Capital Funding Group
Capital Funding Group is a private direct commercial real estate lender offering bridge, construction, mezzanine, and distressed asset loans from $1M to $300M nationwide, targeting borrowers needing fast closings or non-standard underwriting that traditional banks decline.
- Company typePrivate
- Founded1995
- HeadquartersSan Jose, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Capital Funding Group does
Capital Funding Group is a private commercial real estate lender headquartered in San Jose, California, operating nationwide across the United States for over 25 years since its founding in 1995. The company originates commercial real estate loans directly to borrowers, with a product suite spanning bridge loans, long-term fixed rate mortgages, construction loans, mezzanine financing, land loans, sale-leaseback financing, equity and joint venture participation, discounted debt transactions, and distressed portfolio purchases. Loan sizes range from $1 million to $300 million, with closing times as fast as 10 days to two weeks, and the firm lends up to 90% LTV for qualified borrowers and up to 75% LTV for non-standard borrowers without credit or income requirements.
The firm's core customer base consists of commercial real estate borrowers — property owners, investors, developers, and businesses — who require fast financing, large loan amounts, or flexible underwriting that traditional banks decline. Target property types include commercial office, multifamily, retail, medical, industrial, warehouse, assisted living, mobile home parks, and land. Capital Funding Group differentiates on speed, flexibility, and the ability to handle complex, non-standard, or time-sensitive transactions including foreclosure rescues and distressed acquisitions, supported by over $3 billion in cumulative loan originations.
Capital Funding Group operates a sales-led, direct origination model with no self-serve digital application process; borrowers engage loan specialists via phone or email. Revenue is generated through interest income on originated loans and origination fees, with the company funding transactions from its own capital and capital partner resources. The firm relies on referral-driven deal flow from title companies, real estate professionals, and repeat clients rather than paid marketing or digital channels. No proprietary technology platform, AI/ML capabilities, APIs, or digital integrations are evident in the firm's operating model.
Capital Funding Group firmographics
Firmographics- Name
- Capital Funding Group
- Legal name
- Capital Funding Group
- Website
- https://cfgfunds.com
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Capital Funding Group is a private direct commercial real estate lender offering bridge, construction, mezzanine, and distressed asset loans from $1M to $300M nationwide, targeting borrowers needing fast closings or non-standard underwriting that traditional banks decline.
- Ownership category
- akta.pro rank
Capital Funding Group industry classification
Industry- Product category
- Commercial Real Estate Lending
- NAICS
- Real Estate Credit (522292)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Middle-Market Lending (FSANADAI)
Keywords
Where Capital Funding Group is headquartered
LocationHeadquarters
- HQ city
- San Jose
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Capital Funding Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Commercial Loan Interest: Capital Funding Group generates revenue by originating and servicing commercial real estate loans. As a direct lender, they earn interest income on loans they fund, including bridge loans, permanent financing, land loans, construction loans, mezzanine loans, and equity-based loans. Revenue is transaction-based, derived from loan origination fees and ongoing interest payments over the loan term.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Non-standard borrower program - up to 75% LTV with no qualifying requirements |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Capital Funding Group product offering
Product offeringCore offering
Capital Funding Group is a direct, privately held commercial real estate lender that originates bridge loans, permanent financing, land loans, construction loans, mezzanine loans, sale-leaseback financing, equity and joint venture participation, discounted debt transactions, and distressed portfolio purchases. Loan sizes range from $250,000 to $300 million, with closings typically executed in 10 days to two weeks for borrowers who need speed and flexibility outside traditional bank underwriting.
Product overview
Capital Funding Group offers a comprehensive commercial property financing platform centered on two primary products: Commercial Private Real Estate Loans and Commercial Bridge Loan Lending services. The platform provides various loan types including purchases, refinances, long-term fixed rate mortgages, construction loans, mezzanine financing, equity/JV participation, discounted debt transactions, and distressed portfolio purchases. The company specializes in serving borrowers with non-standard credit profiles, offering pure equity-based financing up to 75% of property value with no qualifying requirements, as well as traditional financing up to 90% for qualified borrowers. Loan amounts range up to $300 million with closing times as fast as 10 days to 2 weeks.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Private Real Estate Loans
Quantifiable outcome
- Loans closed in as little as 10 days to 2 weeks
- +2 more outcomes
Companies that use Capital Funding Group
Customer profileNamed customers4 records
Segments1 record
Ideal customer profiles1 record
Capital Funding Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Capital Funding Group partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
Capital Funding Group competitors and assessment
Company assessmentDirect peers
- Lima One Capital: Private direct lender specializing in residential transition loans and commercial real estate fix-and-flip/bridge financing. Closest comparable to CFG: similar non-bank, speed-focused, equity-based lending model targeting non-traditional borrowers across multiple property types.
- Temple View Capital: Private commercial real estate lender offering bridge, acquisition, and renovation financing for multifamily and mixed-use properties. Comparable to CFG in product focus (bridge/commercial) and direct lender model.
- Anchor Loans: Direct private lender for residential and commercial real estate investors, with a focus on bridge loans and fix-and-flip financing. Highly comparable to CFG's bridge lending product and emphasis on speed-to-close for non-bank-eligible borrowers.
- LendingOne: Non-bank private real estate lender offering bridge loans, construction loans, and rental loans to investors. Directly competes with CFG in the private CRE bridge lending space with similar product suite and target customers.
- RCN Capital: National private lender providing short-term fix-and-flip, bridge, and new construction loans to real estate investors. Comparable to CFG in business model, product set, and sales-led GTM targeting non-bank-eligible borrowers.
Emerging players
- CrowdStreet: Online commercial real estate investment marketplace connecting sponsors with individual investors. Related to CFG's equity/JV participation and discounted debt deals, but operates through a digital platform rather than direct balance sheet lending.
- NewFi Wholesale: Non-QM and private investor lending platform focused on residential and small-balance commercial real estate. Niche overlap with CFG in serving non-standard borrowers but at smaller per-loan scale and with greater focus on residential.
Broad incumbents
- Arbor Realty Trust: Publicly traded REIT (ABR) specializing in multifamily and CRE bridge lending, mezzanine debt, and preferred equity. Comparable to CFG's bridge, mezzanine, and equity participation products, but operates at institutional scale with a regulated REIT capital structure.
- Walker & Dunlop: Large commercial real estate finance company offering multifamily lending, capital markets, and investment sales. Overlaps with CFG's commercial mortgage origination and brokerage capabilities but at substantially larger scale and with agency/government-sponsored lending focus.
- Greystone: Large national commercial real estate finance and advisory firm offering Fannie Mae/Freddie Mac multifamily lending, bridge loans, and CRE debt. Overlaps with CFG's permanent and bridge financing products but at greater scale and broader institutional mandate.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Capital Funding Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capital Funding Group leadership team
Management profileNumber of profiles
Capital Funding Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capital Funding Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capital Funding Group
What does Capital Funding Group do?
Capital Funding Group is a direct, privately held commercial real estate lender that originates bridge loans, permanent financing, land loans, construction loans, mezzanine loans, sale-leaseback financing, equity and joint venture participation, discounted debt transactions, and distressed portfolio purchases. Loan sizes range from $250,000 to $300 million, with closings typically executed in 10 days to two weeks for borrowers who need speed and flexibility outside traditional bank underwriting.
Is Capital Funding Group a public or private company?
Capital Funding Group is a private company. It is classified as unknown and is currently operating.
When was Capital Funding Group founded?
Capital Funding Group was founded in 1995. It employs 11 to 50 people.
Where is Capital Funding Group based?
Capital Funding Group is headquartered in San Jose, United States, in the North America region.
How does Capital Funding Group make money?
One revenue line is on record: commercial Loan Interest.
Who are Capital Funding Group's main competitors?
Direct peers on record are Lima One Capital, Temple View Capital, Anchor Loans, LendingOne and RCN Capital. Emerging players are CrowdStreet and NewFi Wholesale. Broad incumbents are Arbor Realty Trust, Walker & Dunlop and Greystone.
Does Capital Funding Group have an API?
No public API is recorded for Capital Funding Group.
What industry is Capital Funding Group in?
Capital Funding Group's product category is Commercial Real Estate Lending. Its primary akta.pro industry code is FSANADAI, Middle-Market Lending. Its NAICS code is 522292 and its SIC code is 6162.