Acquiring

What Acquiring does

Trust Payments (referenced in input firmographics as "Acquiring") is a regulated global payment service provider that operates as both a payment gateway and an acquirer under a single integrated stack. The firm's Converged Commerce platform unifies online payments, point-of-sale payments, unattended POS, mobile payments, Tap to Pay / SoftPOS, ePOS, inventory management, self-checkout, loyalty and customer engagement, shop builder, payment analytics, and merchant business financing into a single cloud-based architecture, typically delivered on Amazon Web Services infrastructure. Customers connect either via API, pre-built integrations with platforms such as BigCommerce, or via ISV partner embeddings that route payment flows through the company.

The group's regulated entities include Trust Payments Ltd, registered in England and Wales and operating out of Bromley, UK; TrustUK Payments Ltd, FCA-authorized under the Payment Services Regulations 2017 (Ref. 932557); and Trust Payments (Malta) Limited, authorized by the Malta Financial Services Authority (Company Registration C56013). Acquirer reach spans connections to 50+ global banks for local payment acceptance, with the company claiming trusted relationships with 20,000+ merchants and named logos including Travis Perkins, Toolstation, Jysk, Holland & Barrett, Wells Pharmacy, Creditfix, ICMarkets, Best Western, Costa Coffee, All Star Lanes, and Feherty Travel across retail, hospitality, healthcare, financial services, forex, and travel.

Revenue is generated primarily through per-transaction processing fees on card payments routed through the gateway-acquirer stack, augmented by subscription revenue from the commerce software suite (ePOS, inventory, self-checkout, loyalty, digital signage) and ancillary fee/interest income from the merchant business financing product. Distribution combines direct enterprise sales, a self-serve inquiry channel via the corporate website, and a multi-tier partner program spanning Independent Software Vendors, system integrators, and referral partners. The firm is privately held with no disclosed institutional investor, parent company, funding rounds, mergers, acquisitions, or material leadership changes in the input data set.

Name

Acquiring

Legal name

Trust Payments Ltd

Website

https://acquiring.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Trust Payments is a regulated global payment service provider operating as both gateway and acquirer, serving 20,000+ merchants across retail, hospitality, gaming, crypto, and other verticals through a Converged Commerce platform spanning payments, POS, ePOS, inventory, and loyalty.

Ownership category

akta.pro rank

Product category

International Banking

NAICS

Commercial Banking (52211), Depository Credit Intermediation (5221)

SIC

Finance Services (6199), National Commercial Banks (6021)

akta.pro primary industry

Payment Processing & Acquiring Infrastructure (FSAGABAC)

akta.pro secondary industries

Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates) (FSABAIAH), Open Banking, Account Aggregation & Payment Initiation APIs (BPAMAFAJ), On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE)

Keywords

• International banking
• Cryptocurrency banking
• Payment acquiring
• Merchant services
• Digital banking

Headquarters

HQ city

Birkirkara

HQ country

Malta

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Payment Processing and Acquiring: Transaction-based revenue from processing card payments. As both payment gateway and acquirer, Trust Payments earns fees on each transaction processed across online, POS, mobile, and unattended payment channels. Faster settlements with fewer third parties enables competitive pricing.
2. Commerce Solutions (ePOS, Inventory, Self-Checkout): Additional revenue from software solutions including ePOS, inventory management, self-checkout, and loyalty platforms. Likely subscription or per-license model for these commerce tools.
3. Business Financing: Financing services offered to merchants likely generating revenue through interest or fees on extended credit facilities.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Acquiring is a private international bank headquartered in Birkirkara, Malta, currently building its cryptocurrency pedigree. Founded in 2014, the company operates with 11-50 employees as a for-profit financial institution focused on developing banking and digital asset capabilities from a Malta-regulated base.

Product overview

Trust Payments offers a multi-platform Converged Commerce solution that integrates payment processing, commerce tools, and data services. The portfolio is organized around core payment products (Online Payments Gateway, Point of Sale Payments, Mobile Payments, Acquiring, Unattended Point of Sale Payments), retail commerce add-ons (ePOS, Inventory Management, Self Checkout, Loyalty & Customer Engagement, Digital Signage, Shop Builder), and supporting services (Payment Analytics, Business Financing, Tap to Pay). The platform connects sales channels, customer journeys, and data through a unified architecture, enabling merchants to accept payments across online, in-person, and mobile channels with support for 64 currencies and access to 50+ global banks for local payment acceptance.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 20,000+ merchants globally trust the platform
• +3 more outcomes

Named customers11 records

Segments9 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• BigCommercecoreTechnology or IntegrationStrategic partnership where BigCommerce integrates Trust Payments as a payment processing partner for their e-commerce platform merchants. Trust Payments serves as a recommended payment provider for BigCommerce's global merchant base.
• GuestlinecoreTechnology or IntegrationGuestline, a hospitality property management software provider, partners with Trust Payments for integrated payment processing solutions for hotels and accommodation providers. Enables seamless payment acceptance within Guestline's property management ecosystem.
• AWS (Amazon Web Services)coreTechnology or IntegrationTrust Payments operates on AWS cloud infrastructure as indicated by their AWS Partner Network badge. AWS provides the underlying cloud platform for Trust Payments' Converged Commerce platform and payment processing infrastructure.
• OrbexminorChannel Partner/ Reseller/ DistributorForex broker partnership where Orbex utilizes Trust Payments for payment processing services. Referenced as a case study customer.
• Source InsuranceminorChannel Partner/ Reseller/ DistributorInsurance sector partnership where Source Insurance uses Trust Payments for payment processing of insurance premiums and claims.
• 356 EntertainmentminorChannel Partner/ Reseller/ DistributorEntertainment/gaming sector partnership. 356 Entertainment uses Trust Payments for gaming payment processing solutions.
• Independent Software Vendors (ISVs)coreChannel Partner/ Reseller/ DistributorBroad ecosystem of software vendors who integrate Trust Payments into their solutions. Provides access to over 1 million merchants through the partner network.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Adyen: Global unified payments platform combining gateway, acquiring, and POS across online and in-person channels. Directly comparable to Trust Payments on the converged commerce + multi-bank acquiring model, with materially larger scale and broader geographic reach.
• SumUp: European payment processor and SoftPOS provider targeting SMBs with mobile-first acceptance. Directly comparable on Tap to Pay / SoftPOS and broad multi-currency acquiring, though less focused on enterprise retail.
• Checkout.com: Global payment processor and acquirer focused on enterprise merchants with multi-bank acquiring connections. Closely comparable to Trust Payments on enterprise sales motion, multi-bank acquiring, and cross-border payment optimization.
• Stripe: Online-first payment processor with expanding in-person (Stripe Terminal) and embedded finance offerings. Comparable on payment processing and acquiring infrastructure; larger developer ecosystem but less depth in unattended POS and certain high-risk verticals.
• Worldline: European-headquartered payment service provider and acquirer serving merchants across online, in-store, and unattended channels. Comparable vertical coverage (retail, hospitality) and pan-European regulatory footprint.
• Square (Block): Integrated payments + commerce platform combining gateway, acquiring, POS hardware/software, and software add-ons (inventory, loyalty, analytics). Closely aligned with Trust Payments' Converged Commerce proposition, especially for SMB and mid-market merchants.
• Mollie: European PSP offering payment gateway, acquiring, and commerce tools to SMB and mid-market merchants. Comparable multi-payment-method processing and European regulatory footprint, primarily online-led.
• Nexi: Pan-European payment service provider and acquirer with strong merchant acquiring and POS offerings. Comparable on European acquiring footprint, multi-vertical merchant coverage, and converging payments + commerce software strategy.

Broad incumbents

• Fiserv: Major incumbent in merchant acquiring and payment processing (Clover, First Data), offering omnichannel commerce and software tools. Comparable broad commerce stack but at significantly larger enterprise scale.
• Global Payments: Large incumbent merchant acquirer and payment technology provider with broad product portfolio across gateway, POS, and commerce software. Overlaps with Trust Payments but operates at much greater scale and breadth.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCf46CP9XwSPKcZ9ajrzhsWg
• Facebookfacebook.com/TrustPayments
• LinkedInlinkedin.com/company/trustpayments/mycompany
• Xx.com/acquiringdotcom

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Acquiring