Hudson Crop

What Hudson Crop does

Hudson Crop (doing business as Hudson Crop & Livestock, legal entity Hudson Insurance Group) is a US-based agricultural insurance agency headquartered in Overland Park, Kansas, operating as a wholly-owned subsidiary of Odyssey Group, itself part of Fairfax Financial Holdings (TSX: FFH). The company underwrites and distributes three core product lines: Multi-Peril Crop Insurance (MPCI) sold under the USDA Risk Management Agency (RMA) framework, Livestock Insurance covering mortality and related risks, and Innovative Private Products that supplement government-backed crop programs. Distribution runs entirely through a network of licensed agricultural insurance agents and brokers across the United States, rather than direct-to-grower sales.

The company's technology stack centers on the eHarvest online portal — built on the AgWorks agricultural software platform — which provides agents and policyholders with policy management, billing, and claims access functionality. A guest payment interface is also exposed to non-logged-in users. In March 2026, the company introduced TALV (Technology-Assisted Loss Verification), a computer-vision-based tool that processes aerial and field imagery to accelerate prevent plant claim verification, marking its most recent technology addition.

Commercial mechanics are tied to annual premium-based pricing on MPCI products within the RMA framework, plus subscription-style recurring revenue on livestock and private products; pricing is quote-based and varies by crop, coverage level, acreage, location, and risk. Hudson Crop & Livestock holds an AM Best A+ (Superior) financial strength rating (at the Hudson Insurance Group level) and is positioned as part of the Odyssey Group insurance conglomerate alongside OdysseyRe, Hudson Insurance Group, and Newline. The company's primary customer base consists of US crop farmers/growers and livestock operations, served through agent-mediated relationships.

Name

Hudson Crop

Legal name

Hudson Insurance Group

Website

https://hudsoncrop.com

Company type

Private

Operating status

Operating

Headcount range

251–500 employees

Short description

Hudson Crop & Livestock is a US agricultural insurance agency underwriting Multi-Peril Crop Insurance, livestock coverage, and private products for crop farmers and livestock producers, distributed via licensed agents and brokers under the USDA RMA framework.

Ownership category

akta.pro rank

Product category

Agricultural Insurance

NAICS

Direct Property and Casualty Insurance Carriers (524126), Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Agricultural Services (700)

akta.pro primary industry

Crop & Farm Property Insurance (FSAJACAK)

akta.pro secondary industries

Agriculture / Crop & Livestock Reinsurance (FSAOABAO), Agriculture & Crop Treaty Reinsurance (FSAOAEAH)

Keywords

• Crop insurance
• Livestock insurance
• Agricultural risk management
• Multi-Peril Crop Insurance
• Insurance agency services

Headquarters

HQ city

Overland Park

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Multi-Peril Crop Insurance: Core crop insurance product covering multiple perils affecting agricultural crops, operating under the USDA Risk Management Agency (RMA) framework.
2. Livestock Insurance: Insurance products specifically designed for livestock operations, covering mortality and other livestock-specific risks.
3. Innovative Private Products: Private insurance products developed to address gaps in standard coverage, supplementing government-backed crop insurance programs.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Hudson Crop & Livestock underwrites and distributes federally-delivered Multi-Peril Crop Insurance (MPCI), livestock mortality insurance, and Innovative Private Products for US agricultural producers. Policies are sold through a network of licensed agents and serviced via the proprietary eHarvest online portal, with the TALV technology add-on accelerating prevent plant claim verification using computer vision on aerial imagery.

Product overview

Hudson Crop & Livestock offers a platform-plus-products insurance portfolio consisting of Multi-Peril Crop Insurance, Livestock Insurance, and Innovative Private Products, all supported by the eHarvest online portal for policy management and billing. The company has recently introduced TALV (Technology-Assisted Loss Verification) as a technology add-on that uses computer vision to accelerate claims processing for prevent plant claims. The eHarvest Portal serves as the primary digital interface for agents and policyholders to access policy information, make payments, and manage accounts.

Differentiator

Problem solved

Functional benefit

Products and services

• Multi-Peril Crop Insurance (MPCI) Core federally-delivered crop insurance product covering multiple perils (weather, disease, price) affecting agricultural crops throughout the growing season, provided under the USDA Risk Management Agency (RMA) framework for US crop farmers and growers via licensed agents.
• Livestock Insurance Insurance products providing protection for US livestock operations against mortality and related risks, covering cattle, swine, and other animals through licensed agricultural agents.
• Innovative Private Products Proprietary private insurance products developed by Hudson Crop to address unique coverage gaps beyond standard government-backed crop insurance programs, supplementing Multi-Peril Crop Insurance and Livestock Insurance offerings.
• eHarvest Portal Online policy management and billing portal enabling licensed insurance agents and policyholders to access policy information, make payments, manage accounts, and access claims-related tools. Built on AgWorks agricultural software.

Quantifiable outcome

• Processing prevent plant claims faster than ever through TALV technology

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability2 records

Feature2 records

Partnerships

One partnership is on record.

• USDA Risk Management Agency (RMA)coreStrategic or Co-development PartnerFederal agency that administers crop insurance programs. Hudson Crop operates Multi-Peril Crop Insurance (MPCI) products under the RMA framework, utilizing government-backed reinsurance and regulatory structure.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• NAU Country Insurance Company: Major AIP selling multi-peril crop insurance through independent agents nationwide. Closely comparable product portfolio (crop plus private products) and distribution motion to Hudson Crop.
• Rural Community Insurance Services (RCIS): One of the largest USDA RMA Approved Insurance Providers for multi-peril crop insurance in the US. Direct head-to-head competitor to Hudson Crop in MPCI distribution through agent networks across major crop belts.
• Rain and Hail (Chubb): Top-three US crop AIP and a Chubb subsidiary operating in the same federal MPCI framework. Competes for the same agent relationships and grower accounts as Hudson Crop.
• ARMtech Insurance Services: Mid-sized crop insurance carrier operating as an AIP within the USDA framework. Competes directly with Hudson Crop for agent partnerships and producer accounts in core US crop regions.
• Farm Bureau Financial Group: Affinity insurance carrier serving rural and farm households with crop and property offerings. Comparable agent distribution model and farm-policy customer base to Hudson Crop.
• ProAg Insurance Solutions: Approved Insurance Provider offering crop and revenue protection policies through agents. Comparable scale and product focus to Hudson Crop's MPCI and private products suite.
• Country Financial: Mutual insurance group providing crop, farm, and personal lines through a captive and independent agent force. Direct competitor in farm-operator accounts with overlapping crop and livestock coverage.
• Great American Insurance Company: Specialty P&C carrier with a dedicated Crop Insurance Division selling MPCI and private products through agents. Directly competes for both policies and agent relationships with Hudson Crop.

Broad incumbents

• Nationwide Agribusiness: Farm-focused unit of Nationwide offering crop, farm property, and livestock coverage through agents. Larger diversified parent, comparable agricultural product set and distribution to Hudson Crop.
• QBE North America: Multinational insurer with an established agriculture segment across crop and farm P&C. Broader portfolio than Hudson Crop, but overlaps in crop risk underwriting and farm-producer customer base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/HudsonCropLvstk
• LinkedInlinkedin.com/showcase/hudson-crop-livestock

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hudson Crop