Momentum Wealth Management

What Momentum Wealth Management does

Momentum Wealth Management LLC is a private, fee-based fiduciary registered investment adviser founded in 2013 and headquartered in Columbus, Georgia, with a second regional office in Monroe, Louisiana. The firm serves approximately 200+ individual and business clients across 11 states, organized around four primary segments: retirees, growing professionals, business owners, and Aflac retirees in the Columbus market. Service delivery is conducted through in-person consultations at the two offices and via video conferencing for remote clients, with most onboarding transitions from intro call to full plan occurring within roughly 30 days.

The firm operates across four service pillars: Wealth Management, Financial Planning, Financial Wellness, and Insurance and Risk Management. The digital layer consists of a client dashboard and companion mobile app (provided through Altruist, per the login URL), a Retirement Readiness Calculator for lead capture, and a Trust&Will partnership for online estate planning documents. Content marketing is centered on the MPulse Journal blog and the Fountain City Founders podcast, the latter featuring local Columbus entrepreneurs. Insurance products, particularly long-term care, are offered through a sister entity, Momentum Protect.

Momentum Wealth Management is co-founded and co-led by Matt Hightower (CCO) and Garrett Cottle (COO), with a team of 1-10 employees. Revenue is generated primarily through recurring advisory fees on a fiduciary basis; commissions are not accepted on investment products, with limited insurance commissions flowing through Momentum Protect. The firm holds SEC adviser registration under CRD 295689 and reports no external institutional investors, no parent company, and no completed funding rounds.

Name

Momentum Wealth Management

Legal name

Momentum Wealth Management LLC

Website

https://momentumwealth.us

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Momentum Wealth Management is a fee-based fiduciary RIA in Columbus, GA serving 200+ individuals and business owners across 11 states with wealth management, financial planning, financial wellness, and insurance and risk management services, delivered via two offices and remote video conferencing.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Open-End Investment Funds (525910)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

akta.pro secondary industries

Hybrid Advice (Advisor + Digital) Platforms (FSAAAAAE), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

• Wealth management
• Retirement planning
• Financial planning
• Financial wellness
• Insurance advisory

Headquarters

HQ city

Columbus

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Fee-Based Fiduciary Advisory Services: Momentum Wealth Management operates as a fee-based fiduciary firm providing investment advisory services. While they do not accept commissions on investment products, they occasionally facilitate insurance products (primarily long-term care) through their sister firm Momentum Protect, where commissions may apply. Revenue is generated through advisory fees rather than product sales.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Momentum Wealth Management is a fee-based fiduciary advisory firm that provides four core service pillars to individuals, families, and business owners: Wealth Management, Financial Planning, Financial Wellness, and Insurance and Risk Management. The firm coordinates investment strategies, Social Security timing, tax-efficient withdrawals, Medicare planning, and estate-planning support through a team-based planning process supported by a client dashboard and mobile app.

Product overview

Momentum Wealth Management offers a unified financial advisory platform with four core service pillars: Wealth Management, Financial Planning, Financial Wellness, and Insurance and Risk Management. The firm provides clients with a Client Dashboard and Mobile App as the primary digital access points, supplemented by specialized tools like the Retirement Readiness Calculator. Strategic partnerships with Trust&Will for estate planning and Workplace Savings Advice newsletters for employer clients extend the core offering. The platform integrates short-term goal planning and coordinated income strategies across all service lines, serving individuals, families, growing professionals, retirees, and business owners across 9 states.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Comprehensive investment management services designed to help clients maximize savings and build long-term wealth through coordinated investment strategies, asset allocation, and portfolio management. Targeted at individuals, families, and businesses seeking to grow and preserve assets.
• Financial Planning Strategic planning services helping individuals, families, and businesses plot a course for financial success, including short-term goal planning, retirement income planning, and coordinated financial strategies across investments, Social Security, and taxes.
• Financial Wellness Employer and employee-focused program providing financial education, workplace savings advice, and tailored savings plan setup to help organizations improve overall employee financial literacy and financial position.
• Insurance and Risk Management Protection-focused services covering life insurance, disability insurance, long-term care policies, Medicare planning, and business continuity solutions including ownership transfers and succession plans.
• Retirement Readiness Calculator Interactive online tool providing personalized retirement readiness assessments based on user age, income, savings, and future goals, used to demonstrate expertise and generate qualified leads.

Quantifiable outcome

• 200+ clients served across 11 states

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Trust&WillsupportingImplementation/ SI/ Consulting PartnerPartnership with Trust&Will to provide clients access to online tools for creating and updating wills and trusts. Trust&Will is an independent and unaffiliated online service assisting clients with estate planning document creation.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Edelman Financial Engines: Large hybrid RIA combining digital planning tools with dedicated advisors, with particular strength in workplace retirement plan participants — comparable hybrid financial planning and retirement focus.
• Creative Planning: One of the largest US independent RIAs providing wealth management, financial planning, and retirement services nationally — overlapping services and client base with Momentum, but operating at vastly greater scale.
• Schwab Wealth Advisory: Custodian-affiliated wealth advisory service offering dedicated CFP-led financial planning and investment management — directly competing retail wealth offering with similar financial planning emphasis.
• Carson Group: Hybrid (advisor + digital) wealth management platform serving individuals through a network of partner advisors — comparable hybrid advice model and fee-based fiduciary positioning as Momentum.
• Fisher Investments: Large independent investment management firm serving high-net-worth and mass-affluent retail investors with portfolio management — overlapping investment advisory services for retail wealth clients.
• Empower (Personal Capital): Hybrid digital wealth management platform pairing tools with human advisors for mass-affluent and high-net-worth clients — directly comparable hybrid advice positioning for retail wealth management.
• Mariner Wealth Advisors: Large national RIA offering comprehensive wealth advisory, financial planning, and retirement services to individuals and business owners — same customer segments and service mix, but at materially greater scale.

Emerging players

• Ellevest: Digital-first financial planning and investment platform targeting an underserved client segment — comparable fee-based financial planning orientation, but specialized rather than general.

Direct peers

• Facet Wealth: Fee-only, fiduciary financial planning firm serving mass-affluent individuals nationwide via a hybrid advisor-plus-digital model — directly comparable target market and business model to Momentum Wealth Management.

Others

• XY Planning Network: Network and community for fee-only financial advisors serving Gen X and Millennial clients — comparable fee-only fiduciary philosophy and mass-affluent target market; provides peer benchmarking context.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/momentumwealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Momentum Wealth Management