What NDM Leasing does

NDM Leasing d.o.o. Beograd is a privately held Serbian limited liability company that has operated as a regulated financial leasing provider on the Serbian market since 2002. The company conducts its business under the Law on Financial Leasing of the Republic of Serbia (Official Gazette of RS Nos. 55/2003, 61/2005, 31/2011 and 99/2011) and is supervised by the National Bank of Serbia (Narodna banka Srbije). It serves two client segments: natural persons (individuals), for whom it publishes dedicated General Business Conditions, and business/legal entity clients. The company operates from a single registered office in Belgrade (Rajka Mitića 28b) and distributes exclusively through direct sales channels (phone, email, in-person, and a website contact form), with no online self-serve application, marketplace, or third-party distribution.

The core product is a single-line financial leasing offering, operationalized through supporting service channels including a general contact form, a client complaints channel (Prigovori klijenata), a claims channel (Reklamacije), and a personal interest disclosure page. Revenue mechanics are contract-based and recurring over lease terms, typical of leasing economics. The company issued multiple client hardship programs during 2020–2022, including moratoria on lease payments and obligation restructuring/reprogramming offers, reflecting defensive portfolio management during COVID-era stress. Governance is exercised through a two-board structure: an Executive Board chaired by Dejana Backović and a Managing Board chaired by Nada Aranitović.

The technology stack is minimal: the corporate website runs on WordPress with the Sydney theme by athemes.com, and no proprietary technology platform is disclosed. Pricing, interest rates, fees, and lease terms are not publicly disclosed. The company has no disclosed funding rounds, no parent company, no subsidiaries, and no social media presence. Its brand is registered/trademarked and it maintains compliance with the Serbian Law on Personal Data Protection, including an appointed Data Protection Officer (Milena Vlatković).

Name

NDM Leasing

Legal name

NDM Leasing d.o.o. Beograd

Website

https://ndm-leasing.rs

Company type

Private

Founded year

2002

Operating status

Operating

Short description

NDM Leasing d.o.o. Beograd is a privately held, regulated Serbian financial leasing company operating since 2002 under National Bank of Serbia supervision, serving individual and business clients with financial leasing contracts from a single Belgrade office.

Ownership category

akta.pro rank

Product category

Financial Leasing Services

NAICS

Commercial and Industrial Machinery and Equipment Rental and Leasing (5324)

SIC

Finance Lessors (6172)

akta.pro primary industry

Rent-to-Own (RTO) & Lease-to-Own Consumer Financing (FSAKAOAC)

akta.pro secondary industry

Equipment & Tool Leasing (Consumer) (FSAKANAF)

Keywords

• Financial leasing services
• Asset financing
• Consumer leasing
• Business leasing
• Regulated lending

Headquarters

HQ city

Belgrade

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Others

Revenue model

1. Financial leasing contracts: Primary revenue stream generated through financial leasing agreements with clients in the Serbian market, conducted under the Serbian Law on Financial Leasing. Revenue is contract-based, recurring over the lease term, with ongoing payment obligations and structured programs (including moratoria, repayment restructuring, and relief offers issued in 2020–2022) that reflect typical leasing economics.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

NDM Leasing d.o.o. Beograd provides financial leasing services to clients in Serbia for the acquisition of movable assets, operating under the Serbian Law on Financial Leasing and under the direct supervision of the National Bank of Serbia (Narodna banka Srbije). The company serves both natural persons and business/legal-entity clients through a single Belgrade office, with separate general business conditions published for natural persons and structured hardship programs (moratoria, reprogramming) extended to clients during 2020–2022.

Product overview

NDM Leasing d.o.o. Beograd operates as a single-line financial leasing provider (not a multi-module software platform), delivering financial leasing services on the Serbian market since 2002 under the Law on Financial Leasing and supervision of the National Bank of Serbia. The website exposes no digital product modules beyond the financial leasing offering itself; what is described as distinct "products" here are actually the service channels supporting it: Financial Leasing Services (the core offering, presented under Finansiranje), the Customer Contact Service (Kontakt form for suggestions and remarks), the Client Complaints Service (Prigovori klijenata), the Claims Service (Reklamacije), and the Personal Interest Disclosure service page. These channels wrap and operationalize the core leasing product rather than constituting additional products.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Leasing Services Core financial leasing offering operated by NDM Leasing d.o.o. Beograd on the Serbian market since 2002, conducted in accordance with the Law on Financial Leasing of the Republic of Serbia (Official Gazette RS nos. 55/2003, 61/2005, 31/2011, 99/2011) and under the supervision of the National Bank of Serbia (Narodna banka Srbije). The service enables natural persons and legal entities to acquire movable assets through regulated leasing contracts with recurring payments; dedicated General Business Conditions are published for natural persons (Opšti uslovi poslovanja sa fizičkim licima).

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Narodna banka Srbije (National Bank of Serbia)coreOthersRegulatory supervisory relationship: NDM Leasing d.o.o. Beograd operates in accordance with the Law on Financial Leasing of the Republic of Serbia and is under the supervision of the National Bank of Serbia (Narodna banka Srbije).

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Raiffeisen Leasing Serbia: Serbian arm of Raiffeisen's leasing franchise, providing financial leasing of vehicles and equipment to individuals and businesses under NBS oversight. Closely comparable in product, regulation, and client mix to NDM Leasing.
• ALD Automotive Serbia: Operating-lease and fleet-leasing provider active in Serbia, competing for corporate fleet and long-term vehicle rental contracts. Closely comparable on the corporate/closed-end vehicle leasing side of NDM's book.
• OTP Leasing Serbia: Serbian subsidiary of Hungarian OTP Bank's leasing arm, providing financial leasing to retail and business clients under NBS supervision. Comparable regulated leasing model and dual-segment approach to NDM.
• NLB Leasing Serbia: Serbian leasing arm of the NLB Group, providing financial leasing to SMEs and consumers under NBS oversight. Comparable regulated leasing model and segment focus to NDM Leasing.
• S-Leasing: Belgrade-based Serbian financial leasing company serving retail and SME clients. Operates in the same regulated NBS framework as NDM and competes directly for similar consumer and small-business leasing deals.
• Intesa Leasing Serbia: Serbian leasing entity of the Intesa Sanpaolo Group, offering regulated financial leasing to corporates and individuals. Same regulatory regime and product scope make it a direct competitor to NDM Leasing.
• ProCredit Leasing Serbia: ProCredit group-affiliated leasing entity in Serbia, focusing on SME and small-ticket financial leasing under NBS regulation. Comparable client profile and product set, especially on the legal-entity side.
• Erste Leasing Serbia: Austrian-affiliated Serbian lessor operating in the same NBS-regulated framework. Comparable product breadth across consumer and corporate financial leasing as NDM Leasing.
• UniCredit Leasing Serbia: Serbian subsidiary of UniCredit's leasing arm, offering financial leasing to corporate and retail clients in Serbia under NBS supervision. Directly comparable to NDM as a regulated, bank-affiliated Serbian lessor with a similar dual-segment focus.

Broad incumbents

• DLL (De Lage Landen) Serbia: Global vendor-finance and equipment-leasing major with Serbian operations; offers asset finance across multiple equipment categories. Comparable as a regulated equipment lessor active in Serbia, though broader and more diversified than NDM.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights5 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NDM Leasing