Mid State Abstract

What Mid State Abstract does

Mid-State Abstract is a privately held, full-service title insurance agency founded in 1974 and headquartered in Toms River, New Jersey, with four branch offices (Toms River, Morristown, Freehold, North Brunswick) covering all New Jersey counties. The company provides title insurance, title searches, back title searches, and historical title research services to property buyers, mortgage lenders, title attorneys, and other title insurance companies. Its underwriter is First American Title Insurance Company, through which all title policies are issued.

The firm's central differentiator is a proprietary computer system combined with a 20-year cumulative database of historical title information, including Board of Proprietors records and original land grant documents, totaling 145,000+ insurance files. This data asset enables Mid-State to reconstruct chains of title from original Land Grants to the present date, a service the company describes as unique among title agencies and for which it is retained by title attorneys for litigation support and expert testimony. Operations include an in-house staff of approximately 11-50 employees delivering roughly 5,400 insurance searches annually.

Mid-State's revenue model combines one-time, perpetual title insurance premiums with per-transaction search and research fees, scaled to New Jersey property values. Distribution is direct and relationship-driven: customers reach the firm by phone, email, online order form, and in-person at branch offices, with referral flow through the New Jersey and American Land Title Associations and partner relationships with First American and other industry vendors. The marketing footprint is deliberately limited to professional networking, word-of-mouth, and an informational website; no paid acquisition, digital marketing, or modern self-service productization is in evidence.

Name

Mid State Abstract

Legal name

Mid-State Abstract

Website

https://msabstract.com

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

11–50 employees

Short description

Mid-State Abstract is a privately held, full-service New Jersey title insurance agency providing title searches, title insurance, and specialized historical title research to property buyers, lenders, and title attorneys across the state.

Ownership category

akta.pro rank

Product category

Title Insurance Services

NAICS

Title Abstract and Settlement Offices (541191), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Title Insurance (6361), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC)

Keywords

• Title insurance services
• Title search agency
• Historical title research
• Chain of title
• Real estate closing services

Headquarters

HQ city

Toms River

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance Policies: One-time premium payment for title insurance coverage that continues for as long as the insured party has an interest in the covered property. Coverage is transferable to heirs upon death and continues for warranty providers upon sale.
2. Title Searches: Comprehensive search of property records to identify liens, encumbrances, and title defects prior to property transactions.
3. Historical Title Research: Specialized research service tracing property ownership history, including back title searches and chain of title reconstruction from original land grants.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels2 records

Core offering

Mid State Abstract is a full-service title insurance agency that issues title insurance policies through First American Title Insurance Company, performs comprehensive title searches to identify liens and encumbrances, and provides specialty historical title research that reconstructs chains of title from original New Jersey land grants to present date. The firm serves property buyers, lenders, and attorneys across all New Jersey counties from four branch offices.

Product overview

Mid State Abstract is a full-service title insurance agency serving all counties of New Jersey. The core offering consists of Title Insurance and Title Searches, supplemented by specialty Historical Title Research and Back Title Searches services. The company has developed a unique proprietary computer system to deliver these services. Ancillary offerings include Legal Forms (provided by First American Corporation), Calculators for estimating costs, Information Request forms for quotations, and Order Placement functionality. The company insures through First American Title Insurance Company and maintains over 145,000 insurance files statewide.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance

Quantifiable outcome

• 5,400 insurance searches completed annually
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• First American Title Insurance CompanycoreTechnology or IntegrationMid-State Abstract insures title through First American Title Insurance Company, the nation's premier title insurance provider. The company also provides legal forms and Q&A content sourced from First American Corporation.

Scale indicators4 records

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• First American Title Insurance Company: National title insurance underwriter that issues Mid-State's policies and is also a broad competitor in agency and underwriting services. Larger incumbent with overlapping capabilities but a much wider portfolio.
• Stewart Title: National title insurance and settlement services company with direct agency operations in NJ. Offers directly comparable title insurance and search services as part of a broader national portfolio.
• Old Republic Title: Major national title insurance underwriter with agency operations. Comparable in product offering (title insurance, searches, settlement) but operates at much broader national scale.
• Title Resources Group: National title insurance underwriter with agency model. Directly comparable underwriting and agency services for residential and commercial transactions.
• Fidelity National Title Insurance: One of the largest national title insurance underwriters and agency operators. Compares as a broad incumbent with overlapping title search, examination, and policy issuance services at national scale.

Direct peers

• State Capital Title and Abstract Company: NJ-based title abstract and settlement company offering similar title search, examination, and insurance services. Directly comparable small regional peer that Mid-State itself lists as an industry vendor.

Others

• Charles Jones Industries: Vendor of legal forms and software for title and real estate professionals. Enabling ecosystem participant rather than a direct competitor, but referenced by Mid-State as an industry partner.
• Data Trace: Provider of title plant data and historical property records used by title professionals. Comparable as an enabling data vendor that Mid-State itself references, not a direct competitor.

Emerging players

• Westcor Land Title Insurance Company: Title insurance underwriter that has grown its agency footprint in the Northeast. Comparable in title insurance issuance with a more focused, growing presence relative to the largest incumbents.
• Qualia: Technology platform modernizing title and closing workflows. Represents the emerging tech-enabled threat that could disrupt traditional title agency operating models like Mid-State's.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/mid-state-abstract-company-agent-for-first-american-title-insurance-company

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mid State Abstract