Logic Underwriters
Logic Underwriters is a Dallas-based specialty P&C managing general agent, founded 1996, that distributes commercial, personal, and specialty insurance exclusively through a network of 700+ independent agents in Texas.
- Company typePrivate
- Founded1996
- HeadquartersDallas, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Logic Underwriters does
Logic Underwriters is a privately held specialty property and casualty (P&C) managing general agent (MGA) headquartered at 5641 SMU Blvd., Suite 107, Dallas, Texas. Founded in 1996 as the Logic Insurance Group, the company distributes commercial, personal, and specialty insurance products exclusively through independent insurance agents in Texas, supporting a stated network of over 700 agents. Its product portfolio comprises four areas: Commercial Lines (Commercial Package Policies for apartments, strip centers, restaurants, and bars; General Liability for artisan/trades and general contractors; Contractors Equipment Floater; Professional Liability; Special Events; and Builders Risk from $50K to $10MM); Personal Lines (Homeowners HO-A+/HO-B/HO-3 from $30K–$600K, Fire from $15K–$1MM, Mobile Homes, High Value Homes up to $20MM, Umbrella, Personal Articles Floater, and Farm Equipment Floater); Specialty Lines (targeting temporary staffing firms, insurance agents, title companies, and mortgage bankers/brokers); and Logic Insurance Services, a wholly owned subsidiary providing Errors & Omissions coverage to insurance agencies on a referral basis.
Logic monetizes by intermediating between independent agents and a panel of admitted and surplus lines carriers — including ACE, Allianz, Chubb Lloyds, Lloyd's of London, Travelers, Zurich, GeoVera, and Lexington — earning commissions and MGA fees on placed risk. The firm offers no proprietary technology platform; agents access the markets through a login portal and interact with underwriting staff for quoting and policy servicing. A referral relationship with HMH Premium Management (a Texas-based premium finance company) supports insured clients who require financing. No AI/ML capabilities, data assets, or technical automation are disclosed.
Marketing is conducted primarily through logicinsurance.com and agent word-of-mouth; the E&O subsidiary explicitly does not advertise in print media, citing referral-based origination as a point of differentiation. Logic operates exclusively in Texas, is privately held without disclosed investors, and shows no record of funding rounds, acquisitions, mergers, leadership changes, regulatory actions, or recent product launches.
Logic Underwriters firmographics
Firmographics- Name
- Logic Underwriters
- Legal name
- Logic Underwriters
- Website
- https://logicinsurance.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Logic Underwriters is a Dallas-based specialty P&C managing general agent, founded 1996, that distributes commercial, personal, and specialty insurance exclusively through a network of 700+ independent agents in Texas.
- Ownership category
- akta.pro rank
Logic Underwriters industry classification
Industry- Product category
- Specialty P&C Insurance Underwriting
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
Keywords
Where Logic Underwriters is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Logic Underwriters business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Logic Underwriters generates revenue by providing insurance products (commercial, personal, and specialty lines) through a network of independent agents. The company acts as a managing general agent or wholesale broker, earning commissions from carrier partnerships.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Homeowners Insurance |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Logic Underwriters product offering
Product offeringCore offering
Logic Underwriters is a managing general agent/wholesale underwriting operation that provides specialty Property & Casualty insurance programs to independent insurance agents throughout Texas. It places commercial, personal, and specialty P&C coverage on behalf of agents using its access to multiple carrier markets, and offers a dedicated Agent E&O product through its subsidiary Logic Insurance Services.
Product overview
Logic Underwriters operates as a specialty P&C (Property and Casualty) insurance underwriting company founded in 1996, providing specialty programs to independent agents throughout Texas. The company offers three main product lines: Commercial Lines (Commercial Package Policies, General Liability, Contractors Equipment Floater, Professional Liability, Special Events, and Builders Risk); Personal Lines (Homeowners, Fire, Mobile Homes, High Value Homes, Umbrella, Personal Articles Floater, and Farm Equipment Floater); and Specialty Lines (targeting Temporary Staffing Firms, Insurance Agents, Title Companies, and Mortgage Bankers/Brokers). A fourth offering, Logic Insurance Services, provides Insurance Agents E&O products. The company works through agent and carrier alliances to distribute these products, supporting over 700 agents with access to multiple insurance carriers.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Lines Commercial insurance program covering Commercial Package Policies (Apartments, Strip Centers, Restaurants, Bars), General Liability for Artisan/Trades Contractors and General Contractors, Contractors Equipment Floater, Professional Liability, Special Events coverage, and Builders Risk insurance targeting residential and commercial properties valued from $50K to $10MM. Distributed to independent insurance agents in Texas.
- Personal Lines Personal insurance program covering Homeowners (HO-A+, HO-B, HO-3) from $30,000 to $600,000; Fire (TDP-1) from $15,000 to $1,000,000; Mobile Homes; High Value Homes from $300,000 to $20,000,000; Umbrella policies; Personal Articles Floater; and Farm Equipment Floater. Distributed to independent insurance agents in Texas.
- Specialty Lines Specialty insurance program targeting Temporary Staffing Firms (including Medical), Insurance Agents, Title Companies, Mortgage Bankers/Brokers, and various miscellaneous classes, including professional liability coverage for niche professions. Distributed to independent insurance agents.
- Logic Insurance Services (Agents E&O) Insurance Agency Errors & Omissions (E&O) coverage offered through Logic Underwriters' wholly owned subsidiary Logic Insurance Services. Business is conducted on a referral basis with an E&O application form and fax-based submission workflow; service targets independent P&C insurance agents.
Companies that use Logic Underwriters
Customer profileSegments4 records
Ideal customer profiles1 record
Logic Underwriters technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Logic Underwriters partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- ACEcoreOne of the insurance carriers that Logic Underwriters works with to provide specialty P&C programs to independent agents.
- AllianzcoreInsurance carrier partner providing coverage options through Logic's agent network.
- Chubb LloydscoreMajor insurance carrier partner offering high-value home and commercial coverage through Logic's distribution network.
- Lloyd's of LondoncoreInternational insurance market providing specialty and surplus lines coverage through Logic's agent network.
- TravelerscoreLeading commercial and personal lines carrier partner.
- ZurichcoreGlobal insurance carrier providing commercial and specialty coverage through Logic.
- GeoVeraminorInsurance carrier partner for specialty coverage offerings.
- LexingtonminorInsurance carrier partner providing specialty coverage options.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Logic Underwriters competitors and assessment
Company assessmentDirect peers
- CRC Insurance Group: CRC Insurance Group is a wholesale insurance broker with divisions serving specialty and E&S needs through independent agents. Comparable to Logic in channel (wholesale/agents), specialty focus, and reliance on carrier partner relationships to serve non-standard risks.
- Burns & Wilcox: Burns & Wilcox is a wholesale insurance broker and MGA specializing in excess & surplus and specialty P&C lines placed through retail agents. The model mirrors Logic's: providing independent agents access to specialty markets and non-standard coverages they cannot access directly.
- Heffernan Insurance Brokers: Heffernan is a mid-market insurance brokerage with a strong specialty wholesale arm serving independent agents with non-standard P&C placements. Comparable to Logic in combining retail agent distribution with specialty and E&S market access for harder-to-place risks.
- RPS (Risk Placement Services): RPS is one of the largest US wholesale insurance brokers and MGAs, distributing specialty P&C and excess & surplus lines through independent agents. Like Logic Underwriters, it does not serve retail customers directly but empowers agents with multi-carrier specialty access, making product, channel, and business model closely aligned.
- Worldwide Facilities: Worldwide Facilities is a national wholesale insurance broker and MGA distributing specialty P&C and E&S products through independent agents. It competes with Logic by offering agents multi-carrier specialty access across commercial and personal lines.
- Brown & Riding Insurance Services: Brown & Riding is a wholesale insurance broker and MGA focused on specialty and excess & surplus lines for independent retail agents. The specialty-channel-led model and emphasis on hard-to-place commercial and personal risks are closely aligned with Logic Underwriters' value proposition.
Broad incumbents
- IMA Financial Group: IMA Financial Group is a large diversified insurance brokerage offering commercial, personal, and specialty coverage through retail and wholesale channels. It is comparable to Logic as a broader incumbent serving mid-market and specialty risks, though with significantly larger geographic and product breadth.
- Amwins: Amwins is the largest US specialty insurance distributor combining wholesale brokerage, MGA, and binding authority operations. It is comparable to Logic as a broad incumbent operating in the same wholesale specialty P&C distribution space, though at much larger scale and national footprint.
Emerging players
- INSUREtrust: INSUREtrust is a specialty insurance brokerage focused on professional liability and errors & omissions coverages, including for insurance agents. It is comparable to Logic Insurance Services (Logic's E&O subsidiary) as a specialist distributor of agent-and-professional E&O products.
Regional players
- The Liberty Company Insurance Brokers: The Liberty Company is a regional insurance brokerage with strong Texas and Southwest presence, providing commercial, personal, and specialty placements. It is comparable to Logic as another Texas-anchored broker with multi-line specialty capabilities distributed through agents.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Logic Underwriters financial estimates
Financial estimateRevenue estimate
Valuation estimate
Logic Underwriters leadership team
Management profileNumber of profiles
Logic Underwriters subsidiaries and ownership
Company hierarchySubsidiaries1 record
Logic Underwriters funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Logic Underwriters M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Logic Underwriters
What does Logic Underwriters do?
Logic Underwriters is a managing general agent/wholesale underwriting operation that provides specialty Property & Casualty insurance programs to independent insurance agents throughout Texas. It places commercial, personal, and specialty P&C coverage on behalf of agents using its access to multiple carrier markets, and offers a dedicated Agent E&O product through its subsidiary Logic Insurance Services.
Is Logic Underwriters a public or private company?
Logic Underwriters is a private company. It is classified as unknown and is currently operating.
When was Logic Underwriters founded?
Logic Underwriters was founded in 1996. It employs 11 to 50 people.
Where is Logic Underwriters based?
Logic Underwriters is headquartered in Dallas, United States, in the North America region.
How does Logic Underwriters make money?
One revenue line is on record: insurance Premiums.
Who are Logic Underwriters's main competitors?
Direct peers on record are CRC Insurance Group, Burns & Wilcox, Heffernan Insurance Brokers, RPS (Risk Placement Services), Worldwide Facilities and Brown & Riding Insurance Services. Broad incumbents are IMA Financial Group and Amwins. INSUREtrust is listed as an emerging player. The Liberty Company Insurance Brokers is listed as a regional player.
Does Logic Underwriters have an API?
No public API is recorded for Logic Underwriters.
What industry is Logic Underwriters in?
Logic Underwriters's product category is Specialty P&C Insurance Underwriting. Its primary akta.pro industry code is FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines). Its NAICS code is 52421 and its SIC code is 6411.