Scott Litman Insurance Agency

What Scott Litman Insurance Agency does

Scott Litman Insurance Agency (SLIA) is a specialized property and casualty (P&C) insurance brokerage focused on commercial habitational risk in Southern California. Founded in 1991, the firm serves homeowners' associations, property management companies, commercial landlords, and HOA boards of directors, providing coverage for mid-to-large-sized residential and rental properties. Its product portfolio centers on HOA property insurance, commercial earthquake coverage, workers compensation, commercial landlord and apartment insurance, umbrella/excess liability, directors and officers (D&O), fidelity/crime, and general liability. The agency's value proposition rests on nearly three decades of domain specialization in identifying coverage gaps — noting that over 90% of commercial insurance policies fall short for landlords — and providing personalized risk advisory to a niche client base.

The firm operates a sales-led, relationship-based go-to-market from a single office in Calabasas, California, generating revenue through commissions on placed insurance policies with annual billing cycles. Pricing is quote-based and tailored to individual risk profiles, property characteristics, and coverage requirements. In 2024, SLIA was acquired by NFP, a subsidiary of Aon plc (NYSE: AON), and now operates as a regional office within NFP's national brokerage platform, retaining its team, client relationships, and habitational-risk specialization while gaining access to expanded carrier relationships and risk capital capabilities. The unit has 1-10 employees and serves exclusively the U.S. domestic market.

Post-acquisition, the office functions as a specialty vertical within NFP's Real Estate and P&C franchise rather than as a standalone independent agency. Leadership includes a President for the Central and West Region, a Managing Director, and senior operations and account management personnel. The business has no proprietary technology platform, no AI/ML capabilities, and no disclosed mobile or web application products; its competitive position is grounded in human expertise, long-standing client relationships, and integration with NFP's broader infrastructure.

Name

Scott Litman Insurance Agency

Legal name

Scott Litman Insurance Agency

Website

https://sliains.com

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

1–10 employees

Short description

Scott Litman Insurance Agency is a Southern California P&C insurance brokerage specializing in HOA, property management, and commercial landlord insurance. Founded in 1991 and acquired by NFP (an Aon company) in 2024, it serves mid-market habitational clients from its Calabasas office.

Ownership category

akta.pro rank

Product category

Commercial Habitational Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

akta.pro secondary industries

Commercial Property Insurance (FSAJACAE), Real Estate / Lessors Risk BOP (FSAJAFAI), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Landlord / Dwelling Fire (DP) Insurance (FSAJACAD)

Keywords

• Commercial habitational insurance
• HOA insurance brokerage
• Community association coverage
• Property management insurance
• Landlord risk management

Headquarters

HQ city

Woodland Hills

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: Generates revenue through commissions on property and casualty insurance products placed for clients, including HOA insurance, commercial earthquake coverage, workers compensation, commercial landlord insurance, apartment insurance, umbrella coverage, D&O insurance, fidelity/crime insurance, and general liability coverage.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Scott Litman Insurance Agency is a commercial insurance brokerage that designs and places habitational risk coverage for community associations, property management companies, and landlords. It packages property, general liability, workers' compensation, commercial auto, umbrella/excess, crime, cyber, pollution, equipment breakdown, and surety solutions tailored to the unique exposures of HOA-governed and rental residential portfolios, primarily in Southern California.

Product overview

Scott Litman Insurance Agency (SLIA), now part of NFP, is a specialized insurance agency offering Property & Casualty (P&C) insurance and education services focused on commercial habitational risk. The agency provides a comprehensive suite of insurance products for Southern California homeowners' associations, property management companies, boards of directors, and landlords managing mid-to-large-sized properties. The product portfolio centers on core insurance offerings including HOA Insurance, Commercial Earthquake Coverage, Workers Compensation, Commercial Landlord Insurance, Apartment Insurance, Umbrella Coverage, Real Estate Insurance, Directors and Officers (D&O) Insurance, Fidelity/Crime Insurance, and General Liability Insurance. As part of NFP, the team has access to expanded expertise and capabilities across risk capital and human capital solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Property Insurance
• General Liability Insurance
• Workers' Compensation Insurance
• Commercial Auto Insurance
• Umbrella / Excess Liability Insurance
• Crime / Fidelity Coverage
• Cyber Liability Insurance
• Pollution Liability Insurance
• Equipment Breakdown Coverage
• Business Owners Policy (BOP)
• Surety Bonds
• HOA / Community Association Insurance Program
• Property Management Insurance Program
• Landlord Insurance Program

Quantifiable outcome

• Over 90% of commercial insurance policies are found to fall short, leaving landlords vulnerable - highlighting the need for expert coverage review.

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• NFP (National Financial Partners)coreStrategic or Co-development PartnerScott Litman Insurance Agency was acquired by NFP, an Aon company. As part of NFP, the SLIA team now has access to expanded expertise and capabilities, adding tremendous value to the wide-ranging needs of their clients. The agency operates under the NFP brand while maintaining the same team and personal service approach.

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Emerging players

• RPS Insurance Brokerage (Risk Placement Services): Specialty wholesale insurance broker serving retail agents with excess and surplus lines, including habitational and real estate placements. Overlaps in the habitational coverage space but primarily a wholesale partner rather than direct middle-market retailer.
• Brown & Riding Insurance Services: Specialty wholesale insurance broker with deep expertise in habitational, real estate, and property coverage placed through retail brokers. Comparable product expertise but operates as a wholesaler rather than direct-to-client retailer like Scott Litman.

Direct peers

• Heffernan Insurance Brokers: California-headquartered independent commercial insurance brokerage serving middle-market and habitational/real estate clients across the West Coast. Directly comparable as a regional, mid-market P&C brokerage with similar HOA, apartment, and landlord customer profiles.
• Keenan & Associates: California-based insurance brokerage and consulting firm specializing in commercial P&C and public-sector-habitational-adjacent coverage. Comparable target market in California and similar emphasis on property, liability, and excess coverage for institutional clients.
• IOA (Insurance Office of America): US commercial insurance brokerage with real estate and habitational specialties serving middle-market associations and property owners. Comparable vertical focus on HOA, apartment, and landlord P&C accounts and similar relationship-driven GTM.
• Woodruff-Sawyer & Company: California-based independent commercial insurance broker focused on middle-market real estate, habitational, and association accounts. Overlapping customer profile (HOAs, property managers, landlord/investor-owned property) and similar regional P&C product set.
• Alliant Insurance Services: Large US commercial insurance brokerage with a dedicated habitational and real estate practice serving associations, property managers, and landlords. Highly comparable target-customer set and product mix to Scott Litman, with a broader national footprint.

Broad incumbents

• Aon plc: Parent of NFP, which acquired Scott Litman Insurance Agency in 2024. Operates a global commercial insurance and risk brokerage with P&C capabilities far broader than Scott Litman's but shares the habitational coverage expertise through NFP's specialty practices.
• Hub International: Large North American insurance brokerage with a strong habitational and real estate practice including HOA, apartment, and landlord coverage. Comparable offerings but operates as a national platform rather than a regional boutique.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm with a dedicated real estate and habitational practice serving associations and landlords. Comparable product set at much larger scale.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/ScottLitman

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Scott Litman Insurance Agency