LewerMark

What LewerMark does

LewerMark provides health insurance programs for international students and scholars studying in the United States. Founded in 1991 as a specialized brand within The Lewer Companies (a privately held Kansas-based insurance conglomerate founded in 1956), the company is headquartered in Overland Park and serves U.S. educational institutions and their international student populations. Its three core insurance products are International Student Insurance, Study Abroad Insurance, and Individual Plans, distributed primarily through enterprise school partnerships and an advisor network. Distribution is enterprise field-sales-led, with schools acting as primary customers and international students as end beneficiaries who access coverage via dedicated student portals.

The technology stack centers on an insurance administration platform featuring student and advisor web portals that handle enrollment, ID card access, claim submission, claim status tracking, and provider searches. The platform is integrated with the Aetna provider network for in-network care access, Teladoc for 24/7 virtual medical and mental health consultations, and Togetherall for anonymous peer mental health support. The website supports English, Spanish, Vietnamese, and Hindi to serve diverse international audiences. Add-on modules include dental and vision coverage and emergency global services. The Make Your Mark scholarship program awards $21,000 annually to seven international students as a brand engagement initiative.

LewerMark generates revenue through recurring annual insurance premiums paid by or on behalf of international students enrolled in school-partnered or individual programs. The company is HIPAA- and CCPA-compliant and operates as a privately held entity under The Lewer Companies, with no external institutional investment or public listing. Leadership includes CEO Michael "Nik" Lewer (family involvement), COO Erin Caswell, and VP of Finance Scott Mylin, with a customer advocacy-heavy operating structure of approximately 11-50 employees.

Name

LewerMark

Legal name

The Lewer Companies

Website

https://lewermark.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

11–50 employees

Short description

LewerMark provides health insurance programs for international students and scholars studying in the United States. Founded in 1991 and headquartered in Overland Park, Kansas, the company serves U.S. educational institutions and their international student populations through school partnerships, dedicated student and advisor portals, and Aetna network access with 24/7 Teladoc virtual care.

Ownership category

akta.pro rank

Product category

International Student Health Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

International Student Health & Travel Insurance (EDAIAMAA)

akta.pro secondary industries

Student Health Insurance (Individual) (FSAIAEAJ), International Healthcare Access & Provider Network Navigation (EDAIAMAI)

Keywords

• International student insurance
• Scholar health coverage
• Study abroad insurance
• Insurance administration services
• Group health insurance

Headquarters

HQ city

Overland Park

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Health Insurance Premiums: LewerMark provides international student and scholar health insurance plans. Schools partner with LewerMark to protect student health while simplifying insurance administration. Revenue is generated through insurance premiums paid by or on behalf of international students enrolled in their programs.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

LewerMark designs, administers, and services health insurance plans for international students and scholars studying in the United States, with coverage delivered through school partnerships and supported by student and advisor web portals, the Aetna provider network, and Teladoc virtual care. The company also offers study abroad coverage, individual plans for non-school-affiliated students, dental and vision add-ons, and emergency global assistance services.

Product overview

LewerMark is a health insurance provider specializing in international student and scholar coverage since 1991. The core offering consists of three main insurance products: International Student Insurance, Study Abroad Insurance, and Individual Plans. These are delivered through student and advisor web portals where users can access ID cards, view coverage, submit claims, and find healthcare providers. Add-on services include Teladoc Virtual Care for 24/7 medical and mental health support, Mental Health Support through Togetherall, Dental & Vision Insurance, and Emergency Global Services. The company also operates a Make Your Mark Scholarship program that awards $21,000 annually to international students. All plans utilize the Aetna healthcare provider network for in-network care.

Differentiator

Problem solved

Functional benefit

Products and services

• International Student Insurance
• Study Abroad Insurance
• Individual Plans
• Emergency Global Services
• Dental & Vision Insurance

Quantifiable outcome

• 30-day extended coverage beyond standard policy periods
• +1 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature3 records

Partnerships

Five partnerships are on record, tiered minor and core.

• Campus CommunityminorGTM or Marketing PartnerCampus Community partnership program for schools to connect and share resources related to international student services.
• Study Abroad AssociationminorGTM or Marketing PartnerPartnership with Study Abroad Association to support students and institutions involved in study abroad programs.
• AetnacoreTechnology or IntegrationHealthcare provider network partnership providing students access to doctors, hospitals, clinics, and pharmacies across the Aetna network.
• TeladoccoreTechnology or IntegrationVirtual care partnership providing 24/7 access to medical and mental health professionals through Teladoc virtual care services.
• The Lewer CompaniescoreOthersParent company family including The Lewer Agency, Inc. and Lewer Life Insurance Company. LewerMark is part of the Lewer family of companies.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• GeoBlue: GeoBlue (formerly HTH Worldwide) provides international student and expatriate health insurance with cross-border provider networks, overlapping directly with LewerMark on inbound international student coverage and global emergency assistance.
• ISO (International Student Insurance / ISOA): ISO is one of the longest-standing providers of international student health insurance plans in the U.S., offering comparable inbound coverage, school partnerships, and custom plan design—making it the closest like-for-like competitor to LewerMark.
• Aetna Student Health: Aetna Student Health (CVS Health) sells branded student health insurance plans directly to U.S. colleges. Although LewerMark leases the Aetna provider network, Aetna itself competes in the same university RFP process LewerMark targets.
• Wellfleet Insurance: Wellfleet is a specialist student health insurance administrator working with U.S. colleges and universities, including plans marketed to international students—directly comparable in distribution model and customer segment to LewerMark.

Broad incumbents

• International SOS: International SOS provides global medical assistance, travel risk, and international student/scholar health services to universities, overlapping with LewerMark's Emergency Global Services and advocacy capabilities at larger institutional scale.
• Anthem Student Advantage: Anthem's student health division offers university-sponsored health insurance plans including for international students, competing for the same institutional partnerships LewerMark holds, but as part of a much broader carrier portfolio.
• UnitedHealthcare Global: UnitedHealthcare Global provides international health insurance and assistance products marketed to universities and globally mobile populations, competing with LewerMark in the inbound student and study abroad segments through a much larger carrier platform.
• Cigna Global Health Benefits: Cigna's global health benefits division offers international student and study abroad plans as part of a broader portfolio, serving universities and global mobility programs—a wider but overlapping incumbent competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/lewermark
• Facebookfacebook.com/LewerMark
• LinkedInlinkedin.com/company/lewermark

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LewerMark