Howden Hellas

What Howden Hellas does

Howden Hellas Insurance and Reinsurance Brokers S.A. is a Greek-registered specialist insurance and reinsurance brokerage and a wholly-owned subsidiary of Howden Group Holdings, headquartered in Athens at 1 Kifissias Avenue. The company serves SMEs, corporates and multinationals across 12 industry verticals (Aquaculture, Aviation & Aerospace, Construction & Engineering, Energy, Financial Institutions, Health & Care, Hospitality, Manufacturing, Marine, Mergers & Acquisitions, Real Estate) through three product divisions: Business & Corporate Insurance (with 18 specialized lines including Cyber, D&O, Property, Reinsurance, Surety Bonds, W&I and Trade Credit), Employee Benefits (consulting plus Group Medical, Travel and Life), and Private Clients (Art, Aviation, Home & Contents, Motor, Private Health, Travel, Yacht). The brokerage additionally operates offices in Cyprus and South Africa, serving as the Greek node of the Howden One Network.

The business operates as a commission-based broker placing premiums with insurers, leveraging its parent's $51bn+ USD premium under management, 56-country footprint and 24,000-employee specialist base to deliver cross-border placement and local sector expertise that standalone Greek brokers struggle to match. Pricing is quote-based and bespoke, with no publicly disclosed fee schedule, and go-to-market is dominated by direct enterprise field sales, inside sales via phone (+30 210 3390 354) and the website contact form, supplemented by LinkedIn and Instagram presence under the Howden and Howden Matrix brands.

Howden Hellas has no disclosed AI/ML, API, SDK or proprietary technology assets beyond a standard brokerage platform; its competitive position rests on sector specialization, brand affiliation with the parent group, and network access rather than technology differentiation. The firm is privately held, with no funding rounds, M&A, leadership changes or regulatory actions disclosed, and reports financials via an annual statement (most recently 2025).

Name

Howden Hellas

Legal name

Howden Hellas Insurance and Reinsurance Brokers S.A.

Website

https://howden-brokers.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

51–100 employees

Short description

Howden Hellas is a Greek-registered specialist insurance and reinsurance broker and subsidiary of Howden Group Holdings, serving SMEs, corporates and multinationals across 12 industry verticals and a private-client book from offices in Greece, Cyprus and South Africa.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Surety Insurance (6351)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industry

Surety & Bond Brokerage (FSAEADAI)

Keywords

• Insurance brokerage services
• Reinsurance brokerage
• Commercial insurance solutions
• Employee benefits consulting
• Private client insurance

Headquarters

HQ city

Athens

HQ country

Greece

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Insurance Brokerage Services: Commission-based insurance brokerage serving SMEs, corporates and multinationals across 56 countries. Generates revenue through premiums placed with insurers under management ($51bn+ USD premium under management).

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Howden Hellas is a specialist insurance and reinsurance broker that places commercial and personal insurance coverage on behalf of clients with insurers. The firm serves SMEs, corporates, and multinationals through 12 industry-sector practices (Aquaculture, Aviation & Aerospace, Construction & Engineering, Energy, Financial Institutions, Health & Care, Hospitality, Manufacturing, Marine, M&A, Real Estate) and a broad specialty lines book (Cyber, D&O, Crime, Property, Liability, Reinsurance, Surety Bonds), plus employee benefits consulting and private client personal lines, leveraging Howden Group's global network across 56 countries.

Product overview

Howden Hellas is a specialist insurance broker operating as part of the Howden Group Holdings global network. The company offers a comprehensive insurance portfolio organized across three main divisions: Business & Corporate Insurance (covering 12 industry sectors including Construction, Energy, Financial Institutions, Marine, and M&A, plus 18 specialized insurance lines such as Cyber, D&O, Property, and Reinsurance), Employee Benefits (including Medical, Travel, Life insurance, and benefits consulting), and Private Clients (covering Art, Aviation, Home, Motor, Health, Travel, and Yacht). The company serves SMEs, corporates, and multinationals across 56 countries with over 24,000 employees managing $51bn+ USD in premium under management. Founded in London in 1994, Howden Hellas is headquartered in Athens, Greece with additional offices in Cyprus and South Africa.

Differentiator

Problem solved

Functional benefit

Products and services

• Business & Corporate Insurance by Sector Sector-specialized insurance brokerage across 12 industries (Aquaculture, Aviation & Aerospace, Construction & Engineering, Energy, Financial Institutions, Health & Care, Hospitality, Manufacturing, Marine, M&A, Real Estate) for SMEs, corporates, and multinationals operating in Greece.
• Cyber Risk Insurance Coverage for cyber threats, data breaches, network security incidents, and associated liability, designed for businesses exposed to digital and information security risks.
• Directors & Officers (D&O) Insurance Liability coverage protecting company directors and officers from personal loss due to claims arising from their corporate responsibilities.
• Crime Insurance Protection against criminal acts including employee dishonesty, fraud, and theft, for commercial clients.
• Marine Insurance Brokerage Marine coverage including Cargo, Hull, and Shipyard & Builder's Risk insurance for maritime operations and businesses in Greece.
• Reinsurance Brokerage Reinsurance brokerage services helping insurers manage their risk portfolios through risk transfer arrangements, leveraging Howden's global reinsurance capabilities.
• Aviation & Aerospace Insurance Insurance solutions for aviation operators, aerospace manufacturers, and related businesses covering aircraft hull, liability, and specialized aerospace risks.
• Energy Insurance Insurance solutions for energy sector companies covering operational risks, property damage, and liability exposures.
• Construction & Engineering Insurance Coverage including Construction All Risk and Heavy Equipment protection for construction projects and engineering operations.
• Employee Benefits Consulting and Group Coverage Advisory services helping organizations design and manage comprehensive employee benefits programs, including Group Private Medical Insurance, Group Travel Insurance, and Group Life Insurance for employees and dependents.
• Private Client Insurance Services Specialized personal insurance for high-net-worth individuals covering Art, Jewels & Collectibles, Private Aviation, Home & Contents, Motor, Private Health, Travel, and Yacht insurance.
• Professional Indemnity Insurance Protection for professionals against claims arising from negligent acts, errors, or omissions in their professional services, including Medical Malpractice coverage.
• Surety Bonds & Guarantees Bond and guarantee products including performance bonds, bid bonds, and payment guarantees for construction and commercial projects.
• Financial Institutions Insurance Specialized coverage for banks and financial institutions including Bankers Blanket Bond, Political Risks, and Trade Credit insurance.
• Mergers & Acquisitions Insurance Specialized insurance products for M&A transactions including Warranty & Indemnity coverage to protect buyers and sellers in corporate acquisitions.
• Corporate Property Insurance Protection for commercial properties against damage, destruction, and business interruption for corporate real estate owners and operators.

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Highway Certified Insurance Agencies NetworkcoreStrategic or Co-development Partner · 1 June 2026Howden is one of 10 founding agencies in the Highway Certified Insurance Agencies program, a new designation for insurance agencies meeting defined standards for accuracy, completeness, and timeliness of data on Highway's platform. The Highway Certified Network aims to bring shared accountability and enforceable standards to the brokered freight ecosystem. Future expansions will extend the framework to additional service providers in the brokered freight market.

Scale indicators5 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Hub International: Large North American-headquartered brokerage expanding internationally. While primarily US-focused, its specialty insurance and reinsurance capabilities compete for Greek multinational placements routed through global programs.

Regional players

• Allianz Greece: Greek arm of Allianz, one of the world's largest insurance carriers. While primarily an underwriter rather than broker, it competes indirectly in the Greek market by offering direct distribution and bundled corporate coverage that may displace broker-placed business.
• AssurePro: Independent Greek insurance brokerage serving commercial clients across multiple sectors. Comparable as a domestic Greek competitor operating in the same SME and mid-market segments that Howden Hellas targets.

Direct peers

• Aon Greece: Greek arm of Aon plc, one of the world's largest insurance brokers. Directly comparable as a multi-sector commercial insurance and reinsurance broker serving SMEs, corporates, and multinationals in Greece with access to global specialty expertise.
• Lockton Greece: Greek operations of Lockton, the world's largest independent insurance broker. Closely comparable as a relationship-driven, specialty-focused broker competing for the same Greek corporate and multinational client base.
• Willis Towers Watson (Greece): Greek presence of WTW, providing insurance and reinsurance brokerage alongside risk management and human capital consulting. Directly comparable in serving multinational and large corporate clients in the Greek market.
• Arthur J. Gallagher (Greece): Gallagher's Greek operations compete directly with Howden Hellas in commercial insurance brokerage for SMEs, corporates, and specialty lines, leveraging a similarly global brokerage platform and sector-specialist model.
• Marsh McLennan (Greece): Greek operations of Marsh, part of Marsh McLennan. A direct competitor offering commercial insurance brokerage, risk advisory, and reinsurance services to Greek corporates and multinationals across similar sector verticals.

Others

• European Broker Network: An independent broker network connecting mid-sized European brokers for cross-border servicing. Comparable to the Howden One Network as an enabling channel that allows smaller brokers to access international specialty expertise and multinational client placements.

Emerging players

• Brown & Riding: Specialty wholesale insurance brokerage with deep expertise in complex and niche lines. Comparable as a specialty-focused intermediary competing for placements in sectors like Marine, Energy, and Construction where Howden Hellas operates.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/howdenmatrix
• Instagraminstagram.com/howdeninsurance
• Facebookfacebook.com/HowdenMatrix

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Howden Hellas