Regie

What Regie does

Regie S.r.l. is an Italian credit consultancy founded in 2006 in Guardiagrele (Chieti, Abruzzo) by brothers Angelo and Nico Taraborrelli. The company operates across the full credit lifecycle, offering six integrated service modules: Gestione Primo Insoluto (30-day first-default intervention), Informazioni Commerciali (debtor creditworthiness assessment), Recupero Stragiudiziale (out-of-court recovery via phone and field collection), Recupero Giudiziale (judicial recovery including injunctions and forced execution), Cessione Pro-Soluto (direct purchase of distressed credits transferring insolvency risk to Regie), and Servizi per la Pubblica Amministrazione (administrative support for municipalities). Service delivery is coordinated through a proprietary CRM that provides clients real-time visibility into case status, practice progress, and recovery outcomes via secure internet access.

The underlying technology is a proprietary, password-protected CRM with role-based access control, statistical database reporting, and case-level note-taking. Regie operates a national distribution network of field collection agents authorized by the Ministry of Interior and Questura di Chieti, enabling Italy-wide coverage. The company holds multiple regulatory authorizations — Article 115 TULPS for pro soluto credit purchase, registration in Section 233 S of the Ministry of Economy and Finance Roll (authorizing support for municipalities up to 100,000 inhabitants), ISO 9001 certification, and memberships in UNIREC, CONFENTRATE, and Confindustria Abruzzo Medio Adriatico.

Regie generates revenue through three primary streams: fee-based commissions on successful out-of-court and judicial recovery, transaction-based returns from pro soluto credit purchases (acquiring distressed debt below nominal value and retaining recoveries), and professional services fees for public administration support (documentation management, tax database digitization, payment notice preparation). The go-to-market is enterprise field sales targeting banks, financial institutions, utilities, large commercial and industrial companies, and municipal governments. Customer segments span 12 verticals from SMEs to multinationals and public entities, with pricing handled through quote-based proposals and multi-year contracts.

Name

Regie

Legal name

Regie S.r.l.

Website

https://regiesrl.it

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

Regie S.r.l. is an Italian credit consultancy founded in 2006 that provides debt recovery, commercial information, pro soluto credit purchase, and public administration revenue support services to banks, financial institutions, utilities, large enterprises, and municipalities across Italy.

Ownership category

akta.pro rank

Headquarters

HQ city

Guardiagrele

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Credit Recovery Services: Fee-based services for managing and recovering credits on behalf of creditor companies. Services include first insolvency management, out-of-court recovery, judicial recovery, and commercial information provision. Revenue is generated through commissions on successfully recovered amounts.
2. Pro Soluto Credit Purchase: Direct purchase of commercial credits and uncollectible credits (pro soluto). The company buys credits at a value below nominal value, assumes full insolvency risk, and manages recovery independently. Provides immediate liquidity to selling companies.
3. Public Administration Support Services: Administrative and support services for local authorities in revenue management, including documentation management, tax database digitization, payment notice preparation, and administrative sanction management. Services are propaedeutical and supportive in nature.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Regie S.r.l. is an Italian credit management and debt recovery consultancy that provides end-to-end credit lifecycle services on behalf of creditor companies. Its core offering spans first default management with 30-day intervention, commercial information and debtor creditworthiness assessment, out-of-court and judicial recovery, pro soluto purchase of uncollectible credits for immediate liquidity, and administrative support services for municipal revenue management, all delivered through a proprietary internet-accessible CRM.

Product overview

Regie Srl operates as a credit management and debt collection company offering a unified suite of services across the entire credit lifecycle. The portfolio consists of six integrated service modules: Gestione Primo Insoluto for early-stage default management within 30 days, Informazioni Commerciali for commercial intelligence and debtor evaluation, Recupero Stragiudiziale for out-of-court collection via phone and field visits, Recupero Giudiziale for legal recovery proceedings, Cessione di Crediti Inesigibili Pro-Soluto for NPL purchase and credit assignment, and Servizi per la Pubblica Amministrazione for public sector support services. These modules are connected through a proprietary CRM that provides real-time monitoring and reporting, enabling clients to track all cases through a web-based platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Gestione Primo Insoluto (First Default Management) Outsourced immediate intervention service that acts on behalf of the creditor company at the first notification of default, guaranteeing credit recovery efforts within a maximum of 30 days through intensive collection activities. Designed for Italian creditor companies seeking prompt handling of newly overdue receivables.
• Informazioni Commerciali (Commercial Information) Commercial intelligence service providing detailed assessments of the financial reliability of companies or individual debtors, including risk evaluation, asset assessment, and creditworthiness scoring. Targeted at Italian businesses that need to evaluate credit decision-making before extending commercial credit.
• Recupero Stragiudiziale (Out-of-Court Recovery) Out-of-court debt collection service employing phone collection and field collection visits to negotiate and recover outstanding amounts without initiating legal proceedings. Marketed to Italian businesses and professionals as a faster, lower-friction alternative to litigation when judicial action has not yet been triggered.
• Recupero Giudiziale (Judicial Recovery) Legal debt recovery service covering the full judicial pathway, including debtor summons, injunction proceedings, and forced execution measures such as asset seizure and bank account freezing. Designed for Italian creditor companies when out-of-court collection has been unsuccessful or when the legal route is preferred from the outset.
• Cessione di Crediti Inesigibili Pro-Soluto (Pro Soluto NPL Purchase) Direct purchase of commercial and uncollectible credits on a pro soluto basis (Regie assumes full insolvency risk), providing immediate liquidity to the selling company. Targeted at Italian creditor companies looking to monetize distressed receivables outright rather than wait for recovery outcomes.
• Servizi per la Pubblica Amministrazione (Public Administration Support Services) Administrative and support services for Italian local public entities including tax database digitization, documentation management, payment notice preparation, and administrative sanction handling. Regie connects municipalities with authorized collection concessionaires for forced recovery. Targeted at Italian municipalities and public bodies up to 100,000 inhabitants.

Quantifiable outcome

• Maximum 30-day process for first insolvency management
• +1 more outcomes

Named customers5 records

Segments12 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core and minor.

• RetImpresacoreStrategic or Co-development PartnerRegie Srl is a partner of RetImpresa, Confindustria's structure dedicated to promotion and management of business networks. This collaboration offers concrete advantages: access to preferential conventions for credit management services, networking and synergies with other member companies, support for creation of network contracts between companies, and tax benefits and incentives for companies adhering to credit management solutions through RetImpresa.
• Private Authorized Collection CompaniescoreChannel Partner/ Reseller/ DistributorThrough partnerships with private authorized collection companies, Regie Srl connects local authorities with qualified operators for forced collection services. These partners are concessionaries authorized to perform direct collection activities that Regie Srl cannot perform due to its registration category limitations.
• Speed Detection and Sanction Management CompaniesminorChannel Partner/ Reseller/ DistributorRegie Srl collaborates with companies specialized in speed detection and sanction management, guaranteeing correct execution of the entire sanction cycle from traffic violation detection to administrative management of fines.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Kruk: Kruk is a leading Central European debt management company that purchases and services consumer NPL portfolios. Comparable business model to Regie's pro soluto purchases and recovery operations, focused on retail unsecured debt.
• EOS Group: EOS is one of Europe's largest debt collection services providers, offering B2C and B2B receivables management across many countries. Direct competitor in debt recovery services with a similar model of phone and field collection.
• Banca IFIS: Banca IFIS is an Italian bank specialized in NPL purchasing, servicing, and credit management. Direct competitor in pro soluto credit purchases and recovery services for Italian SMEs and banks.
• Gardant: Gardant is an Italian NPL servicer competing for credit management and recovery mandates from Italian banks and financial institutions. Closely comparable service offering and target market to Regie, though larger in scale.
• Hoist Finance: Hoist Finance is a European NPL purchaser and servicer active across multiple geographies. Highly comparable business model to Regie's pro soluto NPL portfolio acquisitions and recovery servicing.
• DoValue: DoValue is the leading Italian NPL servicer, managing large portfolios from Italian banks. Operates in the same Italian credit recovery and NPL servicing space as Regie but at materially larger scale and with bank-grade infrastructure.
• Intrum: Intrum is Europe's largest debt collection and credit management company, operating across multiple European markets. Direct peer in credit management services, though at significantly larger scale and with a broader geographic footprint than Regie.
• Gescad: Gescad is an Italian debt collection agency providing credit recovery services to Italian businesses. Most direct small-scale Italian competitor to Regie, with overlapping service offering and target customer segments.

Broad incumbents

• Cerved: Cerved is Italy's largest credit information and business intelligence group, also active in debt recovery and NPL servicing. Direct overlap with Regie's Italian commercial information services and credit recovery offerings, but at significantly larger scale and broader product portfolio.
• CRIF: CRIF is a major Italian and European credit bureau and credit information provider, with strong overlap in commercial information services and decisioning. Comparable to Regie's Informazioni Commerciali offering, but operating at much greater scale across multiple geographies.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/regiesrlgestionecrediti
• LinkedInlinkedin.com/company/regie-srl
• Instagraminstagram.com/regiesrl3

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Regie