RENOMIA

What RENOMIA does

RENOMIA, a.s. is the largest insurance broker in the Czech Republic, ranked #1 by AČPM continuously since 2005, founded in 1993 in Hranice (now headquartered in Brno) and operating today as RENOMIA GROUP across 13 European countries with approximately 2,800 employees. The firm is structured as a privately held Czech family business (Nepala family) with Gallagher as a minority strategic shareholder since 2019. RENOMIA brokers insurance programs for 32,000+ corporate clients across 30+ industry verticals including energy, automotive, healthcare, agriculture, aviation, manufacturing, and financial services, and additionally serves professional associations (e.g., Czech Notary Chamber under exclusive partnership) and small businesses through the RENOMIA PLUS product.

The company's offering combines independent insurance brokerage with in-house risk management consulting, claims settlement (70,000+ claims annually), and international program servicing through RENOMIA EUROPEAN PARTNERS. Proprietary technology components include the HELP+ASSIST mobile application (24/7 legal hotline for fleet drivers), the Client Zone online portal for policy and claims management, and the RENOMIA Cyber Facility (a structured cyber insurance product covering up to CZK 120M in limits). Group subsidiaries include RENOMIA AGRO (agricultural insurance, insuring roughly one-third of Czech farmers), RENOMIA BENEFIT (employee benefits for 1,300+ corporate clients covering 300,000+ employees), and GRANTEX dotace (subsidy advisory with 1,700+ completed projects).

RENOMIA generates revenue primarily through insurance brokerage commissions on placed premiums (managed premiums reached CZK 28 billion / approximately EUR 1.1 billion at end-2025), supplemented by professional service fees from risk management consulting, international program administration, employee benefits management, and grant advisory services. Distribution is entirely direct and B2B, delivered through 30+ specialized in-house broker teams plus the RENOMIA NETWORK of partner brokers in the Czech Republic, with all offerings priced on a bespoke, quote-based annual model.

Name

RENOMIA

Legal name

RENOMIA, a. s.

Website

https://renomia.cz

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

101–250 employees

Short description

RENOMIA is the largest insurance broker in the Czech Republic, operating across 13 European countries with 2,800 employees and CZK 28 billion in managed premiums. It serves 32,000 corporate clients across 30+ industry verticals with independent brokerage, risk management, claims settlement, and specialized subsidiaries in agriculture, employee benefits, and subsidy advisory.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Claims Advocacy & Loss Recovery Services (FSAEADAH)

Keywords

• Insurance brokerage
• Risk management consulting
• Commercial insurance solutions
• Claims settlement services
• Cyber insurance products

Headquarters

HQ city

Brno

HQ country

Czechia

HQ region

Europe

Offices11 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: RENOMIA earns commissions from insurance companies for placing and managing insurance policies on behalf of corporate and individual clients. This is the primary revenue stream as the largest insurance broker in the Czech Republic.
2. Risk Management Consulting: Professional risk management consulting services including risk engineering surveys, risk analysis, business continuity planning, and prevention recommendations for corporate clients.
3. International Insurance Program Servicing: Administration and servicing of international insurance programs for multinational clients operating across multiple countries, leveraging the RENOMIA European Partners platform.
4. Subsidiary Services (GrantEX, RENOMIA BENEFIT, RENOMIA AGRO): Revenue from subsidiaries providing grant advisory, employee benefits administration, and agricultural insurance specialization.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

RENOMIA is an independent insurance brokerage that places and manages corporate and individual insurance programs with insurance companies, earning commissions on premiums. The firm also provides risk management consulting (risk surveys, business continuity planning, prevention recommendations), in-house claims settlement services handling 70,000+ cases annually, and international insurance program administration for multinational clients across 13+ European countries through the RENOMIA EUROPEAN PARTNERS platform.

Product overview

RENOMIA is an insurance brokerage and risk management company offering a comprehensive portfolio of insurance products and professional services. The core offering consists of industry-specific insurance solutions (covering sectors such as automotive, energy, healthcare, real estate, agriculture, and 30+ other industries) complemented by specialized services including Risk Management, Cyber Risk Management (RENOMIA Cyber Facility), Claims Settlement, and International Services. The company provides digital touchpoints through the HELP+ASSIST mobile application and Client Zone portal, while subsidiary services include RENOMIA BENEFIT (employee benefits administration), GRANTEX dotace (subsidy advisory), and RENOMIA AGRO (agricultural insurance). Products are distributed through direct brokerage relationships with insurance companies rather than a unified software platform.

Differentiator

Problem solved

Functional benefit

Products and services

• RENOMIA Cyber Facility Specialized cyber insurance product covering data breaches, ransomware, business interruption, and IT system recovery costs. Offers coverage up to CZK 120 million for companies with revenue up to CZK 12 billion.
• HELP+ASSIST Application Mobile app for corporate fleet drivers that guides them through accident reporting, provides 24/7 legal advice hotline with translation support, and helps reduce insurance claims costs through proper documentation.
• RENOMIA BENEFIT Employee benefits management service providing group insurance, tax-advantaged benefits, and benefit program administration for corporate clients. Manages programs for 1,300+ companies covering 300,000+ employees.
• GRANTEX dotace Subsidy and grant advisory service helping clients identify suitable subsidy programs, prepare applications, and manage project implementation. Czech market leader in grant advisory services.
• Právník do kapsy (Lawyer in Your Pocket) Telephone and email legal advisory service for employees, providing unlimited legal consultations on personal life matters including consumer disputes, traffic accidents, neighbor disputes, and insurance claims.
• RENOMIA Trade Credit Trade credit insurance protecting businesses against non-payment of receivables due to buyer insolvency or payment default.
• RENOMIA AGRO Agricultural insurance specialization covering crops, livestock, forests, and agricultural property. Insures approximately one-third of Czech farmers.
• Risk Management Services Risk identification, analysis, and management services including risk inspections, safety audits, business continuity planning, and insurance optimization.
• Claims Settlement Services Insurance claims management service handling 70,000+ cases annually, providing 24/7 support, claim coordination, and maximum claim settlements.
• International Insurance Services Cross-border insurance services with own offices in 13 European countries and global partner network (135+ countries via WBN and Gallagher), providing international program management and reinsurance access.
• D&O Insurance (Pojištění odpovědnosti členů orgánů) Directors and officers liability insurance protecting company board members and managers from personal liability for damages caused in the course of their duties.
• RENOMIA PLUS Exclusive insurance product for entrepreneurs and small businesses combining property, liability, and business interruption coverage with favorable pricing.
• RENOMIA | Gallagher Cyber Defence Centre Joint cyber defence offering with Gallagher providing cyber risk identification, vulnerability assessment, and mitigation services. Available to RENOMIA Cyber Facility policyholders for 3 months free of charge.

Quantifiable outcome

• 50% reduction in claims frequency achievable for transport fleet clients through risk management program
• +3 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Nine partnerships are on record, tiered core, flagship and minor.

• RENOMIA EUROPEAN PARTNERScoreStrategic or Co-development PartnerA unique service platform covering Central and Eastern Europe. Founded by RENOMIA to provide consistent, high-quality insurance brokerage services across the CEE region for RENOMIA clients and international partners.
• RENOMIA NETWORKcoreChannel Partner/ Reseller/ DistributorCzech network of independent insurance brokers operating under the RENOMIA brand, providing local insurance brokerage services across the Czech Republic.
• Notářská komora ČR (NKČR)flagshipStrategic or Co-development PartnerRENOMIA has been a long-term exclusive partner of the Czech Notary Chamber (NKČR) for insurance services. RENOMIA provides tailored professional liability insurance programs for notaries, their employees, and family members under exclusive terms negotiated for chamber members.
• Lloyd's of London (via Gallagher)coreTechnology or IntegrationHighly rated Lloyd's of London syndicate (Fitch rating A+) provides reinsurance capacity for RENOMIA's export financing and specialized insurance products, accessed through Gallagher partnership.
• RENOMIA AGROflagshipStrategic or Co-development PartnerSpecialized agricultural insurance division of RENOMIA GROUP. RENOMIA AGRO insures approximately one-third of all Czech farmers and operates as a distinct brand within the RENOMIA GROUP structure.
• RENOMIA BENEFITflagshipStrategic or Co-development PartnerSpecialized employee benefits division of RENOMIA GROUP providing group insurance and benefit programs for corporate HR clients. Manages programs for 1,300+ companies covering 300,000+ employees.
• GRANTEX dotaceflagshipStrategic or Co-development PartnerRENOMIA acquired a majority stake in GRANTEX dotace, the Czech market leader in grant advisory services. GRANTEX provides subsidy/grant consulting to RENOMIA clients, with 1,700+ successfully completed projects and 94-100% project success rate.
• RENOMIA | Gallagher Cyber Defence CentrecoreStrategic or Co-development PartnerJoint cyber defence offering with Gallagher providing cyber risk identification, vulnerability assessment, and mitigation services. Available to RENOMIA Cyber Facility policyholders for 3 months free of charge.
• WBN (Worldwide Broker Network)minorChannel Partner/ Reseller/ DistributorRENOMIA is a member of the Worldwide Broker Network (WBN), a global network of independent insurance brokers, enabling access to insurance services in 135+ countries.

Scale indicators10 records

Recent moves15 records

Expansion highlights6 records

Regional players

• SATUM: Slovak insurance and reinsurance broker with a regional footprint. Comparable as a direct CEE broker competitor, especially relevant given RENOMIA's Slovakia operations.
• MARSH across Czech/Slovak competitors – EGIS: Slovak insurance broker offering commercial and corporate insurance products. Regional peer operating in adjacent territory with overlapping mid-market and corporate clients.

Broad incumbents

• Aon: Top-2 global insurance and reinsurance broker with established Czech/Prague office. Comparable as an enterprise-focused risk and insurance broker serving multinational corporate clients across CEE.
• Willis Towers Watson (WTW): Global advisory and brokerage firm with insurance broking operations in CEE. Compares as a large incumbent competing for multinational and large enterprise clients in the Czech market.
• Howden: Fast-growing global insurance broker with active CEE expansion strategy. Comparable as an enterprise-focused broker competing in property/casualty and specialty lines, including cyber.
• Marsh (Marsh McLennan): World's largest insurance broker and risk advisor with a Prague presence. Direct competitor for large Czech and CEE corporate insurance placements and risk management engagements.
• Arthur J. Gallagher & Co. Global top-3 insurance broker and RENOMIA's minority shareholder since 2019. Compares directly as a multi-line insurance brokerage with risk management and claims capabilities, but operates globally at vastly larger scale and broader scope.

Direct peers

• GrECo International: Austrian-headquartered insurance broker with strong presence across CEE (Czech, Slovakia, Hungary, Poland, Romania, Bulgaria, etc.). Direct regional peer operating the same broker model across overlapping CEE geographies.

Emerging players

• Aspida: Czech insurance broker with comparable mid-market and corporate offerings. A direct regional competitor for Czech enterprise and SME insurance programs, particularly outside RENOMIA's strongest verticals.

Others

• Kooperativa pojišťovna (Vienna Insurance Group): Major Czech insurer within Vienna Insurance Group. Functions as a counterparty and channel partner for brokers rather than a pure peer, but competes for the same client wallet in Czech P&C and life insurance.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/renomia-s.r.o.

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries21 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RENOMIA