COGITANDA

What COGITANDA does

COGITANDA was a German-domiciled cyber insurance brand that offered a single integrated product, COGITANDA 360° CYBERPROTECTION, combining B2B cyber insurance coverage with damage management services for German businesses. The product was distributed primarily through a channel partner network, supported by a dedicated partner login portal (partner.cogitanda.com) and an active 'Partner Werden' partner recruitment program, indicating an enterprise field-sales motion intermediated by resellers and brokers. The brand operated under DGC AG, a German Aktiengesellschaft headquartered at Ballastkai 9 in Flensburg, and revenue was generated on a recurring subscription basis through insurance premiums, with no disclosed pricing tiers or premium-volume benchmarks.

The underlying business is undergoing a strategic realignment: the COGITANDA brand is being discontinued, the CYBERPROTECTION product is being transferred to a sibling entity, DGC Insurance Services GmbH, and the corporate web domain is migrating from cogitanda.com to dgc.org. Existing customer services, insurance benefits, policy terms, and contractual foundations remain unchanged for current policyholders per the published transition notice. No technology stack, proprietary platform, mobile application, public API, or AI/ML capability is disclosed in the available source material, and the offering is framed as a service-based insurance product rather than a technology product.

Name

COGITANDA

Legal name

DGC AG

Website

https://cogitanda.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

COGITANDA is a German cyber insurance brand offering integrated cyber insurance and damage management for businesses via a channel partner network, now transitioning under DGC Insurance Services GmbH and DGC AG in Flensburg.

Ownership category

akta.pro rank

Product category

Cyber Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers and Related Activities (524)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Standalone Cyber Liability Insurance (FSAJAOAA)

akta.pro secondary industries

Regulatory Defense, Fines & Penalties (Privacy/Cyber) (FSAJAOAK), Supply Chain / System Failure (Dependent BI, Cloud/Outsourcer Outage) (FSAJAOAL), Privacy, Data Protection & Cyber Governance (GRC) (BPAHAFAF)

Keywords

• Cyber insurance
• Damage management
• Cyber risk protection
• Incident response
• Business insurance

Headquarters

HQ city

Altenahr

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D

Revenue model

1. Cyber Insurance Premiums: The company generates revenue through cyber insurance premiums. COGITANDA 360˚ CYBERPROTECTION is an insurance product providing cyber insurance and damage management for businesses. Revenue is subscription-based through insurance premiums.

Go-to-market motion1 record

Distribution channels1 record

Core offering

COGITANDA® 360° CYBERPROTECTION is a cyber insurance product paired with damage management services for German businesses. The offering combines insurance coverage for cyber risks with professional incident response and claims handling. The product is being transitioned to DGC Insurance Services GmbH while insurance benefits, terms, and contractual foundations remain unchanged for existing policyholders.

Product overview

COGITANDA offered a single unified product called COGITANDA 360˚ CYBERPROTECTION — a cyber insurance and damage management solution for companies. The brand is being discontinued and the product will be transitioned to DGC Insurance Services GmbH, with the domain changing from cogitanda.com to dgc.org.

Differentiator

Problem solved

Functional benefit

Products and services

• COGITANDA® 360° CYBERPROTECTION Integrated cyber insurance and damage management offering for German businesses, providing coverage for cyber risks along with professional incident response and claims handling services. Being transitioned to DGC Insurance Services GmbH while policy terms and conditions remain unchanged.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights2 records

Direct peers

• Beazley: London-market specialty insurer widely recognized for cyber liability and breach response products. Comparable as a specialist cyber carrier integrating insurance with incident-response services.
• Hiscox: Specialist cyber and SME insurance carrier with a strong presence in Germany and Europe, offering standalone cyber liability and incident response. Highly comparable as a cyber-focused carrier serving similar mid-market German customers.

Broad incumbents

• AIG: Global P&C carrier with a longstanding cyber liability franchise in Europe. Comparable as a broad incumbent competing in the German cyber insurance market.
• Allianz Insurance: One of the world's largest insurance carriers offering standalone and bundled cyber liability coverage in Germany and globally. Directly comparable as a P&C carrier underwriting cyber risk for German enterprises.
• Munich Re: Global reinsurer and primary cyber insurance provider active in Germany, offering cyber capacity and direct cyber products. Comparable as a major cyber risk carrier operating in the same German market.
• Chubb: Global P&C carrier with a developed cyber liability portfolio for European mid-market and enterprise clients. Comparable as a broad incumbent offering standalone cyber in Germany.
• Hannover Re: Leading German-based reinsurer providing cyber reinsurance capacity to primary carriers. Comparable as a regional cyber capacity provider with deep German market ties.
• AXA Insurance: Global insurer with significant German operations offering cyber liability within broader commercial P&C programs. Comparable as a large incumbent underwriting cyber for German enterprises.
• Zurich Insurance: Major European insurer providing cyber liability coverage as part of commercial lines in Germany. Comparable as a broad incumbent competing in the same German cyber market.

Emerging players

• Markel: Specialty insurer with a growing cyber liability offering for European SMEs and mid-market. Comparable as an emerging specialist focusing on niche cyber segments.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about COGITANDA