National Mobile Home Insurance

What National Mobile Home Insurance does

National Mobile Home Insurance, operating under the legal entity NMHIC Corp, is an independent insurance agency founded in 1999 and headquartered at 3135 S Price Rd #110 in Chandler, Arizona. The firm is purpose-built around a single product vertical: property and casualty insurance for mobile, manufactured, modular, and park model homes. It holds Arizona, California, and National Producer insurance agency licenses, enabling it to operate in 43 US states, and functions as a marketplace and intermediary rather than an underwriter. Its go-to-market combines a self-serve online quote-request flow with inside-sales agents reachable at 1-800-388-6780, supported by an SEO-driven content engine that includes 45 state-specific guide pages and an articles hub on settlement options, replacement cost, and risk topics.

The core product is multi-carrier quote comparison. National Mobile Home Insurance claims the largest carrier panel of any independent US agency focused on mobile homes, with partnerships spanning Foremost, Progressive, Travelers, American Modern, Assurant, Hippo, RLI, Stillwater, Tower Hill, Openly, Clearcover, State Auto, National Summit, Covertree, Branch, Go Insurance, Elephant, Aegis, Standard, and MileAuto. The agency differentiates on domain specialization (replacement-cost versus actual-cash-value settlement, coverage of older units declined by other carriers) and on bundled offerings including auto, landlord/dwelling, and vacation/secondary home coverage. Pricing is fully quote-based and varies by home type, year, location, valuation method, and coverage options; the firm does not publish standardized rates and does not disclose revenue.

The business model is commission-based affiliate referral. As an appointed agent of each carrier, the firm earns a percentage of premium on new business and renewals, with no disclosed subscription or fee revenue and no external equity, venture, or growth-capital backing. The company is privately held, has 11-50 employees per public firmographic data, and sits inside a broader NMHIC Corp group whose affiliated entities include manufactured-housing retailers such as Factory Expo Home Centers, Factory Select Homes, Park Models Direct, Mobile Homes on Main, and The Home Outlet, providing potential cross-vertical referral pathways between home sales and insurance placement.

Name

National Mobile Home Insurance

Legal name

NMHIC Corp

Website

https://nationalmobilehomeinsurance.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

National Mobile Home Insurance is an independent US insurance agency, founded in 1999 and headquartered in Chandler, Arizona, that connects mobile, manufactured, modular, and park model home owners in 43 states with more than 20 specialty property and casualty carriers via online quotes and licensed inside-sales agents.

Ownership category

akta.pro rank

Product category

Mobile Home Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Homeowners Insurance (FSAJACAA)

Keywords

• Mobile home insurance
• Manufactured home insurance
• Insurance marketplace
• Property casualty coverage
• Multi-carrier quotes

Headquarters

HQ city

Chandler

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Commissions: As an independent insurance agency, National Mobile Home Insurance earns commissions from insurance carriers for policies sold. They partner with multiple insurance carriers and receive a percentage of premiums paid by customers. Revenue is generated through commissions on new policies and renewals.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

National Mobile Home Insurance is an independent insurance agency that operates as a multi-carrier marketplace for owners of mobile, manufactured, modular, and park model homes. Licensed agents shop and compare quotes from 20+ partner carriers to deliver property and casualty insurance coverage, with online quote requests and phone-based agent assistance available across 43 U.S. states. Revenue is generated through carrier commissions on policies bound and renewed.

Product overview

National Mobile Home Insurance operates as an independent insurance marketplace and agency, offering a single unified platform that connects mobile home owners with multiple insurance carriers. The core product is the Mobile Home Insurance Marketplace, which enables customers to obtain multiple quotes online or through licensed agents and purchase policies from partner carriers. The service is complemented by Replacement Costs Coverage as a key differentiator from standard homeowners insurance, Auto Insurance for bundling, Landlord/Dwelling Insurance, and Vacation/Secondary Home Insurance. Educational resources including Articles and State Guides are provided as supplementary content. The company exclusively serves owners of mobile homes, manufactured homes, modular homes, and park model homes across 45 states.

Differentiator

Problem solved

Functional benefit

Products and services

• Mobile Home Insurance Marketplace Independent-agency marketplace that compares and binds property and casualty policies from 20+ carrier partners for owners of mobile, manufactured, modular, and park model homes, available online or via licensed phone agents across 43 U.S. states.
• Auto Insurance Auto insurance policies available through carrier partnerships, designed to be bundled with mobile home insurance for multi-policy discounts.
• Landlord / Dwelling Insurance Dwelling insurance coverage for landlords who own mobile or manufactured homes as rental properties, providing tenant liability and rental-situation property protection.
• Vacation / Secondary Home Insurance Insurance coverage for vacation and secondary mobile or park model residences, including appropriate valuation methods and vacant-period terms.

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

20 partnerships are on record, tiered core and minor.

• AegiscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing mobile home insurance products through National Mobile Home Insurance's agency network.
• American ModerncoreChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in mobile home and specialty property coverage, available through National Mobile Home Insurance's quote comparison service.
• AssurantcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing coverage options through National Mobile Home Insurance's carrier network.
• BranchcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through National Mobile Home Insurance's independent agency network.
• ClearcovercoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing mobile home insurance products through National Mobile Home Insurance.
• CovertreecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in manufactured home coverage, available through National Mobile Home Insurance.
• ElephantcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing auto and home insurance products through National Mobile Home Insurance's network.
• ForemostcoreChannel Partner/ Reseller/ DistributorMajor insurance carrier specializing in mobile home and specialty property coverage. Foremost is frequently mentioned in customer reviews as a competitor that declined certain customers, highlighting the value of National Mobile Home Insurance's multi-carrier approach.
• Go InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through National Mobile Home Insurance's quote comparison platform.
• HippocoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing modern home insurance products through National Mobile Home Insurance.
• MileAutominorChannel Partner/ Reseller/ DistributorInsurance carrier partner for auto insurance, enabling bundling opportunities with mobile home coverage.
• National SummitcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing coverage options through National Mobile Home Insurance's network.
• OpenlycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through National Mobile Home Insurance's independent agency network.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier available as a coverage option through National Mobile Home Insurance's carrier relationships.
• RLIcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing specialty coverage through National Mobile Home Insurance.
• StandardcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner (American Standard) mentioned in customer reviews as having declined coverage for older homes, demonstrating the need for National Mobile Home Insurance's multi-carrier approach.
• State AutocoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through National Mobile Home Insurance's independent agency network.
• StillwatercoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing coverage options through National Mobile Home Insurance.
• Tower HillcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner available through National Mobile Home Insurance's carrier network.
• TravelerscoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier available as a coverage option through National Mobile Home Insurance's carrier relationships.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Covertree: Insurance agency and managing general agent specializing exclusively in manufactured and mobile home insurance. Closest direct competitor — same niche focus, same product (mobile/manufactured home coverage), and overlapping target customer of mobile home owners in the US.

Broad incumbents

• Foremost Insurance Group: Specialty carrier and one of the largest direct underwriters of mobile and manufactured home insurance in the US. Comparable because it serves the same end customer (mobile/manufactured home owners) with the same product type, but operates as a carrier rather than an agency and also distributes through direct and agent channels that compete with NMHI.
• Assurant: Large specialty insurer with a dedicated manufactured housing and mobile home product line. Comparable because it underwrites and distributes mobile home insurance through both direct and agent channels, overlapping with NMHI on customer and product even though it operates at much larger scale.
• Progressive: National personal lines carrier that offers mobile home insurance as part of its broader property product set. Comparable because it is both a carrier partner and a competitor for the same mobile home owners via its direct online quoting channel, and it can undercut agent-distributed pricing on standard risks.
• American Modern Insurance Group: Specialty property and casualty carrier with a significant manufactured and mobile home book. Comparable because it underwrites the same risk class and is one of NMHI's most prominent carrier partners, while also selling directly to consumers and through agents — directly competing for the same customers.
• Travelers: Large national P&C carrier offering mobile/manufactured home coverage through independent agents. Comparable because it is both a NMHI carrier partner and a competitor reaching the same customer through its own appointed agent network.
• Stillwater Insurance Group: Specialty property carrier with mobile and manufactured home capabilities distributed through agents. Comparable because it underwrites similar specialty property risks and is both a NMHI carrier partner and a competitor for the same agent-distributed customer.

Emerging players

• Hippo Insurance: Insurtech-focused homeowners carrier using digital UX and data-driven underwriting. Comparable because it targets the same homeowner customer with a modernized buying experience and is a NMHI carrier partner; could compete directly if it expands mobile/manufactured home appetite.
• Openly: Premium homeowners insurer distributed through independent agents using a streamlined digital platform. Comparable because it targets the same high-touch agent channel and homeowner customer, and represents an emerging competitor for premium-end mobile home placements.
• Branch Insurance: Digital-first home and auto insurer offering bundled coverage through an embedded platform. Comparable because it targets the same homeowner demographic with a modern online funnel, is a NMHI carrier partner, and represents a long-term competitive threat if it widens mobile/manufactured home appetite.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Nationalmobilehomeinsuranceco
• LinkedInlinkedin.com/company/national-mobile-home-insurance-company
• Xx.com/natlmobilehome

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about National Mobile Home Insurance