HC Real Estate Capital

What HC Real Estate Capital does

HC Real Estate Capital is a commercial real estate finance and advisory firm headquartered in Boca Raton, Florida, founded in 2012 by Kurt Hoffmann and Chris Caveglia. The firm arranges debt and equity financing for commercial real estate projects with transaction sizes ranging from $1 million to $250 million, serving sponsors and developers across property types including multifamily, retail, office, mixed-use, hospitality, senior housing, self-storage, and medical office. The two principals claim combined experience of more than $4.5 billion in commercial real estate financings and position their personal track record as the central value proposition.

The firm operates on a transaction-based fee model, sourcing capital through a network of more than 100 capital providers that the firm states includes agency lenders (Fannie Mae, Freddie Mac), life insurance companies, CMBS lenders, commercial banks, and private equity funds. The product offering spans bridge loans, permanent financing, construction loans, mezzanine debt, and joint venture equity. There is no disclosed proprietary technology platform, AI or machine-learning capability, or differentiated underwriting system; competitive advantage is articulated in terms of principal relationships and lender access rather than tooling. Geographic reach is described as nationwide, though South Florida features prominently in the visible transaction history.

The go-to-market is relationship-led, with no evidence of a scaled marketing operation, inbound lead engine, or platform infrastructure. The organization is small (1-10 employees) and private, with no disclosed funding history, headcount growth trajectory, or financial metrics. Each engagement appears to be episodic, with revenue tied to placement fees on closed transactions rather than recurring or contracted streams.

Name

HC Real Estate Capital

Legal name

HC Real Estate Capital, LLC

Website

https://hcrecapital.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

1–10 employees

Short description

HC Real Estate Capital is a Boca Raton-based commercial real estate finance and advisory firm arranging debt and equity placement from $1M to $250M for developers and sponsors across multiple property types and US geographies.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Finance

NAICS

Real Estate Credit (522292), Investment Banking and Securities Intermediation (523150)

SIC

Real Estate Agents & Managers (For Others) (6531), Loan Brokers (6163)

akta.pro primary industry

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)

akta.pro secondary industries

Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE), Real Estate Capital Markets Brokerage (Debt & Equity Placement) (FSAEAJAK)

Keywords

• Commercial real estate financing
• Debt and equity advisory
• Commercial mortgage brokerage
• Capital markets advisory
• Structured finance solutions

Headquarters

HQ city

Boca Raton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Commercial Mortgage Brokerage and Advisory Fees: The firm earns fees for arranging and structuring commercial real estate debt and equity financing. Revenue is generated through transaction-based fees on loan originations and closings, typically paid by borrowers upon successful financing. The firm serves as intermediary between commercial property investors/developers and capital providers including lenders, life insurance companies, pension funds, and other institutional sources.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

HC Real Estate Capital arranges and structures debt and equity financing for commercial real estate projects across the United States, with loan sizes ranging from $1 million to $250 million. The firm acts as an intermediary between commercial property owners, developers, and investors and a network of over 100 capital sources including correspondent lenders, life insurance companies, pension funds, agencies (Fannie Mae and Freddie Mac), REITs, banks, credit unions, hedge funds, investment banks, and high net worth individuals. Core executions include permanent financing, construction and construction-to-permanent loans, fixed and floating rate financing, forward commitments, credit tenant lease financing, agency loans, bridge loans, mezzanine financing, and joint ventures.

Product overview

HC Real Estate Capital is a commercial real estate finance and advisory firm offering a unified platform of debt and equity financing services. The core offerings include loan products (acquisitions, construction, bridge, mezzanine, permanent loans) and capital services connecting clients to over 100 capital sources including portfolio lenders, agency lenders (Fannie Mae and Freddie Mac), CMBS/conduit lenders, life insurance companies, and private money lenders. Services span multiple property types including multifamily, retail, office, industrial, hospitality, senior housing, and self-storage, with loan amounts ranging from $1 million to $250 million.

Differentiator

Problem solved

Functional benefit

Products and services

• Debt and Equity Financing Capital markets advisory and financing structuring for commercial real estate projects ranging from $1 million to $250 million, covering permanent financing, construction and construction-to-permanent loans, fixed and floating rate financing, forward commitments, credit tenant lease financing, agency loans, bridge loans, mezzanine financing, interim financing, joint ventures, and preferred equity. Intended for commercial property owners, developers, and investors.
• Loan Products Comprehensive commercial real estate loan product menu including acquisitions financing, construction loans, fixed and floating rate facilities, forward commitments, interim/bridge loans, joint ventures, mezzanine debt, owner occupied financing, permanent loans, refinance, sale leaseback, single tenant lease, supplemental loans, structured finance, and preferred equity. Designed for borrowers and sponsors across multifamily, retail, office, industrial, hospitality, and self-storage assets.
• Capital Source Access Services Intermediary access to over 100 capital sources including portfolio lenders and commercial banks, agency lenders (Fannie Mae and Freddie Mac DUS programs), conduit/CMBS lenders, construction lenders, credit unions, private money lenders, life insurance company lenders, and bridge and structured finance lenders. The service matches commercial real estate borrowers with optimal capital sources and structures deals across loan sizes from $1 million to $250 million.
• Multifamily Financing Financing services tailored to multifamily residential properties, manufactured housing communities, and student housing, with flexible leverage, amortization schedules, prepayment terms, and fixed or floating interest rate options. Targeted at multifamily owners, operators, and developers seeking agency, CMBS, life company, or bridge capital.
• Commercial Property Financing Financing services for office (urban, suburban, and medical), retail, industrial (manufacturing, warehouse, distribution, flex space), self-storage, mixed-use, and credit tenant lease assets. Includes permanent financing, refinancing, sale leaseback, and structured finance executions for owners, investors, and operators nationwide.
• Hospitality and Senior Housing Financing

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• Eastdil Secured: Specialized real estate investment bank focused on large-cap debt placement, equity placement, and investment sales. While HC serves mid-market and Eastdil focuses on institutional-scale deals, both operate as capital markets intermediaries with similar structured-finance capabilities.
• CBRE Capital Markets: World's largest commercial real estate services firm, with a debt placement practice arranging agency, CMBS, life company, and balance-sheet financing. Competes with HC Real Estate Capital for institutional and middle-market debt mandates, but at much larger scale and broader service breadth.
• Cushman & Wakefield: Global commercial real estate services firm with a Capital Markets debt and equity placement practice. Comparable intermediary role for borrowers seeking CRE financing, though typically serving larger transactions and institutional clients.
• Newmark Group: Major global commercial real estate services firm with a dedicated capital markets debt placement practice. Overlaps significantly with HC Real Estate Capital's intermediary role but operates at vastly greater scale, with research, investment sales, and global capital relationships.
• JLL Capital Markets: Global real estate services giant whose Capital Markets group (which absorbed legacy HFF) provides debt placement, equity placement, and investment sales. Direct overlap with HC's value proposition but with institutional scale, proprietary research, and multinational lender relationships.

Direct peers

• Walker & Dunlop: Large-scale commercial real estate finance company specializing in multifamily debt origination, agency lending (Fannie/Freddie), and capital markets. Comparable in its intermediary role between borrowers and institutional capital sources, though significantly larger and publicly traded.
• George Smith Partners: Independent commercial real estate capital advisory firm arranging debt and equity for middle-market and large-cap borrowers. Highly comparable as a relationship-driven intermediary with broad capital source coverage across property types and structures.
• Northmarq: Mid-market commercial real estate debt and equity placement firm with a similar broker-intermediary model. Operates nationally with a comparable focus on capital markets advisory for commercial property owners and developers, making it the closest size and model analogue.
• Berkadia: Joint venture between Berkshire Hathaway and Jefferies providing commercial real estate capital markets advisory, mortgage banking, and loan servicing. Comparable in arranging CRE debt across multifamily, office, retail, and hospitality with extensive agency and CMBS relationships.

Emerging players

• Lument (formerly Lancaster Pollard): Specialized CRE capital advisory firm focused on seniors housing, healthcare, and multifamily financing. Comparable as a niche intermediary with deep capital source relationships in a defined property vertical, similar to how HC Real Estate Capital specializes across the broader CRE debt space.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HC Real Estate Capital