Flagship Wealth Advisors

What Flagship Wealth Advisors does

Flagship Wealth Advisors, LLC is a privately held Registered Investment Advisory firm founded in 1997 by Paul V. Ryan, Jr., CFP®, headquartered in Wakefield, Massachusetts with a satellite office in West Chatham (Cape Cod). Operating as a group practice of more than 30 financial professionals, the firm delivers comprehensive wealth management and financial planning services — including investment counseling, retirement income planning, tax efficiency analysis, estate planning, asset protection, charitable giving strategies, and college funding — to pre-retirees, retirees, high-net-worth individuals, and families. Revenue is generated through AUM-based advisory fees, transactional commissions on certain non-fee-based accounts, and standalone fee-only financial planning engagements. The firm is not a technology developer; it relies on third-party client portals (emaplan, Equipt via Osaic) and back-office infrastructure provided by its long-standing broker-dealer affiliate, Osaic Wealth, Inc., and its custodian/clearing partner Pershing (BNY Mellon). Securities activities are conducted under Osaic's FINRA/SIPC membership, with the founder's group of advisors entrusted with over $1B in client assets across 50-state licensure, though notice filings are active in only 11 states.

Name

Flagship Wealth Advisors

Legal name

Flagship Wealth Advisors LLC

Website

https://flagshipwealthadvisors.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

1–10 employees

Short description

Flagship Wealth Advisors is a Massachusetts-based RIA founded in 1997 that provides fee-based and fee-only wealth management, retirement planning, and estate planning to pre-retirees, retirees, and HNW individuals through a group practice of 30+ advisors affiliated with Osaic Wealth, managing over $1B in client assets.

Ownership category

akta.pro rank

Product category

Wealth Management Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Broker-Dealer Affiliated Wealth Advisory (FSAEABAB), Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Wealth management services
• Financial planning advisory
• Retirement income planning
• Estate tax planning
• Investment counseling

Headquarters

HQ city

Maussane

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Advisory Fees (AUM-based): Fees based on assets under management (AUM) for fee-based accounts where clients do not pay commissions, establishing a fiduciary relationship.
2. Commissions: Commissions on certain investment transactions executed in separate, non-fee-based accounts when clients want to purchase investments that carry commissions.
3. Fee-Only Planning Services: Fee-only financial planning services for clients who prefer not to pay commissions on transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Flagship Wealth Advisors is a fiduciary Registered Investment Advisory firm that provides comprehensive wealth management, investment counseling, retirement income planning, tax efficiency analysis, estate tax planning, asset protection, charitable giving strategies, and college funding services to individuals and families. The firm operates as a group practice with 30+ financial professionals and offers both fee-based (AUM) and fee-only engagement models. Services are distributed through affiliation with Osaic Wealth Inc., an independent broker-dealer.

Product overview

Flagship Wealth Advisors is a comprehensive financial services firm offering a unified suite of wealth management and planning services. The core offering centers on Wealth Accumulation and Management, complemented by specialized services including Investment Counseling, Retirement Income Planning, Tax Efficiency Analysis, Estate Tax Planning, Asset Protection Planning, Charitable Giving Strategies, and College Funding Strategies. The firm also provides Fee-Only Planning as a fiduciary option. Insurance products (life insurance and long-term care insurance) are offered as add-on modules integrated into retirement and estate planning services. Clients access their accounts through dedicated portals including the Personal Wealth Management Portal (emaplan) and Equipt platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Accumulation and Management
• Investment Counseling
• Retirement Income Planning
• Tax Efficiency Analysis
• Estate Tax Planning
• Asset Protection Planning
• Charitable Giving Strategies
• College Funding Strategies
• Fee-Only Financial Planning
• Life Insurance Products
• Long-Term Care Insurance Products
• Personal Wealth Management Portal (emaplan)
• Equipt Client Platform

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Osaic Wealth, Inc.coreChannel Partner/ Reseller/ DistributorOsaic Wealth Inc. is an independent broker-dealer (member FINRA/SIPC) and an unaffiliated third party that provides access to securities markets while offering compliance and supervisory oversight. Flagship Wealth Advisors has been affiliated with Osaic since 1992. Paul V. Ryan, Jr. serves on the Northeast Regional Advisory Panel and was previously a Registered Principal and Branch Manager.
• Pershing (BNY Mellon)coreTechnology or IntegrationPershing is a BNY Mellon company and clearing firm that handles confirmation, delivery, and settlement of financial transactions. It prepares and sends periodic account statements and transaction confirmations. As a SIPC member, it provides up to $500,000 in protection for securities customers.
• Royal Alliance Associates, Inc.minorChannel Partner/ Reseller/ DistributorLeonard Coris was separately registered to sell securities through Royal Alliance Associates, Inc., a national independent registered broker-dealer. This was a prior affiliation mentioned in the firm's memorial to Leonard Coris.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Commonwealth Financial Network: Independent broker-dealer and RIA support platform serving affiliated advisors; an organizational counterparty to Osaic Wealth and a relevant incumbent for comparison given Flagship's broker-dealer affiliation.
• Cambridge Investment Research: Independent broker-dealer supporting affiliated advisors and RIAs; comparable as one of several large IBD platforms competing with Osaic for advisor affiliation and offering similar service infrastructure.
• Cetera Financial Group: Large independent broker-dealer network supporting affiliated financial professionals; provides a comparative scale benchmark for Osaic-affiliated firms like Flagship and represents the broader IBD-incumbent model.
• LPL Financial: Largest independent broker-dealer in the U.S. supporting ~22,000 advisors; relevant incumbent for comparison given Flagship's group-practice model sits within the same IBD ecosystem.
• Edelman Financial Engines: Large-scale hybrid RIA combining traditional advisors with a 401(k) rollover digital platform; comparable in offering mass-affluent retirement planning and increasingly competing for the same boomer demographic.

Direct peers

• Creative Planning: Large-scale fiduciary RIA offering comprehensive wealth management, tax, and estate planning to high-net-worth and mass-affluent clients, similar in service breadth to Flagship's offering.
• Carson Wealth Management Group: Multi-advisor RIA group practice built through advisor affiliations and acquisition; comparable in operating model (fiduciary group practice with affiliated advisors across geographies) and AUM scale to Flagship.
• Mariner Wealth Advisors: National fiduciary RIA built via advisor acquisition and affiliations; closest comparable in terms of comprehensive wealth, tax, and estate services delivered through a group-practice model.

Emerging players

• Facet Wealth: Flat-fee digital-first financial planning firm with licensed CFP® professionals; represents the emerging low-cost competing model pressuring traditional AUM-based RIAs like Flagship.
• Empower (formerly Personal Capital): Hybrid digital wealth manager combining a free planning tool with human advisor services; a relevant emerging player demonstrating how technology-driven incumbents can compete for retirement-aged mass-affluent households.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/flagship-wealth-advisors-llc.

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Flagship Wealth Advisors