FINMAS
FINMAS is a Berlin-based digital marketplace for financing, founded in 2009, that connects financing seekers with providers. The privately held company employs 101–250 people and operates in Germany's fintech intermediary segment.
- Company typePrivate
- Founded2009
- HeadquartersBerlin, Germany
- Headcount101–250
- GTM typeB2B
- OfferingDigital Commerce or Content
What FINMAS does
FINMAS is a Berlin-based digital marketplace for financing, founded in 2009. Per its short description, the company operates an online platform that connects borrowers or financing seekers with providers, functioning as an intermediary in the German financing market. The firm is privately held and employs 101–250 people, placing it in the small-to-mid-cap segment of Germany's fintech landscape.
The product surface and underlying technology are not documented in the available input data — the company's website (finmas.de) returned only a loader/verification page and did not render substantive content. There is no description of the platform architecture, underwriting logic, partner integration model, or revenue mechanics. Likewise, no information on pricing, GTM motion, customer segments, named lenders or borrowers, or geographic footprint beyond the Berlin headquarters is available.
Given the company's positioning as a financing marketplace, its plausible business model would involve transaction fees, lead-generation fees, or SaaS subscription fees charged to lender institutions or broker partners — but this is not confirmed by the source material. The firmographic footprint (founded 2009, 101–250 employees, Berlin-based fintech) suggests an established but mid-sized operator, although the absence of disclosed funding history, revenue, and ownership data prevents further financial triangulation.
FINMAS firmographics
Firmographics- Name
- FINMAS
- Website
- https://finmas.de
- Company type
- Private
- Founded year
- 2009
- Headcount range
- 101–250 employees
- Short description
- FINMAS is a Berlin-based digital marketplace for financing, founded in 2009, that connects financing seekers with providers. The privately held company employs 101–250 people and operates in Germany's fintech intermediary segment.
- Ownership category
- akta.pro rank
FINMAS industry classification
Industry- Product category
- Digital Lending Marketplace
- NAICS
- Credit Intermediation and Related Activities (522), Sales Financing (52222)
- SIC
- Finance Services (6199), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Fintech & Payments Partner / ISO Referral Networks (FSAEAMAK)
- akta.pro secondary industries
- Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC), Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)
Keywords
Where FINMAS is headquartered
LocationHeadquarters
- HQ city
- Berlin
- HQ country
- Germany
- HQ region
- Europe
Markets served
FINMAS business model
Business model- GTM type
- B2B
- Offering type
- Digital Commerce or Content
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
FINMAS product offering
Product offeringCore offering
FINMAS operates a digital marketplace for financing, providing an online platform that aggregates financing offerings and connects financing supply with financing demand. The company is positioned as an online intermediary in the German market, headquartered in Berlin. Specific product modules, transaction types, and counterparty segments served are not detailed in the available source data.
Differentiator
Problem solved
Functional benefit
Companies that use FINMAS
Customer profileIdeal customer profiles1 record
FINMAS technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
FINMAS partnerships and signals
Strategic signalRecent moves1 record
FINMAS competitors and assessment
Company assessmentEmerging players
- Spotcap: Digital SME lender active in Germany and other European markets. Emerges as a comparable peer to FINMAS around SME credit underwriting infrastructure, with smaller scale and less marketplace depth.
- Younited Credit: European consumer credit marketplace operating across multiple EU countries with investor-funded origination. Comparable to FINMAS in marketplace intermediation and cross-border scaling.
Direct peers
- iwoca: European fintech operating a digital lending platform for small businesses with marketplace-style capital partners. Comparable to FINMAS on SME credit underwriting and partner-funded origination.
- auxmoney: Germany's largest consumer credit marketplace, intermediating personal loan demand to institutional investors. Closely comparable to FINMAS in marketplace design, German regulation, and lender-pool economics.
- creditshelf: Berlin-based SME lending marketplace connecting mid-market borrowers with institutional lenders. Directly comparable to FINMAS as a German-headquartered digital financing marketplace operating between borrowers and capital providers.
- Funding Circle: Operates one of the most established online SMB lending marketplaces in Europe. Comparable to FINMAS in the two-sided financing marketplace model, multi-market European footprint, and intermediary economics.
Broad incumbents
- Raisin (Weltsparen): Berlin-headquartered deposit and investment marketplace aggregating retail deposits for partner banks across Europe. A broad incumbent with a marketplace structure adjacent to financing intermediation.
- LendingClub: Original global credit marketplace operator. Provides a comparable marketplace blueprint and benchmark for unit economics relevant to FINMAS.
Others
- Deposit Solutions (Raisin Deposit Solutions): Berlin-based B2B infrastructure that connects depositors and partner banks across Europe. Comparable to FINMAS as an adjacent intermediation marketplace rather than a direct competitor.
- Lemonway: European payment institution offering marketplace and payment infrastructure for crowdlending, lending platforms, and alternative finance operators. Functionally enabling to a financing marketplace like FINMAS.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights4 records
Customer concentration
FINMAS social profiles
Digital presenceFINMAS financial estimates
Financial estimateRevenue estimate
Valuation estimate
FINMAS leadership team
Management profileNumber of profiles
FINMAS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FINMAS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FINMAS
What does FINMAS do?
FINMAS operates a digital marketplace for financing, providing an online platform that aggregates financing offerings and connects financing supply with financing demand. The company is positioned as an online intermediary in the German market, headquartered in Berlin. Specific product modules, transaction types, and counterparty segments served are not detailed in the available source data.
When was FINMAS founded?
FINMAS was founded in 2009. It employs 101 to 250 people.
Where is FINMAS based?
FINMAS is headquartered in Berlin, Germany, in the Europe region.
Who are FINMAS's main competitors?
Emerging players on record are Spotcap and Younited Credit. Direct peers are iwoca, auxmoney, creditshelf and Funding Circle. Broad incumbents are Raisin (Weltsparen) and LendingClub. Others are Deposit Solutions (Raisin Deposit Solutions) and Lemonway.
Does FINMAS have an API?
No public API is recorded for FINMAS.
What industry is FINMAS in?
FINMAS's product category is Digital Lending Marketplace. Its primary akta.pro industry code is FSAEAMAK, Fintech & Payments Partner / ISO Referral Networks, with a secondary code of FSAGAHAC, Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking). Its NAICS code is 522 and its SIC code is 6199.