Good Return

What Good Return does

Good Return is an Australian-registered nonprofit (Public Benevolent Institution) operating since 2004 from North Sydney, focused on financial inclusion for women and other excluded groups in the Asia Pacific region. The organization operates four core product lines: (1) an award-winning Impact Investment Fund (with Fund 2 currently open to investors) that channels capital from Australian and global investors into loans for women entrepreneurs; (2) the My Money Tracker mobile app, used by 68,742 micro-entrepreneurs for expense tracking and savings; (3) Financial Capability Training programs delivered via community-based coaches in Solomon Islands, Nepal and other markets; and (4) Responsible Finance Services, which partner with financial institutions to extend responsible loans and train their staff in social inclusion practices.

The business model combines philanthropic donations (individual giving, corporate partners, planned legacy bequests) with managed impact-investment capital, holding AFSL 504804 and full DFAT accreditation to operate the investment fund. Good Return reaches beneficiaries through a hybrid model: direct training delivery via local community organizations, partnerships with financial service providers as distribution channels, and digital self-serve distribution via the My Money Tracker app. The organization holds ACFID membership and DFAT accreditation, and is governed by a Board chaired by Rebelle Moriarty.

Cumulative program outcomes since 2004 include 3.5 million people reached through money safety campaigns, 69,360 vulnerable people trained in financial skills, $5.05 million deployed as loans to women entrepreneurs, and 10,574 financial services staff trained in social inclusion. The organization employs 11-50 staff and is described in Fortune (April 2026) as part of the growing impact-investing ecosystem addressing the Asian 'missing middle.'

Name

Good Return

Legal name

Good Return

Website

https://goodreturn.org

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Good Return is an Australian nonprofit, founded in 2004, that delivers financial inclusion programs for women entrepreneurs and excluded groups across the Asia Pacific region through an impact investment fund, a mobile expense-tracking app, financial capability training, and partnerships with financial institutions.

Ownership category

akta.pro rank

Product category

Financial Inclusion Services

NAICS

Credit Intermediation and Related Activities (522)

SIC

International Affairs (9721), Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

Financial Inclusion & Consumer Empowerment (Banking Access, Credit Building) (BPAGALAJ)

akta.pro secondary industries

Development Finance & Blended Finance Facilities (BPADAOAD), Impact Investment & Development Investment Funds (BPADACAO), Social Impact & Inclusive Finance Funds (FSANAJAH), Development Finance, Guarantees & Blended Finance Programs (BPADABAM)

Keywords

• Financial inclusion services
• Microfinance lending
• Financial capability training
• Impact investment fund
• Responsible finance

Headquarters

HQ city

North Sydney

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Donations and Philanthropy: Good Return receives donations from individuals, corporate partners, and philanthropists who support their mission to end poverty through sustainable change and financial inclusion for women.
2. Impact Investing Fund: Award-winning Impact Investment fund that leverages capital from Australian and global investors to make loans to women entrepreneurs. Fund 2 is open to socially minded investors.
3. Legacy Bequests: Planned giving program allowing supporters to leave legacy donations.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Good Return provides responsible finance to local entrepreneurs, education and business training to women and excluded groups to build financial capability, and operates an Impact Investment Fund that channels investor capital to partner microfinance institutions across the Asia Pacific region. Its offerings combine capital deployment, capability building, and partner-based delivery to break the cycle of poverty through financial inclusion.

Product overview

Good Return operates as a non-profit organization offering a portfolio of financial inclusion products and services centered on empowering women entrepreneurs. The core offerings include: the Impact Investment Fund (which provides loans to women entrepreneurs through Fund 1 and the new Fund 2), the My Money Tracker mobile app for expense tracking and savings, Financial Capability Training programs, and Responsible Finance Services that partner with financial institutions. These products work together to provide a holistic approach to financial inclusion—from capital provision and skills training to digital tools and institutional partnerships.

Differentiator

Problem solved

Functional benefit

Brands

• My Money Tracker: Mobile app for tracking expenses and boosting savings used by 68,742 micro-entrepreneurs
• Impact Investment Fund
• Fund 2

Products and services

• Impact Investment Fund A fund vehicle that mobilises capital from impact investors and channels it to partner financial service providers delivering responsible microfinance to women and excluded groups in the Asia Pacific region. It targets investors seeking measurable social and financial returns.
• Financial Capability Training An education and business training program that builds financial capability among women and excluded groups, covering money management, savings, and small business skills. Delivered in the Asia Pacific region alongside responsible finance programs.
• My Money Tracker App A mobile application from Good Return that helps users track spending, set savings goals, and manage money. Built for women and excluded groups participating in Good Return's financial inclusion programs in the Asia Pacific region.
• Responsible Finance Services Responsible finance delivered to local micro-entrepreneurs via Good Return's partner financial service provider network in the Asia Pacific region, providing access to responsibly-priced loans alongside financial capability training.

Quantifiable outcome

• 3,509,709 people reached through money safety campaigns
• +3 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators6 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Kiva: Kiva is a nonprofit crowdfunding platform that channels loans to underserved entrepreneurs globally, including women micro-entrepreneurs. It directly compares to Good Return's Impact Investment Fund model of matching impact capital to financially excluded borrowers.
• Accion: Accion is a global nonprofit committed to financial inclusion, providing capital and advisory to microfinance institutions serving low-income populations. Comparable mission, beneficiary segment, and partner-led delivery model.
• Women's World Banking: Women's World Banking is a nonprofit dedicated to financial inclusion for low-income women through partner financial institutions globally. Highly comparable focus on women's economic empowerment and partnership-based delivery.
• Opportunity International: Opportunity International is a nonprofit microfinance institution providing loans, savings, and training to people in developing countries, particularly women entrepreneurs. Comparable mission, target segment, and integrated financial-inclusion model.
• Grameen Foundation: Grameen Foundation is a nonprofit focused on microfinance and financial inclusion for the poor, especially women, in developing markets. It mirrors Good Return's combined finance + training + digital tools approach to financial inclusion.
• FINCA International: FINCA operates a global network of microfinance institutions serving low-income entrepreneurs, with a strong focus on women clients. Direct peer on small-loan products to underserved micro-entrepreneurs.

Broad incumbents

• BRAC: BRAC is one of the world's largest development nonprofits, running microfinance and women's empowerment programs across multiple countries. Broader incumbent that overlaps significantly with Good Return's women-focused financial inclusion agenda.
• CARE International: CARE International is a major humanitarian and development NGO with substantial financial inclusion programming for women in Asia Pacific. Broad incumbent with overlapping mission and beneficiary base.

Regional players

• World Vision Australia: World Vision Australia is a large development NGO based in the same home market, running microfinance and economic empowerment programs in Asia Pacific. Regional peer with overlapping donor base and program footprint.

Others

• Macquarie Group Foundation: Macquarie is referenced as a partner betting on impact investing to fill the Asia Pacific financial access gap. Comparable as an institutional capital provider and ecosystem participant in the same impact-investing thesis Good Return operates in.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/GoodReturnOrg

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Good Return