Commercial Risk Solutions

What Commercial Risk Solutions does

Commercial Risk Solutions Insurance Agency LLC is a privately-held specialty insurance brokerage founded in 2006 by Jed Morash and headquartered in Dallas, Texas. The firm operates as a single-principal agency focused exclusively on multi-family residential and commercial real estate insurance, serving property owners, developers, and property managers primarily in the Southwest United States. Its product portfolio spans core lines — Property, General Liability, Umbrella, Boiler and Machinery, Flood, and Excess Property — alongside specialized coverages including Property Manager's Errors & Omissions, Directors & Officers Liability, Employment Practice Liability, and Fidelity Crime Insurance.

The business model is commission-based: the agency earns compensation from insurance carriers, which is deemed fully earned at policy inception and disclosed to clients prior to binding coverage. The company may engage wholesale brokers to access additional carriers while maintaining transparency about such relationships. There is no proprietary technology platform, digital product, or AI-driven underwriting capability — the firm's differentiation rests entirely on the founder's 30+ years of executive-level insurance and reinsurance experience and his personal relationships with senior decision-makers at major carriers.

Go-to-market is principal-led and referral-driven, with Morash working one-on-one with clients and leveraging his firsthand experience as a developer, builder, and manager of over 8,000 apartment units in Texas. Marketing is conducted through direct engagement, industry reputation, and a simple request-a-quote form on the company website. The firm holds no institutional investment, has no parent company, and operates as an LLC with a headcount of 11-50 employees across two Dallas offices.

Name

Commercial Risk Solutions

Legal name

Commercial Risk Solutions Insurance Agency LLC

Website

https://comrisksolutions.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

Commercial Risk Solutions is a Dallas-based specialty insurance brokerage founded in 2006, providing multi-family and commercial real estate insurance — including property, liability, E&O, D&O, and crime coverage — to property owners, developers, and managers in the Southwest US via a principal-led sales model.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industries

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Commercial Umbrella Insurance (FSAJANAB)

Keywords

• Commercial insurance brokerage
• Multi-family insurance
• Commercial real estate insurance
• Property risk management
• Specialty insurance programs

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Insurance Commission Revenue: Commercial Risk Solutions operates as an insurance agency/brokerage earning commission compensation from insurance carriers. The company is required to obtain clients' consent to commission compensation prior to binding coverage. Compensation is deemed fully earned at inception. The company may utilize wholesale brokers to approach various carriers.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Commercial Risk Solutions Insurance Agency is a specialty insurance brokerage providing property, liability, and specialty coverage for multi-family residential and commercial real estate owners, developers, and property managers. The agency places coverage through multiple insurance carriers, leveraging principal-led relationships and reinsurance industry contacts to deliver tailored risk solutions. Coverage lines span property, general liability, umbrella, flood, boiler and machinery, errors and omissions, D&O, EPLI, and crime/fidelity.

Product overview

Commercial Risk Solutions Insurance Agency is a specialty insurance provider offering a unified portfolio of insurance products and services focused on two primary practice areas: Multi-Family Insurance and Commercial Real Estate Insurance. Their offering combines core insurance products (Property Insurance, General Liability Insurance, Umbrella Liability Insurance) with specialized coverages (Errors & Omissions, Directors & Officers Liability, Employment Practice Liability, Crime, Flood, Boiler and Machinery) to provide comprehensive risk solutions for property managers, owners, and real estate developers.

Differentiator

Problem solved

Functional benefit

Products and services

• Multi-Family Insurance Specialty insurance practice providing comprehensive coverage for multi-family residential property owners and managers, combining property, liability, umbrella, and specialty coverages such as E&O, D&O, EPLI, and crime.
• Commercial Real Estate Insurance Cornerstone insurance practice offering coverage for commercial real estate development and ownership, combining service offerings with industry expertise in real estate development and multi-family ownership.
• Property Insurance Core insurance coverage for property owners protecting against physical loss or damage to real estate assets.
• General Liability Insurance Coverage protecting against bodily injury and property damage claims arising from business operations.
• Umbrella Liability Insurance Excess liability coverage providing additional protection beyond standard policy limits.
• Boiler and Machinery Insurance Coverage for equipment breakdown, including boilers, heating systems, and mechanical equipment.
• Flood Insurance Coverage for property damage caused by flooding events.
• Excess Property Insurance Additional property coverage above primary policy limits for high-value assets.
• Property Manager's Errors and Omissions Liability Insurance Professional liability coverage protecting property managers against claims arising from negligent acts, errors, or omissions in their professional services.
• Fidelity Crime Insurance Coverage protecting against employee dishonesty, theft, and other crime-related losses.
• Property Manager's Directors and Officers Liability Insurance D&O coverage specifically designed for property management company executives and board members.
• Employment Practice Liability Insurance Coverage protecting employers against claims related to employment disputes, including wrongful termination, discrimination, and harassment.

Quantifiable outcome

• Direct access to senior-level insurance executives for seamless day-to-day execution and favorable claims resolution

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Wholesale Brokers (Unnamed)minorChannel Partner/ Reseller/ DistributorCommercial Risk Solutions may utilize the services of wholesale brokers to approach various insurance carriers. The company discloses any prior relationship with the wholesaler and/or carrier as well as compensation received from said wholesaler. Clients may choose to receive quotes from additional wholesalers not originally suggested.

Scale indicators1 record

Recent moves3 records

Regional players

• INSURICA: Southwest-focused insurance agency providing commercial property, casualty, and specialty coverages. Comparable to CRS through its regional Southwest footprint and emphasis on commercial real estate and multi-family risk programs.
• Higginbotham: Texas-headquartered insurance brokerage serving commercial and personal lines across the Southwest. Highly comparable to CRS given shared geography, similar commercial property focus, and comparable size and regional specialization.

Broad incumbents

• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm serving commercial clients across property, casualty, and specialty lines. Comparable to CRS as a much larger incumbent that competes for the same multi-family and commercial real estate accounts.
• Aon: Global professional services firm with a major insurance brokerage and reinsurance division serving commercial real estate and large property owners. Comparable to CRS as a broad incumbent competing for the same multi-family and CRE accounts.
• Marsh McLennan: World's largest insurance brokerage and risk advisory firm, with dedicated real estate and hospitality practices. Comparable to CRS through overlap in commercial real estate risk placement and multi-line commercial insurance offerings.

Direct peers

• RPS (Risk Placement Services): Specialty wholesale insurance brokerage placing complex and niche commercial risks, including real estate. Comparable to CRS through specialty brokerage focus, reliance on carrier relationships, and placement of multi-line commercial packages.
• Alliant Insurance Services: Specialty insurance brokerage focused on middle-market commercial clients across property, casualty, and niche lines including real estate. Comparable to CRS through specialty brokerage positioning and multi-family/commercial real estate practice areas.
• Heffernan Insurance Brokers: Mid-market-focused insurance brokerage providing commercial property, casualty, and specialty coverages to businesses and real estate clients. Comparable to CRS in mid-market commercial real estate focus and full-stack multi-line offering.
• Brown & Riding Insurance Services: Specialty wholesale broker focused on niche and complex commercial risks across property, casualty, and professional lines. Comparable to CRS through its specialty brokerage positioning, multi-line offering, and reliance on senior underwriting relationships.
• CRC Insurance Services: Wholesale insurance brokerage placing specialty and niche commercial risks with carrier partners. Comparable to CRS through its specialty brokerage model, multi-line offering, and dependence on wholesale and carrier relationships.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Commercial Risk Solutions