Compass Mortgages+

What Compass Mortgages+ does

Compass Mortgages+ is a UK independent mortgage brokerage headquartered in Steyning, West Sussex, founded in 2004 by Dean Anderson-Haysom. The firm provides mortgage advice and arrangement services across the full product spectrum — fixed-rate, variable-rate, Help-to-Buy, shared-ownership, buy-to-let, and remortgages — alongside protection insurance (life, critical illness, income protection) and home insurance (buildings and contents). It operates as an Appointed Representative of Mortgage Intelligence Limited under FCA reference 305330, the regulatory structure that authorizes its mortgage, insurance, and consumer credit mediation activities.

The business is built around a small in-house team of CeMAP-qualified consultants who deliver personalized, advice-led service through face-to-face meetings at the Steyning office, as well as via phone and email. Customer acquisition is supported by a content marketing effort via an Advisory Hub blog, supplemented by a basic online Mortgage Calculator tool. There is no proprietary technology platform, no API surface, and no integrations — the operating model is entirely human-advice-driven, reliant on lender relationships and accumulated product knowledge rather than algorithmic differentiation.

Revenue is generated on a per-transaction basis through a fixed £495 client fee charged on exchange or completion, supplemented by commission from lenders and insurance providers. Compass claims to have completed over 5,000 mortgage arrangements since inception and serves clients locally, nationally across the UK, and internationally. The company is founder-owned with no disclosed external investment, no parent entity, and no subsidiary structure, operating as an independent lifestyle-scale brokerage with a stable 8-person headcount.

Name

Compass Mortgages+

Legal name

Compass Mortgages Ltd.

Website

https://compass-mortgages.co.uk

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Compass Mortgages+ is a UK independent mortgage brokerage founded in 2004 in Steyning, West Sussex, offering mortgage advice, protection insurance, and home insurance to individual homebuyers and property investors under FCA-regulated Mortgage Intelligence Limited.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

• Mortgage brokerage
• Mortgage advice
• Protection insurance
• Home insurance
• Buy-to-let mortgages

Headquarters

HQ city

Steyning

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Mortgage Advisory Fees: Fixed fee model charging £495 for mortgage advice and arrangement services. Fee is charged upon exchange of contracts for purchases or upon completion of a re-mortgage. Initial consultations are obligation-free.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Compass Mortgages+ is a UK mortgage brokerage that arranges residential, buy-to-let, help-to-buy, shared-ownership, and remortgage products on behalf of individual clients, alongside protection insurance (life, critical illness, income protection) and home insurance (buildings and contents). Advice is delivered by CeMAP-qualified consultants through phone, email, and face-to-face meetings at the Steyning office, under a fixed fee of £495 charged on successful mortgage completion. The firm operates as an FCA-regulated Appointed Representative of Mortgage Intelligence Limited (FCA ref. 305330).

Product overview

Compass Mortgages+ is a mortgage broker offering a comprehensive suite of financial services organized around three core product lines: Mortgages (including fixed-rate, variable-rate, Help-to-Buy, shared-ownership, and buy-to-let mortgages, plus remortgage services), Protection (life insurance, critical illness cover, and income protection), and Home Insurance (buildings and contents coverage). The company also provides a digital mortgage calculator tool. Services are delivered through a team of advisors based in Steyning, West Sussex, with the company operating as an Appointed Representative of Mortgage Intelligence Limited under FCA regulation.

Differentiator

Problem solved

Functional benefit

Products and services

• Fixed-Rate Mortgages (arrangement) Brokerage service arranging fixed-rate mortgage products for individual borrowers, locking an interest rate for multiple years to support budgeting and financial planning.
• Variable-Rate Mortgages (arrangement) Brokerage arrangement of variable-rate mortgage products whose interest rates follow market conditions, offering potential savings opportunities for individual borrowers.
• Help-to-Buy Mortgages (arrangement) Brokerage arrangement of Help-to-Buy mortgage products combined with government equity loans, helping buyers access better rates on new-build properties.
• Shared-Ownership Mortgages (arrangement) Brokerage arrangement of shared-ownership mortgage products enabling buyers to purchase a portion of a property while renting the remainder, facilitating entry onto the property ladder.
• Buy-to-Let Mortgages (arrangement) Brokerage arrangement of specialised mortgage products designed for investment properties that borrowers plan to rent out, targeted at property investors and landlords.
• Remortgages (arrangement) Mortgage review and switching service helping borrowers secure better deals by reviewing their current mortgage arrangements and refinancing where appropriate.
• Life Insurance (advice) Protection advice and arrangement of life insurance products to ensure loved ones are financially secure in the event of the policyholder's death, for individual consumers and families.
• Critical Illness Cover (advice) Protection advice and arrangement of critical illness cover providing financial support to cover ongoing burdens in the event of surgery or critical illness diagnosis.
• Income Protection (advice) Protection advice and arrangement of income protection insurance providing financial protection against loss of income due to injury, illness, or disability.
• Buildings Insurance (advice) General insurance advice and arrangement of buildings insurance covering property fixtures and fittings such as walls, floors, ceilings, and kitchen cupboards.
• Contents Insurance (advice) General insurance advice and arrangement of contents insurance covering personal possessions and household items such as sofas, rugs, and appliances.

Quantifiable outcome

• Over 5,000 mortgage arrangements completed

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Mortgage Intelligence LimitedcoreOthersCompass Mortgages Ltd is an Appointed Representative of Mortgage Intelligence Limited, which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities. This is a regulatory/compliance relationship required for FCA authorization to provide mortgage advice.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• John Charcol: Long-established London-based mortgage broker specialising in complex cases including self-employed, contractor, and high-value borrowers. Closely comparable to Compass on fee-charging advice model and specialism in non-standard mortgage segments.
• SPF Private Clients: UK mortgage broker serving professional and high-net-worth clients with bespoke advice across residential, buy-to-let, and commercial mortgages. Comparable to Compass on personal advisory model and access to specialist lender products.
• London & Country Mortgages: The UK's largest independent mortgage broker, offering fee-charged advice across residential, buy-to-let, and remortgage products via phone and online channels. Directly comparable to Compass in product breadth, whole-of-market lender access, and fee-based revenue model.
• Private Finance: Independent UK mortgage and wealth broker offering fee-based advice across residential, buy-to-let, and offshore mortgages. Comparable to Compass on whole-of-market access, fee transparency, and personalized broker relationships.
• Habito: Digital-first UK mortgage broker offering free or low-fee execution with an automated platform alongside human advisors. Competes with Compass directly for first-time buyers and remortgage customers, primarily on price and convenience.
• Responsible Lending: Independent UK mortgage broker providing fee-charged whole-of-market advice, often serving self-employed and complex-case borrowers. Comparable to Compass on advisor-led, fee-based model and specialist lender access.

Emerging players

• Better.co.uk: Newer UK digital mortgage broker offering fee-free execution with online application tracking. Targets the same first-time buyer and remortgage segments as Compass but with a technology-led proposition.
• Trussle: Digital mortgage broker using technology to match borrowers with lenders, with optional human advice. Competes with Compass on remortgage convenience and price, though with less support for complex cases.

Others

• Mortgage Intelligence Limited: FCA-authorised principal firm for which Compass operates as Appointed Representative. Indirectly comparable as a network of mortgage brokers operating under a shared regulatory umbrella, though the relationship is regulatory rather than competitive.

Broad incumbents

• Connells (Alexander Hall): Large UK estate agency and mortgage broker group with a national footprint including the Alexander Hall brand. Competes with Compass across residential purchase and remortgage, but as part of a wider property services portfolio rather than a specialist broker.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/CompassMortgagesLtd

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Compass Mortgages+