What Verotel does

Verotel is a Netherlands-based Internet Payment Service Provider (IPSP) founded in 1998 and operating as a trade name of Yoursafe B.V. (Chamber of Commerce 34180575), ultimately held by Verotel International B.V. The company specializes in payment processing for high-risk web merchants, with a primary focus on the adult entertainment industry, a vertical that mainstream payment processors systematically decline. Verotel has served more than 50,000 webmasters cumulatively since inception and operates from its Amsterdam headquarters (Danzigerkade 23D, 1013 AP).

The technology stack is centered on a PCI DSS-compliant processing platform with proprietary tooling layered on top. The portfolio spans two core merchant account tiers (Verotel Basic at EUR 500 annual registration; Verotel Premium with weekly volume-based pricing), plus modular products: FlexPay API for dynamic pricing, VerotelRUM (Remote User Manager) for post-transaction subscriber provisioning, OpenAffiliate for affiliate payout tracking, Control Center as the merchant-facing dashboard, and FlowGuard (launched July 2025) for embedded iFrame-based checkout. The Veronica anti-fraud system cross-references transaction inputs against more than 200 external data sources. The company holds key regulatory credentials: Payment Institution licensing from the Dutch Central Bank (2011), Payment Facilitator status with MasterCard and VISA (2012), and Electronic Money Institution licensing (2019), making it the first high-risk processor to receive the latter.

The business model combines percentage-based transaction discount rates (set weekly based on trailing volume), annual registration fees, and a 10% holdback of customer charges for 26 weeks against chargebacks. Go-to-market is product-led and self-serve through the website, augmented by an OpenAffiliate program with tens of thousands of affiliates/resellers, shopping cart plugins for major e-commerce platforms, and authorized agents for enterprise merchants. Sales mix is concentrated in SMB adult-vertical operators across more than nine supported currencies and eight European Direct Debit markets via SOFORT integration.

Name

Verotel

Legal name

Yoursafe B.V.

Website

https://verotel.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

11–50 employees

Short description

Verotel is a Dutch Internet Payment Service Provider offering payment processing, fraud screening, and subscription tools to 50,000+ high-risk web merchants in the adult entertainment industry. Operating since 1998 under Yoursafe B.V. with Electronic Money Institution licensing.

Ownership category

akta.pro rank

Product category

High-Risk Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

akta.pro secondary industries

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA), Tokenization, Network Vaults & Credential Management (FSAGABAF)

Keywords

• High-risk payment processing
• Online payment processing
• Adult entertainment billing
• Merchant payment services
• Credit card processing

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Transaction Processing Fees: Verotel charges merchants a percentage-based discount rate on all transactions processed. The rate is determined weekly based on average weekly Euro transaction volume from the previous four weeks. Additional fees apply for non-recurring transactions and specific payment methods.
2. Annual Registration Fees: Verotel Basic accounts pay EUR 500 annual registration fee (waived if weekly transaction volume exceeds EUR 100). Premium accounts have no annual registration fee but require 6 months of processing statements to open.
3. Affiliate/Reseller Commissions: Merchants using OpenAffiliate program can earn commissions by recruiting new merchants. Commissions are paid according to rates published on Verotel website for first-line merchants only.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels4 records

Core offering

Verotel is an Internet Payment Service Provider (IPSP) that processes credit card and alternative payments (including Direct Debit EU and Bitcoin) for high-risk online merchants, primarily in the adult entertainment industry. It sells merchant accounts (Verotel Basic and Verotel Premium) and a PCI DSS compliant Control Center platform with APIs and integrations for dynamic pricing, subscription management, affiliate payouts, and embedded checkout. Merchants' funds are held in a third-party escrow account under Verotel's Electronic Money Institution license issued by the Dutch Central Bank.

Product overview

Verotel is an Internet Payment Service Provider (IPSP) offering a comprehensive payment processing platform for high-risk webmasters, particularly in the online entertainment industry. The portfolio includes two core account tiers (Basic and Premium), the Control Center merchant dashboard platform, and modular tools: FlexPay for dynamic pricing/invoicing, VerotelRUM for subscriber management, OpenAffiliate for affiliate marketing, and FlowGuard for embedded checkout. All solutions are PCI DSS compliant with Veronica anti-fraud protection and support credit cards, Direct Debit EU, Bitcoin, and multiple currencies.

Differentiator

Problem solved

Functional benefit

Brands

• VerotelRUM: Remote User Manager tool for adding, modifying and deleting subscribers instantly via server-side script installation.
• Verotel FlexPay API
• OpenAffiliate
• FlowGuard

Products and services

• Verotel Basic Entry-level Verotel merchant account for high-risk webmasters with no weekly processing requirement. Includes transaction logs, account overview, subscription management, Veronica anti-fraud, SSL, telephone/email support, and MasterCard/Visa registration. EUR 500 annual registration fee, waived if weekly transaction volume reaches EUR 100.
• Verotel Premium Full-service Verotel merchant account for higher-volume high-risk merchants. Includes webcam billing, multi-currency support, volume-based discount rates, FlexPay, and no annual registration fee. Weekly EUR 25 fee only if weekly transaction volume is below EUR 1000.
• Verotel Control Center Free merchant dashboard for reviewing sales and managing accounts. Includes reporting, subscription management, affiliate management, payout setup, and Control Center API access, with authorized agent roles for team access control.
• FlowGuard Embedded payment integration product that embeds tokenized payment components into Verotel Order Pages via iFrame, eliminating redirects. PCI-DSS compliant with 3DS support and advanced fraud controls; available for Verotel, CardBilling and Gaycharge brands.
• Verotel FlexPay Dynamic pricing API allowing merchants to send any amount and description directly to Verotel order pages, supporting one-click purchases, subscription upgrades, recurring billing, and token/credit purchase systems. Java library available (FlexPay4j).
• VerotelRUM (Remote User Manager) Server-side script installed on merchant infrastructure that lets Verotel remotely add, modify, and delete subscribers once a transaction completes via HTTP postback calls, enabling automated subscription lifecycle management.
• OpenAffiliate Turn-key, fully integrated affiliate marketing program enabling merchants to recruit and manage affiliates globally, with flexible landing pages, video and image galleries, and tens of thousands of active affiliates/resellers worldwide.
• Control Center API API extending Verotel Control Center functionality from the merchant's own interface, enabling extensive reports, cancellation of future billings, sale downgrades, subscription extensions, and refunds (v2.0.0 supports partial refunds).

Quantifiable outcome

• Substantially reduced fraudulent transaction costs through Veronica anti-fraud system
• +1 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability2 records

Feature5 records

Partnerships

One partnership is on record.

• SOFORTcoreTechnology or IntegrationSOFORT is used as the processor for Direct Debit transactions in Europe. Direct Debit in EUR is offered in Germany, Austria, Switzerland, Belgium, Italy, Netherlands, Spain, and France. Merchants can enable Direct Debit EU as a payment method through Verotel's platform.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Stripe: Stripe is a global payments platform with API-first merchant onboarding, fraud prevention (Stripe Radar), and embedded checkout — a broad incumbent that increasingly competes for high-risk digital-goods merchants that historically relied on Verotel.
• 2Checkout (Verifone): 2Checkout (now part of Verifone) is a global merchant of record and payment processor offering digital-commerce checkout and global tax/compliance — overlapping Verotel's hosted-checkout and PayFac-like merchant-of-record capabilities at broader scale.

Direct peers

• CommerceGate: CommerceGate is a high-risk European IPSP offering merchant accounts, fraud screening, and affiliate billing for adult and digital-goods merchants — a strong vertical and geographic peer, headquartered in a similar European regulatory regime.
• Segpay: Segpay is a high-risk Internet Payment Service Provider that has long served the adult entertainment and other restricted verticals with merchant accounts, fraud screening, and affiliate tools — a near-direct functional overlap with Verotel, including scheme-sponsored merchant processing.
• Netbilling: Netbilling is a U.S.-based high-risk merchant account provider serving adult, subscription, and digital-content verticals with recurring billing and fraud tools — overlapping strongly with Verotel's go-to-market and product mix.
• Vendo Services: Vendo is a high-risk payment processor focused on adult entertainment, subscription, and digital-goods merchants, offering merchant accounts, affiliate billing and chargeback tools — directly comparable to Verotel's Basic/Premium + OpenAffiliate stack.
• CCBill: CCBill (formerly Epoch/CCBill) is a long-standing IPSP specializing in adult entertainment and high-risk merchants with subscription billing, partner/affiliate programs, and chargeback management — the most direct functional and vertical analogue to Verotel.
• Epoch: Epoch is a consumer billing and high-risk payment specialist historically focused on adult, digital goods, and subscription merchants — directly comparable to Verotel's subscription-billing and IPSP offerings.
• Paxum: Paxum provides payment processing and payout solutions tailored to the adult entertainment industry, including merchant accounts and talent/affiliate payouts — directly comparable to Verotel's adult-vertical processing and talent-payout workflow.

Regional players

• Mollie: Mollie is a Dutch payment service provider offering multi-method checkout, gateway, and acquiring services across Europe — a regional peer sharing Verotel's Dutch regulatory base and gateway/API orientation, though focused on mainstream rather than high-risk merchants.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/verotel

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Verotel