Elite Mortgage Pros

What Elite Mortgage Pros does

Elite Mortgage Pros, Inc. is a privately held, licensed mortgage processing and funding platform founded in 2019 and headquartered in Downey, California. The company provides back-office infrastructure—including loan processing, compliance oversight, documentation, and funding support—to independent licensed mortgage professionals (branded as "Mortgage Strategists") who originate home purchase and refinance loans to end consumers across California and Nevada. Elite Mortgage Pros does not originate or underwrite loans directly; underwriting is conducted by third-party investors through the company's investor network, enabling the platform to support FHA, VA, Conventional, and other loan programs. The company holds NMLS license #1853663 and California Financing Law license #60DBO-102679.

The firm's core offering is a unified processing and funding platform connected to a network of independent Mortgage Strategists. Supporting technology includes a suite of eight website-based mortgage calculators (Payment/Amortization, Rent vs Own, APR, Debt Consolidation, Prepayment Savings, Early Payoff, Refinance Break-Even, and Tax Savings) and a borrower-facing loan application portal ("Loan App Elite") with site-specific application routing. The platform emphasizes a 24-hour pre-approval review turnaround and positions itself as supplying enterprise-grade infrastructure to small independent professionals who would otherwise lack the compliance and funding resources available to large institutions.

Elite Mortgage Pros operates on a B2B transaction-fee revenue model, earning fees for the processing, compliance, and funding services it provides to Mortgage Strategists. Pricing is not publicly disclosed and is negotiated individually with channel partners. The company is founder-owned (Sam Menachian), has 11–50 employees, and has no disclosed external funding, parent company, or M&A activity.

Name

Elite Mortgage Pros

Legal name

Elite Mortgage Pros, Inc.

Website

https://elitemtgpros.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Elite Mortgage Pros is a licensed California-based mortgage processing and funding platform that provides back-office infrastructure, compliance, and investor network access to independent Mortgage Strategists originating home loans in California and Nevada.

Ownership category

akta.pro rank

Product category

Mortgage Processing and Funding Services

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro industry

PRIMARYFSALALAL

Quality Control (QC), Compliance & Audit Tools for Underwriting

Financial & Insurance/Mortgage & Housing Finance/Mortgage Technology, Underwriting & Valuation Services (LOS/AUS/Appraisal)

SECONDARYFSAEAMAA

Mortgage & Loan Introducers (Residential & Commercial)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Introducers, Finders & Referral Networks

Keywords

• Mortgage processing services
• Mortgage broker platform
• Loan origination support
• Mortgage compliance services
• Mortgage funding services

Headquarters

HQ city

Downey

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Processing and Funding Services: Elite Mortgage Pros provides processing, compliance, and funding support services to independent Mortgage Strategists for home purchases and refinances. The company earns fees for these back-office services while Mortgage Strategists handle loan origination with borrowers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Elite Mortgage Pros is a licensed processing and funding platform that supplies independent Mortgage Strategists with back-office infrastructure—including loan processing, compliance oversight, documentation, and funding support—for residential home purchase and refinance transactions. The company does not originate or underwrite loans itself; underwriting is conducted by third-party investors. Mortgage Strategists independently guide borrowers through origination while leveraging Elite Mortgage Pros' platform and investor network to offer FHA, VA, Conventional, and other loan programs.

Product overview

Elite Mortgage Pros operates as a single unified mortgage processing and funding platform rather than a modular product suite. The core offering is a licensed processing and funding platform that provides compliance, documentation, and back-office infrastructure for independent Mortgage Strategists across California and Nevada. The platform connects Mortgage Strategists with investor relationships enabling FHA, VA, Conventional, and other loan programs, with pre-approvals reviewed within 24 hours. Supporting the core platform, the company offers a suite of eight mortgage calculators (Payment/Amortization, Rent vs Own, Annual Percentage Rate, Debt Consolidation, Prepayment Savings, Early Payoff, Refinance Break-Even, and Tax Savings) as interactive web tools for borrowers. Additionally, a borrower-facing loan application portal (Loan App Elite) enables clients to initiate mortgage applications. The platform does not originate or underwrite loans directly; underwriting is conducted by third-party investors to ensure independence.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgage Processing and Funding Platform A licensed processing and funding platform providing compliance oversight, documentation handling, and back-office support for independent Mortgage Strategists who originate residential home purchase and refinance loans. Through investor relationships, Mortgage Strategists may offer FHA, VA, Conventional, and other loan programs, with pre-approvals and pre-qualifications typically reviewed within 24 hours by investors.
• Loan App Elite (Borrower Loan Application Portal) Online borrower loan application system that enables prospective clients to apply for mortgages through the platform and routes applications to specific Mortgage Strategists using site identifiers.

Quantifiable outcome

• Pre-approvals/pre-qualifications typically reviewed within 24 hours by investors

Named customers1 record

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators3 records

Direct peers

• Newfi Wholesale: Non-QM and wholesale-focused lender serving independent brokers with specialized products. Comparable B2B model targeting independent mortgage professionals with niche loan programs.
• Angel Oak Mortgage Solutions: Wholesale mortgage lender focused on non-QM products serving independent brokers. Comparable as a B2B partner providing processing and funding infrastructure to independent originators.
• Homepoint: Wholesale mortgage lender serving independent brokers (now operating under Rocket ownership). Comparable in providing brokers with processing, funding, and investor access across conventional and government programs.
• United Wholesale Mortgage (UWM): The largest U.S. wholesale mortgage lender serving independent mortgage brokers. Directly comparable as a B2B platform providing processing, underwriting, and funding support to independent originators in the wholesale channel.
• Rocket Pro TPO: Rocket Mortgage's third-party origination platform serving independent brokers with technology, processing, and capital markets support. Closely comparable wholesale TPO business model.

Broad incumbents

• Caliber Home Loans: Large-scale mortgage originator with wholesale, retail, and correspondent channels. Comparable as a broader mortgage platform offering wholesale broker services across multiple loan programs.
• loanDepot Wholesale: Wholesale division of loanDepot serving independent brokers. Comparable as a larger B2B wholesale lender offering processing and funding to mortgage professionals.

Regional players

• Paramount Equity: Regional mortgage lender focused on the Western U.S. (including California). Comparable as a California-anchored mortgage broker/lender serving similar geographic markets.

Emerging players

• Kind Lending: Growing wholesale mortgage lender serving independent brokers with multi-product offerings. Comparable emerging player in the wholesale channel with similar B2B platform orientation.

Others

• ICE Mortgage Technology: Provider of the Encompass loan origination system and related mortgage technology infrastructure. Comparable as the underlying technology vendor powering Elite Mortgage Pros' processing platform.

Market position

Strengths4 records

Weaknesses4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Elite Mortgage Pros