What Kuiper Verzekeringen does

Kuiper Verzekeringen B.V. is a Dutch family-owned insurance broker and managing agent (volmacht) headquartered at Breedpad 21 in Heerenveen, Netherlands. Founded in 1946, the company has operated for 75+ years and employs 51-100 staff (95 employees at its 2021 jubilee). It distributes a broad portfolio of insurance products under its own brand and on behalf of multiple insurers, organized around five pillars: watersport (personal and commercial boats/yachts), classic cars and oldtimers, valuables (art, antiques, jewelry, watches, wines), personal lines (home, legal, liability, vehicles, travel, accident, life), and business insurance for regional entrepreneurs covering cyber, D&O, fleet, garage, transport liability, absenteeism, disability, pension, and fire/business interruption.

The company's core technology is an insurance administration and brokerage platform supplemented by the 'Mijn Kuiper' online customer portal at mijnkuiper.nl, which provides 24/7 self-service access to policies, documents, correspondence, invoices, digital green card for auto insurance, and digital claims reporting with a stated five-business-day response commitment. Domain-specific differentiators include FEHAC-certified classic car coverage with appraisal-based valuations and specialized watersport products (e.g., Kuiper Aansprakelijkheidsverzekering watersport, Vaar Vakantie Polis). The multilingual web presence (Dutch default plus German at kuiperyachtversicherungen.de and English at kuiperyachtinsurance.com) targets international boat owners.

The revenue model is commission- and fee-based: as a volmacht, Kuiper earns recurring brokerage commissions on placed policies and fees for managing branded products (e.g., Kuiper Klassieke Autoverzekering, Kuiper Pleziervaartuigenverzekering) under authority delegated by insurers. Pricing is individualized per risk profile, with annual billing cadences and online quote-request forms. The go-to-market blends personal advisory sales with digital self-service, supported by a customer satisfaction score of 8.4/10 for claims handling. No external investors, parent companies, or funding rounds are present in the data, and the company is structured as a private Dutch B.V.

Name

Kuiper Verzekeringen

Legal name

Kuiper Verzekeringen B.V.

Website

https://kuiperverzekeringen.nl

Company type

Private

Founded year

1946

Operating status

Operating

Headcount range

51–100 employees

Short description

Kuiper Verzekeringen is a Dutch family-owned insurance broker and managing agent (volmacht) founded in 1946, headquartered in Heerenveen. It specializes in niche insurance for pleasure craft, classic cars, valuables, and regional entrepreneurs across the Netherlands, distributing own-branded and multi-carrier policies.

Ownership category

akta.pro rank

Product category

Specialty Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Fine Art, Jewelry & Specie (FSAJAGAL), Specialty/Unique Item Coverage (Fine Art, Antiques, Pianos, Safes) (HSAKANAE)

Keywords

• Pleasure craft insurance
• Classic car insurance
• Valuables insurance
• Business insurance brokerage
• Insurance advisory services

Headquarters

HQ city

Heerenveen

HQ country

Netherlands

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance brokerage and commission income: As an insurance broker and managing agent (volmacht), Kuiper Verzekeringen earns commissions from insurance companies for placing and managing policies. The company offers its own branded insurance products (Kuiper Klassieke Autoverzekering, Kuiper Pleziervaartuigenverzekering, etc.) under authority granted by insurers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Kuiper Verzekeringen is a Dutch insurance broker and managing agent (volmacht) that places and administers specialized insurance policies under its own brand (e.g., Kuiper Klassieke Autoverzekering, Kuiper Pleziervaartuigenverzekering) and through partner insurers. The portfolio covers pleasure boats and yachts (personal and commercial), classic cars and oldtimers (FEHAC-certified), valuables (art, antiques, jewelry, watches, wines), and a broad range of personal and business insurance products including cyber, liability, fleet, garage, transport, pension, and absenteeism cover. Customers are served through personalized advisory, online quotes, and the Mijn Kuiper self-service portal.

Product overview

Kuiper Verzekeringen is a Dutch insurance company operating as a multi-product insurance broker and intermediary. The company offers a comprehensive portfolio organized around five core pillars: watersport insurance (both personal and commercial), classic car/oldtimer insurance, valuable items/art insurance, personal insurance products (home, legal, liability, vehicles), and business/entrepreneur insurance (cyber, liability, fleet, pensions). The product architecture consists of specialized core offerings (such as the proprietary Kuiper Klassieke Autoverzekering with FEHAC-compliant coverage) supplemented by standard personal and business insurance lines. The company also provides an online self-service portal called 'Mijn Kuiper' for customers to manage policies, view documents, and report claims 24/7. Key differentiators include specialist expertise in watersport and classic vehicles, family-business values, and personalized advisory services.

Differentiator

Problem solved

Functional benefit

Brands

• Mijn Kuiper: Online customer portal providing 24/7 access to insurance policies, documents, and account management
• Kuiper Pleziervaartuigenverzekering
• Kuiper Klassieke Autoverzekering
• Kuiper Aansprakelijkheidsverzekering watersport
• Kuiper Rechtsbijstandsverzekering watersport
• Kuiper Zakelijke verzekering voor charterbedrijven
• Kuiper Kostbaarhedenverzekering
• Kuiper Ondernemersverzekering

Products and services

• Watersport Particulier Insurance coverage for personal water sports enthusiasts, covering boats and recreational vessels for private individuals.
• Watersport Zakelijk Business insurance solutions for commercial water sports operations, including charter companies and marine businesses.
• Kuiper Klassieke Autoverzekering Specialized classic car insurance covering vintage and collector vehicles, with coverage based on appraised value and FEHAC standards compliance.
• Oldtimerverzekering Insurance specifically designed for oldtimer vehicles, with specialized terms and conditions for classic automobile owners.
• Kostbaarhedenverzekering Valuable items insurance covering art, antiques, collections, jewelry, watches, wines, and whiskies with specialized coverage for both indoor and outdoor use.
• Mijn Kuiper Online Customer Portal Online customer portal providing 24/7 access to view current insurance policies, manage documents, update information, and report claims.
• Cyber- en Datariskverzekering Insurance coverage for cyber risks and data-related threats for business operations.
• Verzuimverzekering Absenteeism insurance to limit financial risks associated with employee illness and absence.
• Arbeidsongeschiktheidsverzekering Disability insurance protecting entrepreneurs and employees against loss of income due to inability to work.
• Pensioenverzekering Pension insurance products for entrepreneurs to secure

Quantifiable outcome

• Customer satisfaction rating of 8.4 for claims handling

Named customers4 records

Segments5 records

Ideal customer profiles5 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• FEHAC (Federatie Historische Automobiel Clubs)minorStrategic or Co-development PartnerFEHAC is the Dutch federation of historic automobile clubs. Kuiper Verzekeringen offers insurance policies that meet FEHAC standards for classic cars, ensuring coverage aligned with the organization's requirements for classic vehicle insurance.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Zicht: Dutch insurance intermediary and advisory firm providing personal, business, and specialty insurance through both broker and digital channels — directly comparable in product breadth and customer mix.
• Voogd & Voogd Verzekeringen: Large independent Dutch insurance broker offering multi-line personal and commercial coverage, including niche products, with a similarly advisory-led GTM model across regional and national Dutch markets.
• Heilbron Groep: Network of Dutch independent insurance brokers serving personal and commercial customers across multiple specialty lines, with an advisory-driven model paralleling Kuiper's approach.
• Hagelunie: Dutch specialist insurer/broker focused on marine, transport, and cargo risks — directly comparable to Kuiper's watersport (personal and commercial) book and specialist niche positioning.

Broad incumbents

• Chubb: Global specialty insurer with high-net-worth and collectibles coverage in the Netherlands — a broad incumbent competing for the valuables and classic car customers Kuiper targets.
• Aon Netherlands: Global insurance and risk advisory broker with a substantial Dutch presence serving commercial clients across all major lines — competes with Kuiper's business insurance portfolio at a different scale.
• Nationale-Nederlanden: Major Dutch life and non-life insurer serving personal and small-business customers — overlaps with Kuiper's personal insurance, pension, and disability product lines at significantly larger scale.
• Hiscox: Specialty insurer with strong presence in marine, classic car, art/collectibles, and high-net-worth personal lines — a global incumbent in several of Kuiper's core specialty niches.
• ANWB Verzekeringen: Major Dutch insurance provider tied to the ANWB mobility association, offering broad personal lines including travel and vehicle insurance — overlaps with Kuiper's personal products at greater scale.
• Marsh Netherlands: Global risk and insurance services firm with Dutch operations, focused on commercial and specialty lines — a broader incumbent whose specialty practice overlaps with Kuiper's watersport and valuables business.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kuiper Verzekeringen