Mid-American Title
Mid-American Title is a family-owned title insurance and real estate closing services agency operating three offices across Northern Michigan and the Eastern Upper Peninsula, serving home buyers, sellers, realtors, and mortgage lenders with title insurance, escrow, and settlement services.
- Company typePrivate
- Founded1995
- HeadquartersTraverse City, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Mid-American Title does
Mid-American Title Company is a privately held, family-owned title insurance and real estate settlement agency headquartered in Traverse City, Michigan, founded per firmographic records in 1988 and self-reporting more than 30 years of service to Northern Michigan. The company operates three offices across Northwestern Michigan and the Eastern Upper Peninsula (Traverse City, Beulah, and Sault Ste. Marie) and also retains Crystal Clear Title & Escrow Co. as a related sub-brand out of the Beulah location. Its service portfolio covers owner's and lender's title insurance policies, full real estate closings (residential, commercial, new construction, 1031 exchanges, seller financing), and escrow services for property transfer transactions.
The company monetizes through one-time title insurance premiums (typically approximately 1% of property value, paid at closing) and per-transaction settlement and escrow fees. It serves a mix of individual home buyers and sellers, refinancing homeowners, commercial property owners, and channel partners including realtors, mortgage lenders, and attorneys. Technology is concentrated on accessibility and remote execution rather than core workflow automation: the firm offers a mobile application, online quote and order forms, electronic signatures, remote online notarization, and mail-out closings. ALTA Best Practices compliance and full CFPB certification underpin its regulatory positioning with institutional lender counterparties.
Distribution is primarily regional and referral-driven, supported by direct office service, a self-serve online ordering channel, and a network of relationships with the Traverse Area Association of Realtors, Aspire North REALTORS, the National Association of Realtors, the Michigan Land Title Association, and seven local chambers of commerce. Marketing combines an industry blog, Facebook presence, email newsletter, community events, and free professional training courses for real estate agents and lenders. Headcount is reported at 11-50 employees, with the company citing more than 200 years of combined team experience and NPI-certified staff. No external funding, M&A activity, or AI/ML capabilities are disclosed in the available data.
Mid-American Title firmographics
Firmographics- Name
- Mid-American Title
- Legal name
- Mid-American Title Company
- Website
- https://mid-americantitle.com
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Mid-American Title is a family-owned title insurance and real estate closing services agency operating three offices across Northern Michigan and the Eastern Upper Peninsula, serving home buyers, sellers, realtors, and mortgage lenders with title insurance, escrow, and settlement services.
- Ownership category
- akta.pro rank
Mid-American Title industry classification
Industry- Product category
- Title Insurance and Real Estate Settlement Services
- NAICS
- Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB)
Keywords
Where Mid-American Title is headquartered
LocationHeadquarters
- HQ city
- Traverse City
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Mid-American Title business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Title Insurance Premiums: One-time premiums for title insurance policies that protect against title defects and hidden hazards in property ownership.
- Settlement/Closing Services: Fees for handling real estate closings and settlement services for residential and commercial transactions.
- Escrow Services: Escrow services for real estate transactions including handling funds and documents during property transfers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Owner's Title Insurance Policy |
| One time/ perpetual license | Pay-as-you-go | Lender's Title Insurance Policy |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
Mid-American Title product offering
Product offeringCore offering
Mid-American Title Company provides title insurance and real estate settlement services in Northern Michigan. The company issues owner's and lender's title insurance policies, manages escrow, and conducts real estate closings for residential, commercial, new construction, new development, mortgage financing, 1031 tax deferred exchanges, and seller financing transactions across Northwestern Michigan and the Eastern Upper Peninsula.
Product overview
Mid-American Title operates as a family-owned title insurance and real estate settlement company serving Northern Michigan. The core offering consists of title insurance services (owner's and lender's policies) combined with full-service real estate closing and escrow services for residential, commercial, new construction, and development transactions. The company also offers a mobile app, online quote and order tools, and professional training courses. Crystal Clear Title & Escrow Co. operates as a related sub-brand within the Mid-American family. The company serves Northwestern Michigan and the Eastern Upper Peninsula from three office locations.
Differentiator
Problem solved
Functional benefit
Products and services
- Owner's Title Insurance Policy
Quantifiable outcome
- One-time title insurance premium of about 1% or less of property cost
Companies that use Mid-American Title
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles3 records
Mid-American Title technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Mid-American Title partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- Aspire North REALTORScoreCommunity partnership supporting Aspire North REALTORS events including Earth Day and Shred Day events. Mid-American Title's Dennis Fox actively participates in community events.
- ProfileminorPartnered with Profile to provide secure document shredding services at Aspire North REALTORS Membership Shred Day events.
- American Land Title Association (ALTA)coreMid-American Title Company and Crystal Clear Title is a proud member of ALTA and in compliance with ALTA's Best Practices for Title Insurance. ALTA guides its membership on best practices to protect consumers, promote quality service, and meet legal and market requirements.
- Traverse Area Association of Realtors (TAAR)coreLocal real estate professional association providing MLS services and Buy/Sell Agreement forms. Partnership for listing service documents and professional referrals.
- Michigan Land Title Association (MILTA)coreState-level title insurance association providing industry guidance and best practices for Michigan title companies.
- Local Chambers of CommerceminorActive membership in multiple local chambers: Traverse City Chamber of Commerce, Benzie Chamber of Commerce, Elk Rapids Chamber, Bellaire Chamber, Kalkaska Chamber, Manistee Chamber, and Cadillac Chamber. Community engagement and local business networking.
- Benchmark MortgageminorBen Williams from Benchmark Mortgage collaborates on VA Loan educational content, discussing common questions involved in VA loans.
- National Association of RealtorscoreNational real estate professional association providing industry standards and resources.
Scale indicators4 records
Recent moves7 records
Expansion highlights4 records
Mid-American Title competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Mid-American Title social profiles
Digital presenceMid-American Title compliance and trust
Trust signalCompliance2 records
Mid-American Title financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mid-American Title leadership team
Management profileNumber of profiles
Profiles1 record
Mid-American Title subsidiaries and ownership
Company hierarchySubsidiaries1 record
Mid-American Title funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mid-American Title M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mid-American Title
What does Mid-American Title do?
Mid-American Title Company provides title insurance and real estate settlement services in Northern Michigan. The company issues owner's and lender's title insurance policies, manages escrow, and conducts real estate closings for residential, commercial, new construction, new development, mortgage financing, 1031 tax deferred exchanges, and seller financing transactions across Northwestern Michigan and the Eastern Upper Peninsula.
Is Mid-American Title a public or private company?
Mid-American Title is a private company. It is classified as family owned and is currently operating.
When was Mid-American Title founded?
Mid-American Title was founded in 1995. It employs 11 to 50 people.
Where is Mid-American Title based?
Mid-American Title is headquartered in Traverse City, United States, in the North America region.
How does Mid-American Title make money?
Three revenue lines are on record. Title Insurance Premiums are the primary driver. The others are settlement/Closing Services and escrow Services.
Does Mid-American Title have an API?
No public API is recorded for Mid-American Title.
What industry is Mid-American Title in?
Mid-American Title's product category is Title Insurance and Real Estate Settlement Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAE, Closing & Settlement Services (Settlement Agents). Its NAICS code is 541191 and its SIC code is 6361.