Havelaar & van Stolk

What Havelaar & van Stolk does

Havelaar & van Stolk B.V. was a privately held insurance brokerage firm (makelaarskantoor) domiciled in the Netherlands, operating in the Dutch commercial and personal lines insurance intermediary market. As a traditional broker, the firm functioned as an independent intermediary arranging insurance coverage on behalf of clients by leveraging carrier relationships across the Dutch market. No proprietary technology platform, digital product surface, or app-based distribution channel is documented in the source data.

On January 1, 2023, Havelaar & van Stolk B.V. was acquired by Vanbreda Nederland, a mid-sized independent insurance broker (assurantiebroker) operating under the Vanbreda Risk & Benefits Nederland brand for over 160 years and working with approximately 50 insurers in the Netherlands. The transaction was bundled with the parallel acquisition of Helviass Verzekeringen B.V., an underwriting agency (volmachtbedrijf). Following the acquisition, Havelaar & van Stolk became part of the Vanbreda Risk & Benefits Nederland group, which delivers a broad portfolio of services spanning risk management, pension advisory, cyber risk, transport and motor vehicle insurance, personnel insurance (WIA, absenteeism), asset protection, and vertical-specific industry solutions for SMEs, entrepreneurs, multinationals, and individuals.

No revenue, headcount, customer concentration, or pricing model data is disclosed for the Havelaar & van Stolk unit. The firm's operating status is recorded as acquired, with all independent commercial activity now conducted under the Vanbreda corporate umbrella. There is no evidence of fundraising activity, partnerships outside the parent structure, product launches, or leadership changes attributable specifically to this entity in the available material.

Name

Havelaar & van Stolk

Legal name

Havelaar & van Stolk B.V.

Website

https://havelaar.com

Company type

Private

Founded year

1973

Operating status

Acquired

Headcount range

11–50 employees

Short description

Havelaar & van Stolk B.V. was a privately held Dutch insurance brokerage firm (makelaarskantoor) that was acquired by Vanbreda Nederland effective January 1, 2023, becoming part of the Vanbreda Risk & Benefits Nederland group serving Dutch SMEs, entrepreneurs, multinationals, and individuals.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

Keywords

• Insurance brokerage
• Commercial insurance
• Risk management
• Pension advisory
• Dutch insurance broker

Headquarters

HQ city

Rotterdam

HQ country

Netherlands

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Core offering

Havelaar & van Stolk B.V. was an insurance brokerage firm (makelaarskantoor) based in the Netherlands, acting as an independent intermediary that placed and serviced insurance programs for clients. Effective January 1, 2023, the firm was acquired by Vanbreda Nederland and integrated into the Vanbreda Risk & Benefits Nederland group, which negotiates with approximately 50 Dutch insurers to deliver tailored insurance, risk management, and pension advisory packages to businesses, entrepreneurs, multinationals, and individuals.

Differentiator

Problem solved

Functional benefit

Products and services

• Insurance brokerage services Independent insurance intermediation (makelaarskantoor) placing and servicing insurance programs on behalf of Dutch clients, negotiating with selected insurers to assemble tailored coverage packages. Offered to businesses, entrepreneurs, professional groups, and individuals.

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Vanbreda NederlandcoreOthers · 1 January 2023Havelaar & van Stolk B.V. was acquired by Vanbreda Nederland effective January 1, 2023. This acquisition was part of a strategic move by Vanbreda to expand its presence in the Dutch insurance brokerage market. The acquisition also included Helviass Verzekeringen B.V. With this acquisition, Havelaar & van Stolk became part of the Vanbreda Risk & Benefits Nederland group, which has been operating for over 160 years in the insurance industry.

Expansion highlights3 records

Direct peers

• MeesRisicobeheer: Dutch independent insurance broker and risk advisor focused on commercial clients. Closely comparable as a Netherlands-based mid-market brokerage competing for similar Dutch corporate accounts with multi-line P&C and risk advisory offerings.
• Voogd & Voogd: Established Dutch independent insurance broker serving both businesses and individuals. Directly comparable as a Netherlands-headquartered multi-line makelaarskantoor of similar profile and regional focus to H&vS.

Broad incumbents

• Aon plc: Global insurance and reinsurance brokerage with established Netherlands operations. Comparable as a multi-line commercial and personal-lines broker serving Dutch corporate and individual clients across the same risk categories (cyber, transport, pension, benefits) that Vanbreda/H&vS compete in.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with European operations including the Netherlands. Comparable as a multi-line broker pursuing mid-market and corporate Dutch accounts and adjacent pension/benefits work.
• Lockton Companies: Largest independent global insurance broker with growing European footprint. Comparable as a competitor for Dutch corporate risk and benefits placements, with similar positioning as a sizable independent challenger to the Big Four brokers.
• Marsh & McLennan Companies: Global insurance broker and risk advisor with significant Dutch presence (Marsh, Mercer, Oliver Wyman). Directly comparable as a large multi-line brokerage competing for the same Dutch corporate and mid-market accounts targeted by Vanbreda and H&vS.
• Brown & Brown, Inc. Large US-headquartered insurance brokerage expanding into Europe. Comparable as a multi-line broker pursuing commercial accounts and consolidation opportunities in adjacent European markets.
• Howden Group: Global insurance intermediary with expanding European/Dutch operations following its merger with RKH. Comparable as an independent broker building scale through M&A — the same consolidation playbook Vanbreda is executing with H&vS and Helviass.
• Willis Towers Watson: Global insurance and reinsurance broker with Dutch operations. Comparable as a competitor in commercial P&C placement, risk management, and pension/benefits advisory — all service lines Vanbreda/H&vS offer in the Netherlands.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Havelaar & van Stolk