Midwest Public Risk

What Midwest Public Risk does

Midwest Public Risk (MPR) is a not-for-profit, member-driven risk pool founded in 1983 and headquartered in Independence, Missouri. It provides property and liability coverage, workers' compensation, employee benefits (health, dental, and vision), and cyber and risk resources to over 180 member entities—primarily cities, counties, and school districts—across Missouri and Kansas. Governance is exercised through five advisory committees (Benefits, Finance, Law Enforcement Liability, Recreation and Parks, and Public Works Liability) and an elected board of directors, with member contributions approved annually each April for a policy year beginning July 1. MPR of Missouri operates as a political subdivision under RSMo. Section 537.620, and MPR of Kansas under the Kansas Group-Funded Pool Act.

MPR operates a web-based training ecosystem assembled from third-party platforms: MPR Online University, delivered via LocalGovU, provides 50+ courses with Missouri POST and Kansas C-POST certification credit; Streamery is a video-on-demand library of short safety videos; Safety National provides interactive driver training (defensive driving and intersection awareness); and InfoSec provides free cybersecurity training with phishing simulations. Wellness programming is delivered through UMR's professional CARE programs under Wellness Director Jeff Aebersold, supplemented by webinars with partners such as Visana Health. The Independence campus offers member meeting facilities (The Classroom, Members Hall, and Boardroom) and integrates Microsoft Teams and ClickShare for hybrid engagement.

The business model is mutual risk pooling rather than commercial insurance underwriting: member public entities contribute to a shared pool and receive coverage, benefits, and risk management services in return, with no publicly disclosed pricing and quotes handled via online request forms. Member participation in governance and the 40+ year operating history create a structurally different relationship from a vendor-customer arrangement. Revenue is generated from member contributions and benefits pooling; no external funding, M&A, or capital-markets activity is disclosed.

Name

Midwest Public Risk

Legal name

Midwest Public Risk

Website

https://mprisk.org

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

11–50 employees

Short description

Midwest Public Risk is a not-for-profit, member-driven risk pool founded in 1983 that provides property, liability, workers' compensation, employee benefits, and cyber and risk management services to over 180 cities, counties, and school districts across Missouri and Kansas.

Ownership category

akta.pro rank

Headquarters

HQ city

Independence

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Distribution channels3 records

Marketing channels5 records

Core offering

Midwest Public Risk is a not-for-profit risk pool that provides Property & Liability coverage, Workers Compensation, Employee Benefits (health, dental, vision), and Cyber & Risk Resources to more than 180 member cities, counties, and school districts across Missouri and Kansas. The organization supplements these core insurance and benefits offerings with web-based training programs, advisory committee engagement, and on-campus meeting facilities, operating under a member-driven governance model where public entities participate as members rather than mere customers.

Product overview

Midwest Public Risk is a not-for-profit risk pool serving over 180 cities, counties, and school districts in Missouri and Kansas since 1983. The organization operates a member-driven governance model and offers an integrated portfolio of risk management and employee benefits services. Core offerings include Property & Liability Coverage, Workers Compensation, Employee Benefits, and Cyber & Risk Resources. The training ecosystem includes MPR Online University (LocalGovU-based platform with 50+ courses for POST-certified law enforcement training), Streamery (video-on-demand training library), Safety National Driving Training (interactive defensive driving and intersection awareness courses), and Cybersecurity Training in partnership with InfoSec. Wellness services are provided through UMR's professional CARE programs. Advisory committees (BAC, FAC, LELAC, RPAC, PLAC) enable member participation in shaping pool governance. Meeting facilities at the Independence campus are available to members at no cost.

Differentiator

Problem solved

Functional benefit

Products and services

• Property & Liability Coverage

Named customers4 records

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature4 records

Partnerships

Four partnerships are on record, tiered core.

• LocalGovUcoreTechnology or IntegrationOnline training platform provider for MPR Online University, providing web-based training programs specifically designed for public entities with Missouri POST certified law enforcement training credit and Kansas C-POST continuing education credit recognition.
• Safety NationalcoreTechnology or IntegrationKey partner providing online driver training programs including Defensive Driving Course with six thirty-minute lessons and Intersection Awareness Courses for law enforcement, fire and ambulance personnel.
• InfoSeccoreTechnology or IntegrationCybersecurity training provider offering free training for MPR members featuring multiple phishing challenges and knowledge checks to help defend against cyber attacks on public entities.
• UMRcoreTechnology or IntegrationHealth benefits partner providing professional CARE programs through the MPR Wellness Program, with Wellness Director Jeff Aebersold coordinating wellness engagement initiatives for health benefits members.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Texas Municipal League Intergovernmental Risk Pool (TMLIRP): Texas-based intergovernmental risk pool offering liability, property, and workers' compensation to Texas cities. Comparable as a large, member-governed public-entity risk pool with multi-line coverage and loss-prevention services.
• Wisconsin Municipal Mutual Insurance Company (WMMIC): Wisconsin-domiciled municipal mutual insurer providing property, liability, and workers' compensation to municipalities. Directly comparable as a Midwest public-entity insurance entity with mutual/member ownership.
• Michigan Municipal Risk Management Authority (MMRMA): Member-owned risk pool providing liability, property, and casualty coverage to Michigan municipalities. Directly comparable in structure (member-driven pooling) and customer base (local public entities), though serving a different state.
• North Carolina League of Municipalities Insurance Trust: North Carolina municipal insurance trust providing property, liability, and workers' compensation coverage to NC municipalities through a pooled trust structure. Comparable as a member-governed public-entity insurance pool with similar service bundling.
• Ohio Municipal Joint Self-Insurance Pool: Ohio municipal joint self-insurance pool offering property, liability, and other coverage to member Ohio cities and villages. Comparable to MPR as a Midwestern governmental risk pool using member-funded pooling.
• Missouri Intergovernmental Risk Management Association (MIRMA): Missouri-based public entity risk pool offering liability, property, and workers' compensation coverage to political subdivisions. Directly comparable to MPR as a same-state Missouri risk pool with member-driven governance serving municipalities and schools.
• Kansas Municipal Insurance Trust (KMIT): Kansas municipal insurance trust providing property, liability, and workers' compensation coverage to Kansas cities and counties. A direct peer sharing MPR's Kansas footprint and public-entity risk pooling model.
• Illinois Public Risk Fund (IPRF): Illinois public entity risk pool providing workers' compensation and liability coverage to governmental units. Comparable to MPR in member-driven structure, geographic confinement to a single state, and focus on loss control for public entities.

Broad incumbents

• Travelers (Public Sector): Large national insurer with a dedicated public-sector practice offering property, liability, and workers' compensation to government entities. Comparable as a competing source of risk transfer for the same municipal and school district customers MPR serves, though not member-governed.
• Liberty Mutual (Public Sector): Major national carrier underwriting property, casualty, and workers' compensation for government and public-sector accounts. Comparable as a commercial alternative to risk pools serving cities, counties, and school districts.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xtwitter.com/mprisk
• YouTubeyoutube.com/channel/UCx8h7a4Y0tQ
• Facebookfacebook.com/mprisk
• LinkedInlinkedin.com/company/midwest-public-risk

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Midwest Public Risk