Stinson Capital Management

What Stinson Capital Management does

Stinson Capital Management is a privately held, fee-only Registered Investment Advisor (RIA) organized as a Delaware LLC and based in San Mateo, California, with an additional San Francisco office. Founded in 1979 by Gerald Stinson and transitioned to current principal Vijay Kanal in 2016, the firm operates as a boutique wealth advisory serving high-net-worth individuals and families (with a $750,000 household minimum), trusts, and small business owners across the United States and several international countries. The firm offers a packaged "Financial Concierge Services" suite that combines traditional investments (equities, fixed income, ETFs, mutual funds) with alternative investments (private credit, private real estate, private equity), alongside dedicated financial planning, retirement and college planning (including 401(k)/403(b)/457(b) management), estate and tax planning, and divorce financial analysis delivered by a Certified Divorce Financial Analyst (CDFA).

The firm runs no proprietary technology platform; portfolio management and reporting rely on industry-standard tools, with client asset custody and statement delivery handled exclusively through Charles Schwab & Co. Operational structure is principal-led: Vijay Kanal serves as President and CIO with direct client engagement and no intermediate hand-offs, supported by a small team including Magaly Nuñez as Research Lead. Service cadence includes twice-yearly account reviews (quarterly in some cases), with a consultative intake process reviewing income, expenses, insurance, retirement needs, and risk tolerance before constructing custom portfolios.

The revenue model is a recurring AUM-based fee charged annually, with no commissions, no product sales, and no sales-driven compensation. Client acquisition is driven primarily by referrals and content marketing (an insights hub spanning investment, retirement, estate, tax, and personal finance topics, plus a video library), supplemented by community engagement through Vijay Kanal's volunteer work with Savvy Ladies. The firm holds no parent-company backing, has no subsidiaries, has conducted no funding rounds, and discloses no revenue or AUM figures.

Name

Stinson Capital Management

Legal name

Stinson Capital Management, LLC

Website

https://stinsoncapital.net

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

1–10 employees

Short description

Boutique fee-only registered investment advisor serving high-net-worth individuals, families, trusts, and small business owners with personalized portfolio management, financial planning, retirement planning, and divorce financial analysis under principal-led, fiduciary engagement.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Registered investment advisor
• Wealth management services
• Financial planning services
• Portfolio management
• Retirement planning

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Asset Under Management (AUM) Fees: Fee-only advisory model where fees are based solely on assets under management. No commissions, no product sales. The firm operates as a fiduciary, with clients' interests always coming first. They do well when clients do well.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Stinson Capital Management is a fee-only Registered Investment Advisor providing personalized "Financial Concierge Services" that bundle investment management (traditional equities, fixed income, ETFs, and mutual funds) with alternative investments (private credit, private real estate, private equity). The firm also delivers comprehensive financial planning, retirement and college planning, and divorce financial analysis services to high-net-worth individuals, families, trusts, and small business owners with a minimum investment threshold of $750,000.

Product overview

Stinson Capital Management offers Financial Concierge Services as a unified advisory offering, combining Traditional Investments (individual stocks, bonds, ETFs, and mutual funds) with Alternative Investments (private credit, private real estate, and private equity). The firm also provides Financial Planning, Retirement & College Planning, and Divorce Settlement services. All services are delivered through a personalized, boutique approach with direct access to the firm's leadership.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Concierge Services Personalized financial advisory services delivered at a boutique level, encompassing investment management, financial planning, retirement planning, and divorce financial analysis for high-net-worth individuals and families.
• Traditional Investments Investment management in equities, fixed income, ETFs, and mutual funds with customized allocations based on client age, income needs, tax situation, and risk profile.
• Alternative Investments Private credit, private real estate, and private equity investments for eligible clients, designed to lower volatility and add income to portfolios.
• Financial Planning Comprehensive financial planning services that evaluate income, expenses, assets, and liabilities to help clients achieve their financial goals.
• Retirement & College Plans Planning and management of retirement accounts (401k, 403b, 457b) and college savings options including 529 Plans.
• Divorce Settlements Financial analysis and settlement assistance for divorcing couples, provided by a Certified Divorce Financial Analyst (CDFA).

Quantifiable outcome

• 45+ years in business with client relationships spanning four decades

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

One partnership is on record.

• Charles Schwab & Co.coreTechnology or IntegrationCharles Schwab serves as the custodian for client assets. Clients receive monthly statements from Schwab and can monitor assets online through Schwab's website. The firm does not hold any assets directly—all client assets are held in custody at Charles Schwab. This partnership ensures asset safety and regulatory compliance.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Buckingham Strategic Wealth: National fee-only RIA with a strong academic evidence-based investment approach serving HNW households; comparable in fiduciary, AUM-fee revenue model and client-segment focus.
• Savant Wealth Management: Fee-only RIA offering financial planning, investment management, and tax services to HNW individuals and small businesses — comparable boutique-to-mid-sized fiduciary model.
• Halbert Hargrove: Boutique fee-only RIA serving HNW individuals, families, and small businesses with personalized planning and direct advisor access — closely mirrors SCM's boutique principal-led model.
• Ronald Blue Trust: Fee-only RIA serving HNW individuals and families with customized portfolios, financial planning, and biblical/values-based stewardship — closely comparable model to Stinson's boutique fiduciary approach.

Broad incumbents

• Mercer Advisors: National fee-only RIA providing wealth management, tax, estate, and trust services to HNW households; broader geographic and service footprint than SCM but overlapping client profile.
• Edelman Financial Engines: Large independent RIA combining traditional advisory with a digital/robo channel for HNW and mass-affluent households; overlapping fiduciary model but at materially greater scale.
• Mariner Wealth Advisors: National fee-only RIA serving HNW and ultra-HNW clients with planning, investment, and alternative investment access; directly overlaps SCM's fiduciary AUM and alts offering at much larger scale.
• Carson Group: Wealth management firm supporting a network of advisors serving HNW clients with fiduciary advice; comparable fee-based RIA model at much larger scale.
• Creative Planning: Large fee-only RIA serving HNW and ultra-HNW clients with comprehensive wealth, tax, and estate planning; broader scale than SCM but operates in the same fiduciary AUM-fee category.

Emerging players

• Personal Capital (now part of Empower): Hybrid digital advisory platform serving HNW households with planning tools and human advisors; overlaps with SCM's HNW client profile but competes via technology and lower minimums.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/stinson-capital-management

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stinson Capital Management