Panda Insurtech
- Company typePrivate
- Founded2021
- HeadquartersBerlin, Germany
- Headcount11–50
- GTM typeB2C
- OfferingServices
Panda Insurtech firmographics
Firmographics- Name
- Panda Insurtech
- Legal name
- PANDA InsurTech
- Website
- https://panda-tierversicherung.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Panda Insurtech industry classification
Industry- Product category
- Pet Insurance
- NAICS
- Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Pet Insurance (FSAJAKAG)
- akta.pro secondary industries
- Accident & Supplemental (Non-Life) Insurance (FSAJAKAA), E‑prescribing, Pharmacy Ordering & Medication Management (Rx, Refills, Home Delivery Integrations) (HLAMAGAF), Pet Health & Wellness Retail (Supplements, OTC, Flea/Tick) (CRALAHAC)
Keywords
Where Panda Insurtech is headquartered
LocationHeadquarters
- HQ city
- Berlin
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Panda Insurtech business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales, Supply Chain, Infrastructure
Revenue model
- Pet Health Insurance Premiums: Monthly or annual subscription premiums for dog and cat insurance policies. Premiums are calculated based on pet age, breed, selected coverage tier, and reimbursement percentage. Pricing ranges from 3.26 EUR/month (cat OP-Schutz Basis) to 55.30 EUR/month (dog Krankenvollschutz Exklusiv). Annual payment discounts available: 5% for annual, 3.5% for semi-annual, 2% for quarterly payments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Dog OP-Schutz Basis - Entry-level surgical coverage |
| Subscription | Monthly | Dog OP-Schutz Komfort - Mid-tier surgical coverage |
| Subscription | Monthly | Dog OP-Schutz Exklusiv - Premium surgical coverage |
| Subscription | Monthly | Dog Krankenvollschutz Basis - Entry-level full health coverage |
| Subscription | Monthly | Dog Krankenvollschutz Komfort - Mid-tier full health coverage |
| Subscription | Monthly | Dog Krankenvollschutz Exklusiv - Premium full health coverage |
| Subscription | Monthly | Cat OP-Schutz Basis - Entry-level surgical coverage |
| Subscription | Monthly | Cat OP-Schutz Komfort - Mid-tier surgical coverage |
| Subscription | Monthly | Cat OP-Schutz Exklusiv - Premium surgical coverage |
| Subscription | Monthly | Cat Krankenvollschutz Basis - Entry-level full health coverage |
| Subscription | Monthly | Cat Krankenvollschutz Komfort - Mid-tier full health coverage |
| Subscription | Monthly | Cat Krankenvollschutz Exklusiv - Premium full health coverage |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Panda Insurtech product offering
Product offeringCore offering
Digital-first pet insurance provider selling surgery protection (OP-Schutz) and comprehensive health insurance (Krankenvollschutz) for dogs and cats in Germany, offered across three coverage tiers (Basis, Komfort, Exklusiv). Policies are sold directly online through the company website with customizable reimbursement levels, integrated 24/7 online veterinary consultation via the Pfotendoctor partnership, direct vet billing, and an annual wellness budget for preventive care.
Product overview
PANDA Insurtech operates a pet insurance platform offering both surgery protection (OP-Schutz) and comprehensive health insurance (Krankenvollschutz) for dogs and cats in Germany. The product portfolio consists of two core insurance categories—OP-Schutz for surgical coverage and Krankenvollschutz for full medical coverage—each available in three tiers (Basis, Komfort, Exklusiv). Both insurance types are offered separately for dogs and cats, resulting in four main product lines. Add-on features include the PANDA Schutzbudget (annual wellness allowance of 70-100 EUR) and 24h Online Vet via Pfotendoctor partnership for telemedicine consultations. All products are managed through a self-service customer portal. Pricing varies by species, tier level, and pet characteristics (age, breed).
Differentiator
Problem solved
Functional benefit
Products and services
- Hunde OP-Schutz (Dog Surgery Protection Insurance) Surgery protection insurance for dogs offered in three tiers (Basis, Komfort, Exklusiv) covering operations, pre- and post-operative treatments, diagnostics, medications, and alternative therapies. Basis starts at 9.08 EUR/month, Komfort at 11.22 EUR/month, and Exklusiv at 16.17 EUR/month. Available for German dog owners purchasing directly online.
- Hunde Krankenvollschutz (Dog Comprehensive Health Insurance) Comprehensive health insurance for dogs covering both operations and non-surgical treatments. Includes the PANDA Schutzbudget wellness allowance, physiotherapy, alternative therapies, and 24h Online Vet access. Three tiers: Basis starting at 28.64 EUR/month, Komfort at 33.08 EUR/month, and Exklusiv at 55.30 EUR/month. Sold directly to German dog owners.
- Katzen OP-Schutz (Cat Surgery Protection Insurance) Surgery protection insurance for cats offered in three tiers (Basis, Komfort, Exklusiv) covering operations, pre- and post-operative care, alternative therapies, and physiotherapy. Basis starts at 3.26 EUR/month, Komfort at 4.60 EUR/month, and Exklusiv at 7.41 EUR/month. Sold directly to German cat owners.
- Katzen Krankenvollschutz (Cat Comprehensive Health Insurance) Comprehensive health insurance for cats covering operations, non-surgical treatments, preventive care, physiotherapy, and alternative therapies. Three tiers: Basis starting at 29.17 EUR/month, Komfort at 35.42 EUR/month, and Exklusiv at 37.75 EUR/month. Sold directly to German cat owners.
Quantifiable outcome
- Covers up to 100% of veterinary costs
- +3 more outcomes
Companies that use Panda Insurtech
Customer profileSegments1 record
Ideal customer profiles1 record
Panda Insurtech technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
Panda Insurtech partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- InterRisk Versicherungs-AGcoreInterRisk is the insurance carrier partner for PANDA Tierversicherung. Together they developed the pet insurance products (OP-Schutz and Krankenvollschutz tariffs) with fair pricing and transparent conditions. InterRisk provides the insurance capacity and regulatory backing while PANDA handles distribution and customer experience.
- PfotendoctorcorePfotendoctor provides 24/7 online veterinary consultation services integrated into PANDA's Krankenvollschutz (full health coverage) insurance products. Insurance customers receive unlimited access to licensed veterinarians via video consultation. PANDA directly bills Pfotendoctor, eliminating out-of-pocket costs for customers. New customers receive a free initial checkup as a welcome bonus.
- One Earth - One OceanminorEnvironmental project partner supported by PANDA. The organization works on cleaning oceans and seas from plastic waste. PANDA contributes 3% of annual revenue to support such environmental protection projects.
- 8 Billion TreesminorEnvironmental project partner focused on global reforestation efforts. PANDA supports through donations as part of its sustainability commitment.
- HunderundeminorAnimal welfare project partner that helps stray dogs. PANDA supports initiatives to assist stray animals and facilitate their relocation.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
Panda Insurtech competitors and assessment
Company assessmentMarket position
Competitive moat6 records
Key highlights7 records
Customer concentration
Panda Insurtech social profiles
Digital presencePanda Insurtech financial estimates
Financial estimateRevenue estimate
Valuation estimate
Panda Insurtech leadership team
Management profileNumber of profiles
Panda Insurtech funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Panda Insurtech M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Panda Insurtech
What does Panda Insurtech do?
Digital-first pet insurance provider selling surgery protection (OP-Schutz) and comprehensive health insurance (Krankenvollschutz) for dogs and cats in Germany, offered across three coverage tiers (Basis, Komfort, Exklusiv). Policies are sold directly online through the company website with customizable reimbursement levels, integrated 24/7 online veterinary consultation via the Pfotendoctor partnership, direct vet billing, and an annual wellness budget for preventive care.
Is Panda Insurtech a public or private company?
Panda Insurtech is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Panda Insurtech founded?
Panda Insurtech was founded in 2021. It employs 11 to 50 people.
Where is Panda Insurtech based?
Panda Insurtech is headquartered in Berlin, Germany, in the Europe region.
How does Panda Insurtech make money?
One revenue line is on record: pet Health Insurance Premiums.
Does Panda Insurtech have an API?
No public API is recorded for Panda Insurtech.
What industry is Panda Insurtech in?
Panda Insurtech's product category is Pet Insurance. Its primary akta.pro industry code is FSAJAKAG, Pet Insurance, with a secondary code of FSAJAKAA, Accident & Supplemental (Non-Life) Insurance. Its NAICS code is 52412 and its SIC code is 6331.