and-explore approach, combining core holdings of industry leaders with technical setups for momentum opportunities. Targeted at individual investors and families seeking tactical, market-responsive portfolio management.
- Growth Portfolio Proprietary growth-focused portfolio combining Industry Leaders with Industry Disruptors to capture current market growth and exponential long-term opportunities. Designed for investors seeking sustained long-term capital appreciation.
- Dividend Income Portfolio
- Wealth Builder Portfolio Active risk management strategy layered onto traditional balanced approaches, dynamically adjusting equity exposure to limit risk during market uncertainty using fundamental and technical analysis. Designed for investors seeking balanced growth with downside protection.
- Retirement Planning Services Comprehensive retirement planning delivered across four phases: Starting & Accumulating, Approaching Retirement, Withdrawals & Income, and Taxes & Estate Planning. Serves individuals, families, and pre-retirees seeking holistic guidance beyond a target number.
- Investment Management Services Active asset management services utilizing strategic and tactical portfolio adjustments in response to market conditions, overseen by an in-house Investment Committee led by Michael Tedeschi. Aimed at individuals, families, and pre-retirees nationwide.
- Estate Planning Services Estate planning services focused on protecting client legacy and minimizing tax burden for generational wealth transfer. Provided as part of the firm's comprehensive retirement planning framework.
- Insurance Solutions Insurance solutions integrated into the firm's comprehensive financial planning strategies to address risk management needs for individuals and families.
Quantifiable outcome
- Historical analysis suggests that avoiding the 30 worst days in the S&P 500 from 1979 to 2020 could mean the difference of millions in account value
Companies that use Perspective Wealth Planning
Customer profileSegments2 records
Ideal customer profiles2 records
Perspective Wealth Planning technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Perspective Wealth Planning partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Integrity Marketing GroupcorePerspective Wealth Planning has joined Integrity Marketing Group's wealth management platform. This partnership provides Perspective Wealth Planning with access to Integrity's technology platform, data analytics, and a broader suite of financial products and support services. The firms will maintain Perspective Wealth Planning's client-focused, actively managed approach while leveraging Integrity's infrastructure to enhance portfolio management and advisor support. Integrity Wealth now oversees more than $52 billion in assets under management and advisement following this acquisition.
- Integrity, LLCcorePerspective Wealth Planning, a Pennsylvania-based firm led by Matthew Fox and Mike Tedeschi, has joined Integrity's holistic wealth management platform. The acquisition provides Perspective Wealth Planning advisors access to Integrity's technology, broader product range, and support services, while allowing them to maintain operational flexibility under Integrity's framework. Financial terms were not disclosed.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Perspective Wealth Planning competitors and assessment
Company assessmentBroad incumbents
- LPL Financial: Largest independent broker-dealer in the U.S., supporting thousands of RIAs and financial advisors with custody, technology, and product infrastructure. Comparable as the broader RIA-host ecosystem that Perspective operates within.
- Commonwealth Financial Network: Independent broker-dealer and RIA-supporting platform providing technology, practice management, and product access to affiliated advisors. Comparable in offering boutique-brand autonomy backed by enterprise-grade platform capabilities.
- Cetera Financial Group: Large mid-market wealth management platform supporting thousands of independent financial professionals with technology, compliance, and product access. Comparable in serving independent RIAs through a hosted infrastructure model similar to Perspective's Integrity arrangement.
Direct peers
- Carson Group: Partnership-style wealth management firm that supports independent advisors with technology, products, and back-office infrastructure under their own brand. Highly comparable to Perspective's post-Integrity operating model of boutique autonomy within a larger platform.
- Edelman Financial Engines: Large RIA with a strong focus on retirement planning, asset allocation, and comprehensive financial planning for individuals and pre-retirees. Comparable in its retirement-centric service model, lifecycle planning framework, and individual-investor client base.
- Creative Planning: Large independent RIA providing comprehensive financial planning, investment management, and tax services to individuals and families nationwide. Comparable in serving pre-retirees and retirees with holistic planning and a multi-strategy investment menu.
- Focus Financial Partners: Partnership model for independent RIAs and wealth management firms, providing capital, technology, and operational support while preserving advisor autonomy. Closely comparable to Perspective's structural relationship with Integrity Marketing Group.
- Mercer Advisors: Independent RIA providing comprehensive wealth management, retirement planning, and estate services to individuals and families. Comparable in delivering active portfolio management, retirement income planning, and a multi-phase planning approach.
- Mariner Wealth Advisors: Independent, founder-influenced RIA offering comprehensive financial planning, active investment management, and estate services to individuals and families. Comparable in its boutique-to-mid-market positioning, multi-strategy portfolio offerings, and lifecycle-based planning framework.
- Sanctuary Wealth: Partnership platform for independent advisors and RIAs offering enterprise technology, products, and compliance support. Directly comparable to Perspective's boutique-within-platform structure under Integrity's wealth management umbrella.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Perspective Wealth Planning social profiles
Digital presencePerspective Wealth Planning financial estimates
Financial estimateRevenue estimate
Valuation estimate
Perspective Wealth Planning leadership team
Management profileNumber of profiles
Profiles4 records
Perspective Wealth Planning funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Perspective Wealth Planning M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Perspective Wealth Planning
What does Perspective Wealth Planning do?
Perspective Wealth Planning is an independent financial planning firm that delivers active asset management through four proprietary portfolio strategies (Tactical Allocation, Growth, Dividend Income, Wealth Builder) and comprehensive retirement planning across four phases (Starting & Accumulating, Approaching Retirement, Withdrawals & Income, and Taxes & Estate Planning). The firm serves individuals, families, and pre-retirees nationwide from its Johnstown, Pennsylvania headquarters, drawing on 60+ years of combined team experience. Additional offerings include estate planning and insurance solutions integrated into financial plans.
Is Perspective Wealth Planning a public or private company?
Perspective Wealth Planning is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Perspective Wealth Planning founded?
Perspective Wealth Planning was founded in 2017. It employs 11 to 50 people.
Where is Perspective Wealth Planning based?
Perspective Wealth Planning is headquartered in Johnstown, United States, in the North America region.
How does Perspective Wealth Planning make money?
One revenue line is on record: wealth Management and Financial Planning Services.
Who are Perspective Wealth Planning's main competitors?
Broad incumbents on record are LPL Financial, Commonwealth Financial Network and Cetera Financial Group. Direct peers are Carson Group, Edelman Financial Engines, Creative Planning, Focus Financial Partners, Mercer Advisors, Mariner Wealth Advisors and Sanctuary Wealth.
Does Perspective Wealth Planning have an API?
No public API is recorded for Perspective Wealth Planning.
What industry is Perspective Wealth Planning in?
Perspective Wealth Planning's product category is Wealth Management. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAAAAAF, Financial Planning & Goals-Based Advice (Mass Affluent). Its NAICS code is 523940 and its SIC code is 6282.