Engloba

What Engloba does

Engloba (legal name: Correduría de Seguros Engloba, also doing business as Seguros Engloba) is an independent insurance brokerage founded in 1988 and headquartered in Tarazona, Spain. The firm operates as a brand within PIB Group Iberia, a diversified insurance brokerage group, and provides insurance intermediation services to two primary customer segments: individuals and families (Particulares), and businesses of various sizes (Empresas). Its core product offering spans personal lines—auto, home, life, and funeral (decesos) insurance—and commercial lines including civil liability, vehicle fleets, property damage, and cyber risk coverage.

The company runs a sales-led, office-anchored go-to-market with four physical locations across northeastern Spain: Zaragoza, Tarazona, Ejea de los Caballeros, and Ezcaray. Customers engage through in-person visits, telephone contact, and the Elevia client portal for self-service policy management and claims filing. The underlying technology is a brokerage platform with a self-service client portal rather than a proprietary underwriting or AI-driven system; no AI/ML capabilities, patents, or proprietary technology assets are disclosed.

Engloba generates revenue through commissions earned from insurance carriers for placing policies, operating on a transaction-fee model. Its core differentiator is independence—Engloba is not affiliated with any single insurer, enabling it to analyze customer needs across multiple generalist and specialist carriers and recommend the best-fitting coverage. The firm holds ISO 9001 (Quality Management) and ISO 27001 (Information Security) certifications through SGS with ENAC accreditation, covering operations including Madrid and Barcelona offices. The firm maintains a multi-language digital presence (Spanish, Portuguese, English, Catalan, Basque, Galician) alongside physical offices and social media channels, but its operating geographies are concentrated in Aragon and La Rioja.

Name

Engloba

Legal name

Correduría de Seguros Engloba

Website

https://englobagrupo.es

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

101–250 employees

Short description

Engloba is a Spanish independent insurance brokerage founded in 1988, serving individuals and businesses across Aragon and La Rioja. It places personal and commercial policies—auto, home, life, funeral, liability, fleet, and cyber—through four regional offices under PIB Group Spain.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

Keywords

• Insurance brokerage
• Personal insurance
• Business insurance
• Independent advisory
• Multi-carrier insurance

Headquarters

HQ city

Tarazona

HQ country

Spain

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance brokerage commissions: Engloba operates as an independent insurance broker, earning commissions from insurance companies for placing policies. They analyze customer needs across multiple insurers and present the best-fitting options.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Engloba is an independent insurance brokerage that analyzes the insurance needs of individuals and businesses and arranges coverage with multiple insurance carriers. The firm offers personal lines (home, auto, life, health) and commercial lines, supported by in-person advisory at branch offices and a digital client portal (Elevia) for policy management and claims.

Product overview

Engloba is an insurance brokerage firm operating as part of PIB Group Iberia. The company offers two primary product lines: personal insurance (seguros para particulares) covering auto, home, life, and funeral coverage; and business insurance (seguros para empresas) encompassing civil liability, vehicle fleets, property damage, and cyber risks. The firm differentiates through its independent advisory service that analyzes client needs across multiple insurance carriers to present optimal solutions. All offerings are supported by specialized expertise and a commitment to customer proximity.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguros para Particulares (Personal Insurance) Insurance brokerage service for individual consumers and households, providing independent advisory and policy placement across multiple Spanish insurers for personal insurance needs such as home, auto, life, and health coverage.
• Seguros para Empresas (Business Insurance) Insurance brokerage service for small and mid-sized businesses, providing independent analysis of commercial insurance needs and arranging coverage with multiple carriers, including property, liability, fleet, and other commercial lines.
• Asesoramiento Especializado e Independiente (Independent Specialized Advisory) Independent advisory service where Engloba analyzes a client's insurance needs and recommends tailored coverage, leveraging independence from any single insurer to provide objective, multi-carrier recommendations.
• Elevia Client Portal Digital client portal providing policy management, online claims reporting, and self-service access for Engloba's personal and business insurance clients.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Marsh (Marsh S.A. in Spain): Global insurance broker with a substantial Spanish presence offering personal and commercial brokerage, risk advisory, and specialty placement. Comparable as a competing independent broker serving overlapping customer segments, though operating at much larger scale across a broader portfolio.
• Generali Seguros (Spain): Spanish subsidiary of Generali, distributing personal, life, and commercial insurance through tied and independent channels. Comparable as a multi-line Spanish insurance distributor operating in overlapping personal and commercial segments.
• Grupo Catalana Occidente: Spanish insurance and reinsurance group operating multiple insurance and brokerage brands across Iberia. Comparable as a multi-brand Spanish insurance distribution platform serving similar personal and commercial line segments.
• Mapfre: Spain's largest insurance group, distributing auto, home, life, and commercial insurance through tied agents and direct channels. Comparable on personal and commercial line breadth and Iberian geographic footprint, though structurally a carrier rather than an independent broker.
• Willis Towers Watson (WTW Iberia): International advisory and brokerage firm with Spanish operations covering commercial insurance placement and risk management. Comparable on multi-carrier independent brokerage model, especially for mid-market and commercial clients.
• Aon (Aon Iberia): Global insurance and reinsurance broker with Spanish operations offering commercial risk placement and brokerage services. Comparable on independent brokerage model and commercial-line focus (including cyber), though serving a primarily enterprise customer base.
• Zurich Insurance Spain: Spanish arm of a global insurer offering personal, commercial, and specialty lines through tied agents and brokers. Comparable on product portfolio breadth, particularly commercial lines (including cyber and fleet) where Engloba also places business.

Direct peers

• Howden Iberia: Independent international insurance broker with a growing Iberian footprint, competing in the same independent-brokerage value proposition as Engloba. Comparable on business model (multi-carrier independent broker), target segments (personal and commercial), and growth strategy (regional roll-up in Spain).
• PIB Group Iberia: Engloba's parent group and operator of multiple regional Spanish insurance broker brands under one platform. Most directly comparable because it operates the same independent brokerage model, shares carriers and back-office, and serves overlapping personal and commercial line customers across Spain.

Regional players

• SegurCaixa Adeslas: Spain-focused bancassurance and brokerage entity tied to CaixaBank, distributing personal and commercial insurance through banking and agent networks. Comparable as a regional Spanish competitor in personal lines distribution, though with structural advantages from banking-channel origination.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/profile.php?id=61566756120144
• Instagraminstagram.com/pib_group_iberia
• Xx.com/englobagrupo

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Engloba