What Constructaquote.com does

Constructaquote.com is a UK-based insurance broker operating since 1990 as a trading name of Moorhouse Group Limited, a private limited company registered in England and Wales. The business specializes in business insurance for tradespeople (builders, plumbers, electricians, carpenters, painters, roofers, groundworkers) and adjacent segments including small business owners, landlords, and commercial vehicle operators. The company supports 33,000+ policies annually and reports that 95% of customers give good or excellent reviews, with a 4.7/5 rating based on 4,498 Feefo reviews.

The platform is built on an online insurance comparison engine paired with a UK-based contact centre (08081 68 68 68). Customers can self-serve quotes 24/7 via the website or call the contact centre during weekday business hours. The company is a broker rather than a direct insurer, meaning it places business with a panel of 11+ carriers including Aviva, AXA, AIG, Covea, HSB, Markel, NIG, SAGIC, Tokio Marine, Toledo, and Zurich, and earns commissions on policies placed. The product portfolio covers over 150 trade-specific packages plus core lines such as tradesman liability, public liability, employers' liability, professional indemnity, contractors all risk, goods in transit, tools, cyber, and commercial vehicle insurance (van, fleet, haulage, courier). Pricing is subscription-based and varies materially by trade: painter insurance from £51/year, carpenter from £49/year, electrician from £54/year, and plumber from £276/year, with monthly payment options at 0% deposit and a price-beat guarantee offering 5% below competitor pricing.

Revenue mechanics are commission-based on placed policies, with a sales-led go-to-market anchored in a UK contact centre and a content marketing engine (blog, Feefo reviews, social media on Twitter, Facebook, LinkedIn, YouTube). The business holds FCA authorization (Firm Reference Number 308035) and operates exclusively in the UK market from its headquarters in Caerphilly, Wales. Customer segments are highly fragmented and SMB-weighted, with no disclosed enterprise accounts or concentration. The company has been profitable and self-funded for 30+ years with no disclosed venture capital, private equity, or public market involvement.

Name

Constructaquote.com

Legal name

Moorhouse Group Limited

Website

https://constructaquote.com

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

101–250 employees

Short description

Constructaquote.com is a UK insurance broker operating since 1990 under Moorhouse Group Limited, specializing in business insurance for tradespeople, small businesses, landlords, and commercial vehicle owners. The platform compares quotes across 11+ major insurers and supports over 33,000 policies annually.

Ownership category

akta.pro rank

Product category

Business Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Construction Specialty (Wrap-Ups/Builders Risk/Contractors) (FSAJAGAH)

akta.pro secondary industries

Workers’ Compensation for High-Hazard & Specialty Trades (FSAJAEAF), Professional Liability (E&O) (FSAJAGAC), Co-Employment Risk Management & Insurance (Workers’ Comp, Liability) (BPACAGAH)

Keywords

• Business insurance brokerage
• Tradesman liability insurance
• Public liability insurance
• Commercial vehicle insurance
• Contractor insurance

Headquarters

HQ city

Caerphilly

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Insurance Brokerage Commissions: Constructaquote.com acts as an insurance broker earning commissions from insurance products placed with their panel of insurers. They compare rates from multiple insurers to provide cost-effective cover for businesses.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Constructaquote.com is a UK-based insurance broker that compares and places business insurance policies from a panel of major UK insurers (Aviva, AXA, AIG, Markel, Zurich, etc.) for tradespeople and small businesses. The company offers trade-specific and product-specific insurance packages covering public liability, employers' liability, professional indemnity, contractors all risk, tools, goods in transit, commercial vehicles, landlord, and cyber risks for 150+ different trades.

Product overview

Constructaquote.com is a UK-based insurance broker specializing in business insurance for tradespeople and small businesses. The company offers a portfolio of insurance products organized into core insurance types (public liability, employers' liability, professional indemnity, contractors all risk, cyber insurance, van insurance) and trade-specific packages tailored for over 150 different trades including builders, plumbers, electricians, carpenters, painters, decorators, roofers, and groundworkers. The platform provides comparison quoting across multiple insurance providers (insurers) and offers add-on coverages such as tools insurance, goods in transit, commercial legal expenses, and fleet/haulage/courier vehicle insurance. The company operates as a broker using panel of insurers rather than as a direct insurer.

Differentiator

Problem solved

Functional benefit

Products and services

• Tradesman Liability Insurance Insurance coverage protecting tradespeople against third-party claims for injury or property damage arising from their business activities.
• Public Liability Insurance Coverage protecting businesses from compensation claims made by third parties for injury or property damage connected with business activities.
• Employers' Liability Insurance Legally required coverage protecting businesses against employee claims for injury, illness or disease sustained during employment.
• Professional Indemnity Insurance Protection against claims of negligence related to professional advice, designs, or specifications provided to customers.
• Contractors All Risk Insurance Comprehensive coverage for contract works, materials, tools, plant machinery and temporary site structures against theft, loss or damage.
• Cyber Insurance Protection for businesses against cyber attacks, data breaches and related financial losses.
• Van Insurance Commercial vehicle insurance for vans used in trade and business operations, covering third party, fire, theft and comprehensive options.
• Landlord Insurance Specialized coverage for property owners renting out residential properties, including building, contents and liability protection.
• Shop Insurance Business insurance coverage tailored for retail shops and their specific risks.
• Business Insurance Combined business insurance policies tailored to meet unique business needs, potentially covering multiple risks in one policy.
• Painter & Decorator Insurance Specialized insurance coverage tailored for painters and decorators, starting from £51.00 per year.
• Carpenters Insurance Specialized insurance coverage tailored for carpenters, starting from £49.00 per year.
• Electricians Insurance Specialized insurance coverage tailored for electrical contractors, starting from £54.00 per year.
• Plumbers and Heating Engineers Insurance Specialized insurance coverage tailored for plumbers and heating engineers, starting from £276.00 per year.
• Builders Insurance Comprehensive insurance coverage for builders covering construction-specific risks and liabilities.
• Roofers Insurance Specialized insurance coverage tailored for roofers working at height with elevated risk profiles.
• Groundworkers Insurance Specialized insurance coverage tailored for groundworkers involved in excavation and site preparation.
• Goods in Transit Insurance Coverage protecting tools, equipment and goods while being transported, typically available as an add-on to van insurance.
• Tools Insurance Coverage protecting tradespeople's tools against theft, loss or damage, including when stored in vehicles.
• Haulage Insurance Commercial vehicle insurance for businesses involved in transporting goods over long distances.
• Courier Insurance Vehicle insurance coverage specifically for courier and delivery services.
• Fleet Insurance Insurance coverage for businesses with multiple commercial vehicles under a single policy.
• Commercial Legal and Tax Investigation Insurance Coverage for legal expenses and tax investigation costs incurred by businesses.

Quantifiable outcome

• 95% of customers give good or excellent reviews
• +2 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Twelve partnerships are on record, tiered core and supporting.

• AvivacoreOthersMajor UK insurance provider on constructaquote.com's panel of insurers for various business insurance products.
• AXAcoreOthersMajor UK insurance provider on constructaquote.com's panel of insurers for various business insurance products.
• AIGcoreOthersInternational insurance provider on constructaquote.com's panel of insurers.
• CoveasupportingOthersInsurance provider on constructaquote.com's panel of insurers.
• HSBsupportingOthersInsurance provider on constructaquote.com's panel of insurers, specializing in engineering and technical risks.
• MarkelcoreOthersSpecialist insurer on constructaquote.com's panel for tradesman insurance products.
• NIGsupportingOthersUK insurance provider on constructaquote.com's panel of insurers.
• SAGICsupportingOthersInsurance provider on constructaquote.com's panel of insurers.
• Tokio MarinesupportingOthersJapanese insurance group with UK operations on constructaquote.com's panel of insurers.
• ToledosupportingOthersInsurance provider on constructaquote.com's panel of insurers.
• ZurichcoreOthersGlobal insurance provider on constructaquote.com's panel of insurers for various business insurance products.
• FeefosupportingTechnology or IntegrationCustomer review platform used by constructaquote.com to display verified customer reviews and ratings. Constructaquote.com maintains a 4.7/5 rating based on 4,498 reviews.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Towergate Insurance: Large UK insurance broker providing commercial and personal lines including tradesman and construction insurance. Broader portfolio but significant overlap with Constructaquote.com on tradespeople products.
• Hiscox: Major UK commercial insurer specializing in professional indemnity and small business insurance. Competes with Constructaquote.com's professional indemnity and tradesmen products, though operates more broadly across commercial lines.
• Direct Line for Business: Commercial arm of a major UK insurer, offering business insurance including public liability, employers liability, and van insurance for tradespeople. While broader than Constructaquote.com, it competes directly for the same SMB trades customer.

Direct peers

• Simply Business: UK's largest online business insurance broker focused on small businesses and tradespeople, providing multi-carrier quotes via a digital platform. Directly competes with Constructaquote.com's online comparison model and SMB target market.
• Adrian Flux: UK-based insurance broker specializing in non-standard and niche insurance including trades, commercial vehicles, and landlord cover. Overlapping customer segments and product lines.
• BIB Insurance Brokers: UK insurance broker offering construction and contractors insurance including public liability, employers liability, and contractors all risk. Direct competitor in the construction trades space with similar panel of insurers.
• PolicyBee: UK broker specializing in professional indemnity and small business insurance, with growing presence in tradespeople and contractor markets. Overlapping product portfolio and customer segments with Constructaquote.com.
• Rhino Trade Insurance: UK insurance broker focused specifically on tradespeople and contractors, offering public liability, employers liability, and tools cover. Direct competitor in the construction trades niche with similar specialty positioning.
• Tradesman Saver: UK-based insurance broker specializing in tradesman and contractor insurance with similar product offerings (public liability, employers liability, tools cover). Direct competitor targeting the same tradespeople customer segment.

Emerging players

• CoverCloud: UK-based insurance broker focused on van and commercial vehicle insurance for tradespeople. Overlaps with Constructaquote.com's commercial vehicle and courier insurance offerings.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/constructaquote
• YouTubeyoutube.com/channel/UCPqFRHU4ypRbP7c7atIJVtg
• Facebookfacebook.com/constructaquote
• LinkedInlinkedin.com/company/constructaquote-com

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Constructaquote.com