What Claris Leasing does

Claris Leasing S.p.A. is an Italian financial intermediary specializing in asset leasing for businesses, professionals, and individuals, operating as the dedicated leasing entity of the Gruppo Cassa Centrale cooperative banking group and subject to direction and coordination by its parent, Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A. The company is headquartered in Treviso with an operational commercial office in Padova, is authorized under art. 106 D.Lgs. 385/93 (No. 32534) as a member of Gruppo Bancario Cooperativo Cassa Centrale Banca (No. 20026), and holds €40,000,000 of fully paid-in share capital.

Its product portfolio spans seven core leasing lines — vehicle leasing (Leasing targato) for cars and light commercial vehicles up to 35 quintals, industrial vehicle leasing for heavy vehicles above 35 quintals, equipment and machinery leasing (Leasing strumentale), commercial real estate leasing (Leasing immobiliare), renewable energy leasing for photovoltaic, wind, geothermal and hydroelectric plants, nautical leasing, and subsidized leasing (Leasing agevolato) including the Credito d'Imposta 5.0 tax-credit program. Underlying technology is limited to a standard Customer Portal (cp.clarisleasing.it) for documentation access, financial plan viewing, payment-status checks, invoice download, and self-service administrative updates.

The business model is recurring subscription-style revenue from periodic lease payments on financed assets, distributed through three channels: the affiliated cooperative-bank network of Gruppo Cassa Centrale (channel/reseller), a direct commercial office with specialized consultants in Padova (field sales), and the self-service Customer Portal for existing clients. Pricing is quote-based and tailored to asset, duration, and payment frequency, with no public disclosure of rates or terms. As of April 2026 the company disclosed 26% year-over-year growth in contracts signed to approximately €400M, indicating a mid-sized, growth-phase leasing intermediary rather than a mature, saturated operator.

Name

Claris Leasing

Legal name

Claris Leasing S.p.A.

Website

https://clarisleasing.it

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Claris Leasing is an Italian regulated financial intermediary providing asset-leasing solutions — vehicles, industrial equipment, real estate, renewable energy, nautical, and subsidized programs — to businesses, professionals, and individuals, distributed through the Gruppo Cassa Centrale cooperative banking network.

Ownership category

akta.pro rank

Product category

Commercial Leasing Services

NAICS

Automotive Equipment Rental and Leasing (5321), Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Lessors of Real Estate (5311)

SIC

Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510), Lessors Of Real Property, Nec (6519)

akta.pro primary industry

Leasing & Lease Buyout Financing (FSAKADAC)

akta.pro secondary industries

Commercial Fleet Leasing & Management (Trucks/Vans/LCVs) (THADAKAD), Balance-Sheet / Portfolio CRE Lending (FSALADAG)

Keywords

• Commercial leasing services
• Financial leasing
• Asset financing
• Vehicle leasing
• Equipment leasing

Headquarters

HQ city

Treviso

HQ country

Italy

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Leasing Operations: Claris Leasing generates revenue through periodic lease payments from customers who finance the acquisition of assets (vehicles, industrial vehicles, equipment, machinery, real estate, renewable energy plants, vessels) through leasing contracts. The company offers various leasing products including tagged vehicles, industrial vehicles, instrumental assets, real estate, renewable energy, nautical, and subsidized leasing (leasing agevolato).

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Claris Leasing S.p.A. is an Italian financial intermediary that provides a comprehensive range of leasing solutions for businesses, professionals, artisans, and traders. Its portfolio covers vehicle leasing, industrial vehicle leasing, equipment and machinery leasing, commercial real estate leasing, renewable energy plant leasing, nautical leasing, and subsidized/incentivized leasing tied to government programs.

Product overview

Claris Leasing is a leasing company belonging to the Gruppo Cassa Centrale Bancario Cooperativo, offering a comprehensive portfolio of leasing solutions. The product lineup consists of seven core leasing products: Leasing targato (vehicle leasing for cars and light commercial vehicles up to 35 quintals), Leasing targato industriale (heavy industrial vehicles over 35 quintals, trailers, and buses), Leasing strumentale (equipment and machinery for business investment), Leasing immobiliare (commercial and industrial real estate), Leasing energie rinnovabili (renewable energy installations including photovoltaic, wind, geothermal, and hydroelectric), Leasing nautico (pleasure craft), and Leasing agevolato (subsidized leasing with tax incentives including Credito d'Imposta 5.0). These products serve businesses, professionals, artisans, and individuals seeking flexible financing solutions for various asset categories, from vehicles to real estate to industrial equipment.

Differentiator

Problem solved

Functional benefit

Brands

• Claris Rent: Long-term vehicle rental service offered alongside leasing products for mobility solutions.

Products and services

• Leasing targato (Vehicle Leasing) Financial leasing for cars and light commercial vehicles up to 35 quintals, providing convenient and personalized solutions for financing vehicle acquisitions for businesses and professionals.
• Leasing targato industriale (Industrial Vehicle Leasing) Financial leasing for industrial vehicles over 35 quintals, trailers, and buses, addressing the heavy transport financing needs of fleet operators and industrial companies.
• Leasing strumentale (Equipment and Machinery Leasing) Financial leasing for equipment and machinery aimed at businesses, entrepreneurs, artisans, and traders to finance investments that support the development and growth of their operations.
• Leasing immobiliare (Real Estate Leasing) Financial leasing for commercial, industrial, artisanal, or office properties used in business operations, designed as a financing solution for income-generating instrumental real estate.
• Leasing energie rinnovabili (Renewable Energy Leasing) Financial leasing for the construction of photovoltaic, wind, geothermal, or hydroelectric power plants, supporting corporate investment in sustainable energy infrastructure.
• Leasing nautico (Nautical Leasing) Financial leasing for sailing and motor vessels targeting private individuals, freelance professionals, and businesses seeking flexible financing for pleasure craft purchases.
• Leasing agevolato (Subsidized Leasing) Subsidized leasing program with the intervention of authorized entities that provide funds directly to beneficiary users or through the lessor, integrating government programs such as Credito d'Imposta 5.0, Industry 4.0, super-ammortamento, and iper-ammortamento incentives.

Segments7 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Three partnerships are on record, tiered minor and core.

• Repower ItaliaminorStrategic or Co-development Partner · 13 October 2022Partnership with Repower Italia to promote sustainable mobility, announced October 2022. Claris Rent (related company) and Repower Italia collaboration to favor sustainable mobility solutions.
• AssileaminorOthersMember of Assilea, the Italian leasing industry association, providing industry representation and standards compliance.
• Gruppo Cassa Centrale Affiliated BankscoreChannel Partner/ Reseller/ DistributorNetwork of affiliated cooperative banks within Gruppo Cassa Centrale that distribute Claris Leasing products to their customers throughout Italy, providing extensive market reach through the cooperative banking network.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Others

• Targa Telematics: Italian telematics and fleet management technology provider serving leasing companies and fleet operators. Adjacent ecosystem player enabling fleet/asset monitoring services comparable to those supporting Claris's industrial vehicle leasing book.

Broad incumbents

• Banca IFIS: Italian bank specializing in SMEs, factoring, leasing, and NPL management. Comparable to Claris in serving Italian SMEs with asset financing products, including leasing and equipment finance.
• Crédit Agricole Leasing Italia: Italian leasing arm of Crédit Agricole group providing asset finance solutions (vehicles, equipment, real estate). Comparable bank-group-owned diversified leasing business operating in Italy.
• UniCredit Leasing: UniCredit's captive leasing subsidiary offering vehicle, equipment, and real estate leasing across Italy. Directly comparable to Claris as a bank-owned diversified finance lessor serving Italian SMEs; meaningfully larger scale but operates in the same product categories and channels.
• ALD Automotive (Ayvens): Global mobility and vehicle leasing/rental provider with significant Italian presence. Comparable to Claris's Leasing targato and industrial vehicle leasing products; broader scale and corporate fleet focus.
• BNP Paribas Leasing Solutions: Captive leasing business of BNP Paribas operating in Italy with multi-asset class leasing (vehicles, equipment, real estate). Comparable diversified product portfolio, target SME segment, and Italian distribution model as Claris.
• Intesa Sanpaolo - Mediocredito Italiano: Leasing arm of Italy's largest banking group, providing medium/long-term financing, leasing, and factoring. Highly comparable to Claris as a bank-group-affiliated diversified leasing provider in the Italian SME market.
• LeasePlan (now Ayvens): Major European vehicle leasing and fleet management company recently merged with ALD under Ayvens. Comparable to Claris's passenger and commercial vehicle leasing offerings; serves overlapping SME and corporate customers.

Regional players

• Volkswagen Financial Services: OEM-captive financing and leasing provider for Volkswagen Group brands in Italy, including vehicle leasing for retail and business customers. Comparable to Claris's passenger and commercial vehicle leasing offerings from an OEM-captive perspective.

Direct peers

• SelmaBipiemme Leasing: Italian leasing company owned by Mediobanca-Banca Popolare di Milano group, offering diversified leasing (vehicles, equipment, real estate) to SMEs. Closely comparable to Claris in product mix, target market, and bank-group-owned operating model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Claris Leasing