Caliber Home Loans
Caliber Home Loans is a Dallas-based, US non-bank residential mortgage lender founded in 2013 with 1,001-5,000 employees, originating and servicing home purchase, refinance, and home equity loans for consumers across multiple states.
- Company typePrivate
- Founded2013
- HeadquartersDallas, United States
- Headcount1,001–5,000
- GTM typeB2C
- OfferingServices
What Caliber Home Loans does
Caliber Home Loans is a US-based residential mortgage lender founded in 2013 and headquartered in Dallas, Texas, operating in the private market with a workforce of 1,001-5,000 employees. The company originates and services residential mortgage products for home buyers, refinancing homeowners, and likely home equity borrowers, competing in the non-bank mortgage lending segment alongside national peers. Its operating footprint is multi-state, evidenced by active California licensure that triggered a 2024 enforcement action. The company is led by a senior team including a Chief Information Officer (Renee Galitis); broader management, technology stack, and product portfolio details are not disclosed in the available source material.
The company's business model is consistent with standard non-bank mortgage origination and servicing: revenue is generated through loan origination fees, gain-on-sale margins on securitized or sold loans, and servicing fee income on retained portfolios. Pricing structures, channel mix (retail vs. wholesale vs. correspondent), and technology platform details are not described in the sources. A 2024 $2.3 million penalty from California's Department of Financial Protection and Innovation — part of a broader regulatory crackdown in which state investigations against mortgage lenders rose from 106 in 2021 to 699 in 2024 — is the only verifiable company-specific event in the input and signals heightened state-level scrutiny of the firm's California operations.
No product details, proprietary technology platforms, customer segmentation data, partnership relationships, AI/ML capabilities, or funding history are available in the provided source material. Financial figures included in the input appear to be data errors (revenue stated in the quadrillions) and cannot be relied upon. The investment-relevant conclusion is that Caliber is an operating, scaled non-bank mortgage lender with multi-state licensing whose strategic and financial profile is too thinly documented in the available sources to support deeper inference.
Caliber Home Loans firmographics
Firmographics- Name
- Caliber Home Loans
- Website
- https://caliberhomeloans.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Caliber Home Loans is a Dallas-based, US non-bank residential mortgage lender founded in 2013 with 1,001-5,000 employees, originating and servicing home purchase, refinance, and home equity loans for consumers across multiple states.
- Ownership category
- akta.pro rank
Caliber Home Loans industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Renovation Mortgage Origination (FHA 203(k), HomeStyle, CHOICERenovation) (FSALAAAL)
- akta.pro secondary industries
- Closed-End Home Equity Loans (Second Mortgages) (FSALAGAA), New Construction-to-Perm (Single-Family Owner-Occupied) (FSALAHAA)
Keywords
Where Caliber Home Loans is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Markets served
Caliber Home Loans business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Caliber Home Loans product offering
Product offeringCore offering
Caliber Home Loans is a U.S. residential mortgage lender that originates and provides home financing products to consumer borrowers. The company was founded in 2013 by industry experts to address the financing needs of today's homebuyers and operates as a private, for-profit mortgage lender headquartered in Dallas, Texas.
Product overview
Caliber Home Loans is a mortgage lending company. Based on the provided sources, no specific product portfolio, service offerings, or product details are available for extraction. The sources mention Caliber Home Loans only in the context of regulatory enforcement (a $2.3 million penalty from California's Department of Financial Protection and Innovation), but do not describe the company's actual mortgage products, refinance options, home equity offerings, or any other lending services it provides.
Differentiator
Problem solved
Functional benefit
Products and services
- Residential Mortgage Lending Origination of residential mortgage loans for U.S. consumer borrowers seeking to finance the purchase of a home. Caliber Home Loans was created in 2013 by industry experts to serve the home financing needs of today's borrowers.
Companies that use Caliber Home Loans
Customer profileIdeal customer profiles1 record
Caliber Home Loans technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Caliber Home Loans partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights1 record
Caliber Home Loans competitors and assessment
Company assessmentDirect peers
- Rocket Mortgage: Largest US retail mortgage originator, offering purchase, refinance, and HELOC products to consumers nationwide. Directly comparable in scale, product mix, and customer base to Caliber's residential origination business.
- LoanDepot: Major national retail and wholesale mortgage lender offering purchase, refinance, and HELOC products. Closely comparable in retail-direct model, product breadth, and consumer-facing digital tools.
- United Wholesale Mortgage: Largest US wholesale mortgage lender working through broker channels. Comparable as a high-volume mortgage originator competing for the same loan officers, broker partners, and secondary-market executions as Caliber.
- Mr. Cooper: Large US mortgage servicer and originator with national retail and direct-to-consumer channels. Comparable as a scaled mortgage platform with overlapping origination, servicing, and home equity offerings.
- Movement Mortgage: Large US retail mortgage lender with branches across most states, focusing on purchase-driven origination. Comparable in retail branch model and geographic footprint to Caliber.
- Guild Mortgage: National retail mortgage lender with a strong branch network, offering purchase and refinance products. Comparable in retail-heavy origination mix and geographic diversification across US housing markets.
- PennyMac Financial Services: Vertically integrated mortgage lender and servicer operating direct-to-consumer, broker, and correspondent channels. Comparable in multi-channel origination strategy and reliance on secondary-market executions.
- Homepoint: National wholesale and correspondent mortgage lender serving broker and small-bank partners. Comparable as a mid-to-large scale originator competing for similar origination volume and secondary-market capacity.
- Fairway Independent Mortgage: Large US retail mortgage lender with branches nationwide focused on purchase and refinance. Comparable as a branch-driven, retail-direct competitor for loan officer talent and consumer borrowers.
- Guaranteed Rate: National retail mortgage lender with strong digital origination capabilities and a large loan officer base. Directly comparable as a consumer-direct, digitally enabled mortgage competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
Caliber Home Loans social profiles
Digital presenceCaliber Home Loans financial estimates
Financial estimateRevenue estimate
Valuation estimate
Caliber Home Loans leadership team
Management profileNumber of profiles
Profiles1 record
Caliber Home Loans funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Caliber Home Loans M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Caliber Home Loans
What does Caliber Home Loans do?
Caliber Home Loans is a U.S. residential mortgage lender that originates and provides home financing products to consumer borrowers. The company was founded in 2013 by industry experts to address the financing needs of today's homebuyers and operates as a private, for-profit mortgage lender headquartered in Dallas, Texas.
When was Caliber Home Loans founded?
Caliber Home Loans was founded in 2013. It employs 1,001 to 5,000 people.
Where is Caliber Home Loans based?
Caliber Home Loans is headquartered in Dallas, United States, in the North America region.
Who are Caliber Home Loans's main competitors?
Direct peers on record are Rocket Mortgage, LoanDepot, United Wholesale Mortgage, Mr. Cooper, Movement Mortgage, Guild Mortgage, PennyMac Financial Services, Homepoint, Fairway Independent Mortgage and Guaranteed Rate.
Does Caliber Home Loans have an API?
No public API is recorded for Caliber Home Loans.
What industry is Caliber Home Loans in?
Caliber Home Loans's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAAAL, Renovation Mortgage Origination (FHA 203(k), HomeStyle, CHOICERenovation), with a secondary code of FSALAGAA, Closed-End Home Equity Loans (Second Mortgages). Its NAICS code is 522310 and its SIC code is 6162.