ARC Insurance Brokers

What ARC Insurance Brokers does

ARC Insurance Brokers is a privately held, independent insurance brokerage headquartered in Edmonton, Alberta, founded in 2013. The company operates as an intermediary connecting personal and commercial insurance customers with multiple Canadian carriers, including Aviva, Intact, Economical, Wawanesa, Peace Hills, Optimum West, Nordic, Sandbox, Totten Group, and Premier Canada. It runs a hybrid distribution model combining in-person service at four Alberta branch offices (Edmonton South/Windermere, Edmonton North, St. Albert, and Jasper), phone-based inside sales, and self-serve online quote forms, with a planned fifth branch in Burnaby, British Columbia. The firm's product portfolio spans personal lines (auto, homeowner, condo, tenant/renter, landlord) and commercial lines (business, professional services, trades & industrial, retail & service), supplemented by add-on coverages such as cyber, builder's risk, commercial auto, commercial property, and general/professional liability. A distinctive differentiator is multilingual broker service in Cantonese, Mandarin, Spanish, and Portuguese, targeting diverse communities across the Edmonton metropolitan area and broader Alberta.

ARC Insurance Brokers earns revenue through commissions paid by insurance carriers on policies placed on behalf of clients. Pricing across the product set is small-ticket and subscription-based: tenant and condo policies start at approximately $19–$20 per month, average small-business general liability is around $450 per year, and bundle discounts of up to 15% are available for combined home/condo/tenant plus auto coverage. The go-to-market targets two primary segments — individual consumers and homeowners (with a sub-focus on drivers carrying 5+ years of clear driving records) and small/mid-size businesses across professional services, trades, and retail — with a secondary high-value personal-lines niche around homes above $800,000 and collector vehicles concentrated at the Edmonton South branch.

The brokerage operates with a small team of 1–10 employees and does not maintain proprietary technology platforms, AI/ML capabilities, or APIs. Online quote forms, an educational blog, referral marketing, and multi-language community outreach constitute the marketing mix. Claims service operates on a 24-hour basis. The company is independently owned, with no disclosed parent, private equity, or venture capital backing.

Name

ARC Insurance Brokers

Legal name

ARC Insurance Brokers

Website

https://arcinsurance.ca

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

ARC Insurance Brokers is a privately held, independent insurance brokerage in Edmonton, Alberta that places personal and commercial policies through multiple Canadian carriers across four Alberta branch offices and a planned BC location.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Insurance brokerage
• Auto insurance
• Home insurance
• Commercial insurance
• Claims services

Headquarters

HQ city

Edmonton

HQ country

Canada

HQ region

North America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: ARC Insurance Brokers earns revenue through commissions paid by insurance carriers for policies placed on behalf of clients. As an independent brokerage, they work with multiple insurance providers to find optimal coverage and rates for customers, earning commission income from each carrier relationship.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

ARC Insurance Brokers is an independent insurance brokerage that intermediates between customers and multiple Canadian insurance carriers to place personal and commercial insurance policies. It sells auto, home, condo, tenant, landlord, and small-to-mid-market business insurance (general liability, commercial property, cyber, professional liability, builders risk, commercial auto) sourced from over ten carrier partners, and provides 24/7 claims advocacy. Revenue is generated through carrier commissions on policies placed on behalf of clients.

Product overview

ARC Insurance Brokers is an independent insurance brokerage offering a comprehensive portfolio of personal and commercial insurance products through multiple carrier partnerships. The personal insurance portfolio includes auto insurance (for drivers with 5+ years clean record), homeowner insurance, condo insurance, tenant/renter insurance, and landlord insurance. The commercial insurance portfolio includes business insurance with specialized sub-products for professional services, trades & industrial businesses, and retail & service industries, supplemented by add-on coverages such as cyber insurance, builder's risk, commercial auto, commercial property, and general/professional liability insurance. The company also provides claims services with 24/7 emergency support. Bundled policies (home + auto, condo + auto, tenant + auto) are offered to maximize customer savings.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance coverage placed through multiple Canadian carrier partners for drivers with 5+ years clear driving record, offering liability, collision, comprehensive, and bundled home & auto policies with competitive rates.
• Homeowner Insurance Comprehensive homeowners insurance protecting against fire, burglary, hail, and windstorm damage, covering the dwelling, personal property, liability, and additional living expenses, including high-value homes over $800,000 served by the Edmonton South (Windermere) branch.
• Condo Insurance Condominium insurance covering personal contents, unit upgrades, liability, additional living expenses, and loss assessment for condo owners in Edmonton, with tiered starter pricing from $19/month.
• Tenant / Renter Insurance Low-cost renters insurance covering personal belongings, liability, and additional living expenses for tenants in apartments or houses, with tiered starter pricing from $20/month.
• Landlord Insurance Rental property insurance protecting landlords from fire, lightning, and explosion perils, and covering rental income loss for investment properties.
• Business Insurance Commercial insurance for small and mid-size businesses including general liability, commercial property, and industry-specific coverage, with average Edmonton basic commercial general liability pricing around $450/year for a $2M limit.
• Professional Services Insurance Commercial insurance coverage tailored for professional services firms including accountants, architects, engineers, medical clinics, dentists, attorneys, and other professionals requiring professional liability and commercial coverage.
• Trades & Industrial Insurance Commercial insurance for tradespeople and industrial businesses including construction, electrical, janitorial, machine shops, oil and gas, and trucking companies.
• Retail & Service Industry Insurance Commercial coverage for retail and service businesses including restaurants, salons, spas, bakeries, food trucks, breweries, and retail stores.
• Claims Service 24-hour claims service with online claim reporting, emergency contacts, and broker-led claims advocacy to ensure fair and prompt payment for in-force policyholders.

Quantifiable outcome

• Bundle and save up to 15% on combined auto and property insurance
• +2 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core and minor.

• Aviva InsurancecoreChannel Partner/ Reseller/ DistributorAviva Insurance Company of Canada is one of the largest providers of Alberta car and homeowners insurance. As a subsidiary of Aviva PLC, the world's sixth largest insurance group, Aviva provides home, automobile, and business insurance throughout Alberta. ARC Insurance brokers offer Aviva products to their clients.
• Intact InsurancecoreChannel Partner/ Reseller/ DistributorIntact Insurance is Canada's largest home, auto, and business insurer with over 5 million policyholders. They provide strength and stability with an A3 rating from Moody's. ARC Insurance offers Intact products as part of their carrier portfolio.
• Economical InsurancecoreChannel Partner/ Reseller/ DistributorEconomical Insurance is one of Canada's leading property and casualty insurance companies, founded in 1871. They offer home, auto, business, and farm insurance. ARC Insurance is a leading brokerage for Economical Insurance in Edmonton.
• Wawanesa InsurancecoreChannel Partner/ Reseller/ DistributorWawanesa is a Canadian mutual insurance company founded in 1896, one of the largest auto, home, life, and commercial property insurers. They are represented by over 1,300 independent insurance brokers across Canada and have a main office in Edmonton.
• Peace Hills InsurancecoreChannel Partner/ Reseller/ DistributorPeace Hills Insurance has been serving Western Canada since 1982 as a 100% Canadian-owned insurance carrier. With head office in Edmonton and branches in Calgary, Vancouver, and Manitoba, they provide home, auto, and business insurance through nearly 400 independent broker offices.
• Optimum West Insurance CompanyminorChannel Partner/ Reseller/ DistributorOptimum West Insurance, founded in 1904 in British Columbia, offers automobile, personal property, commercial property, and liability insurance in Alberta. One of three subsidiaries of Optimum General Inc., serving Canadians since 1976.
• Nordic Insurance Company of CanadaminorChannel Partner/ Reseller/ DistributorNordic Insurance provides automobile and motorcycle insurance in Alberta. Part of the Facility Association, which ensures automobile insurance is available to all owners and licensed drivers unable to obtain coverage through other companies.
• Sandbox InsuranceminorChannel Partner/ Reseller/ DistributorSandbox Insurance (previously Saskatchewan Mutual Insurance) was formed in 1908 by pioneer farmers. They provide commercial, farm, auto, and personal insurance with over 100 years of history.
• Totten GroupminorChannel Partner/ Reseller/ DistributorTotten Group Insurance provides various insurance products offered through ARC Insurance Brokers as part of their carrier network.
• Premier Canada InsuranceminorChannel Partner/ Reseller/ DistributorPremier Canada Insurance is one of the insurance companies partnered with ARC Insurance Brokers for home, auto, and business insurance products.

Scale indicators3 records

Recent moves10 records

Expansion highlights4 records

Broad incumbents

• Hub International: Global insurance brokerage with major Canadian operations including Alberta offices. Comparable in commercial lines expertise and personal lines brokerage, though operating at far greater scale and serving national/enterprise accounts.
• Sonnet Insurance: Direct-to-consumer online insurance company from Economical (one of ARC's carrier partners). Competes head-on for personal lines customers in Alberta with a low-overhead digital model, representing the disruptive threat to traditional brokerages.

Direct peers

• Westland Insurance Group: Western Canada's largest independent brokerage with deep Alberta and BC presence and broad personal/commercial lines offerings. Highly comparable in geography, product mix, and independent multi-carrier model.
• Western Financial Group: Western Canadian insurance and financial services firm with personal and commercial insurance brokerages across Alberta, BC, and Saskatchewan. Overlapping regional footprint, independent brokerage model, and multi-line product mix make it a direct comparable.
• BrokerLink: One of Canada's largest independent insurance brokerages with personal and commercial lines across multiple provinces including Alberta. Direct peer given shared independent brokerage model, multi-carrier approach, and similar target customer segments.

Emerging players

• Mitch Insurance: Canadian online insurance broker serving Alberta and other provinces with personal lines including auto. Comparable customer base and lines of business, but with a digital-first delivery model that contrasts ARC's branch-led approach.
• Covers Canada: Canadian insurance comparison platform serving Alberta consumers shopping for auto and home coverage. Comparable target customer (Alberta personal lines buyer) and represents the digital aggregator channel competing for ARC's quote-origination traffic.
• Billy Insurance: Canadian online-enabled insurance brokerage focused on simplifying personal lines (auto, home). Comparable in product offering and Alberta footprint but competes via a digital-first approach versus ARC's branch-heavy model.

Others

• Aviva Canada: Direct insurance carrier and a key ARC partnership (carrier). Comparable in that it offers the same auto and home products to Edmonton customers — either directly through Aviva's broker network or captured by ARC through its broker intermediation.
• Intact Financial Corporation: Canada's largest P&C insurer and a primary ARC carrier partner (Intact Insurance). Represents both a key distribution partner and a competitive threat through Intact's direct and broker channel alternatives.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARC Insurance Brokers