What kinex does

Kinex is a UK-based business services aggregator headquartered in Manchester, founded in 1998, serving small businesses with a bundled portfolio of essential services. Its offerings span Business Broadband (superfast fibre up to 900mb/s with automatic 4G backup), Business Insurance (distributed via Simply Business with underwriters including AXA, Churchill and Hiscox), Card Payments (terminals with next-day settlements), Business Energy (gas and electricity), Business Water, Digital Voice, and Business Mobile. The company operates a horizontal segmentation approach targeting UK SMBs across industries such as hospitality, hair and beauty, and food retail.

The underlying platform combines a multi-service aggregation layer with the Customer Zone self-serve portal, enabling customers to view 36 months of bills, submit meter reads, manage Direct Debits, and make payments digitally. The quote engine provides instant insurance quotes online, and the company supports its digital channels with phone-based sales and 24/7 customer support. Technology is functional and aggregation-focused rather than AI-driven.

Kinex generates revenue through a mix of subscription recurring revenue (broadband, insurance, utilities) and transaction fees (card payments). Pricing is publicly disclosed for core products: broadband from £30.99/month and insurance from £5.64/month. The go-to-market combines direct website self-service, inside sales via a dedicated phone line (0333 014 3131), content marketing, organic social media, and customer case studies. With 51-100 employees supporting 125,000+ customers, operations are highly digital and scale-efficient. No funding rounds, revenue figures, or ownership details are disclosed in the source material.

Name

kinex

Website

https://kinex.co.uk

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

51–100 employees

Short description

Kinex is a UK-based business services aggregator based in Manchester that bundles broadband, insurance, card payments, energy, water, mobile, and digital voice services onto a single bill for over 125,000 UK small businesses.

Ownership category

akta.pro rank

Headquarters

HQ city

Manchester

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain, Infrastructure

Revenue model

1. Business Broadband Services: Monthly subscription revenue from business broadband services with speeds up to 900mb/s and automatic 4G backup
2. Business Insurance: Commission-based revenue from insurance policy sales through Simply Business partnership with leading insurers including AXA, Churchill and Hiscox
3. Card Payment Processing: Transaction fee revenue from card payment processing services with next-day settlements and transparent pricing
4. Business Utilities: Revenue from bundled utility services including water, gas, electricity for small businesses

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

kinex provides UK small businesses with a consolidated suite of essential connectivity, payment, insurance, and utility services delivered under a single provider relationship. Offerings include Business Broadband (fibre up to 900mb/s with 4G backup), Business Insurance (via Simply Business with AXA, Churchill, and Hiscox), Business Card Payments (terminals with next-day settlements), Business Energy (gas and electricity), Business Water, Digital Voice, and Business Mobile, all managed through the Customer Zone self-serve portal and supported 24/7.

Product overview

Clear Business is a UK-based business services aggregator offering a unified platform that consolidates essential services for small businesses under one bill. The portfolio includes Business Broadband (fibre up to 900mb/s with 4G backup), Business Insurance (through Simply Business partnership with AXA, Churchill, and Hiscox), Business Card Payments (card terminals with next-day settlements), Business Energy (gas and electricity), Business Water, Digital Voice, and Business Mobile. The Customer Zone self-service portal enables account management. The core value proposition is bundling multiple essential business services into a single provider with one bill, simplified administration, and 24/7 customer support.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Broadband High-speed business broadband with superfast fibre up to 900mb/s, featuring automatic 4G broadband backup and expert support to minimize downtime, for UK small businesses; starting from £30.99 per month.
• Business Insurance Business insurance quotes and coverage comparison from leading insurers including AXA, Churchill, and Hiscox, offered in partnership with Simply Business, providing instant quotes and same-day protection from £5.64 per month for UK small businesses.
• Business Card Payments Card payment solutions featuring industry-leading terminals supporting all major cards (Visa, Mastercard, American Express, Google Pay), quick secure payment processing with next-day settlements, and transparent competitive pricing for UK small businesses.
• Business Energy Business gas and electricity supply services bundled with other essential business utilities for UK small businesses.
• Business Water Business water supply services as part of the consolidated business utilities offering for UK small businesses.
• Digital Voice Business voice/telephony services complementing the broadband and mobile offerings for UK small businesses.
• Business Mobile Business mobile services as part of the telecommunications and connectivity suite for UK small businesses.

Quantifiable outcome

• Trusted by over 125,000 UK small businesses

Named customers3 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Simply BusinesscoreChannel Partner/ Reseller/ DistributorClear Business has partnered with Simply Business, a leading UK business insurance broker, to offer tailored insurance quotes from leading insurers including AXA, Churchill and Hiscox. This partnership enables Clear Business to provide instant insurance quotes and same-day protection to small business customers through the Simply Business platform.
• AXAminorOthersLeading insurance provider included in Clear Business insurance quotes through the Simply Business partnership, offering coverage options for small businesses
• ChurchillminorOthersInsurance brand included in Clear Business insurance quotes through the Simply Business partnership, offering coverage options for small businesses
• HiscoxminorOthersInsurance provider included in Clear Business insurance quotes through the Simply Business partnership, offering tailored coverage options for small businesses

Scale indicators1 record

Recent moves1 record

Expansion highlights4 records

Broad incumbents

• Vodafone Business UK: Major UK business connectivity provider of mobile, broadband and IoT. Overlaps with kinex's mobile and broadband lines but serves both SMB and enterprise with deeper network ownership and resources.
• Shell Energy Business: Shell's UK business energy and broadband supplier serving SMEs and larger corporates. Comparable in bundling energy with connectivity for UK businesses, but backed by a major energy incumbent.
• SSE Business Energy: UK business electricity and gas supplier serving small and large commercial customers. Comparable in targeting UK businesses for energy supply, but operates at significantly larger scale as a major utility incumbent.
• British Gas Business: Centrica's UK business energy and services arm offering gas, electricity, and increasingly connectivity to SMBs. Comparable as a large UK SMB utilities and services provider with much greater scale and brand reach.
• BT Business: UK's largest business telecoms provider offering broadband, mobile, voice and IT services. Broader incumbent competing in the same core categories (broadband, mobile, voice) but as part of a much wider portfolio with own-network cost advantages.

Direct peers

• Utility Warehouse: UK multi-service provider bundling energy, broadband, mobile and insurance for households and small businesses on a single bill. Closest direct peer to kinex's bundling-and-aggregation model in the UK SMB/residential segment.
• Simply Business: UK's leading online business insurance broker, distributing policies from multiple underwriters to SMBs. Directly comparable as a partner-led insurance aggregator serving the same small business segment kinex targets.
• Love Energy Savings: UK business utilities price comparison and broker for energy, water, broadband and telecoms. Comparable as a digital-first SMB services intermediary operating in the same product categories.
• Bionic: UK business services comparison and switching platform for energy, broadband, insurance and payments aimed at SMBs. Directly comparable in target customer, product mix, and online aggregator business model.

Regional players

• Plusnet Business: UK-focused business broadband and phone provider. Comparable as a value-oriented UK SMB broadband and voice competitor, though more limited in payments, insurance, and utility bundling.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/kinexuk
• LinkedInlinkedin.com/company/kinex-uk

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about kinex