Park Home Insurance Services

What Park Home Insurance Services does

Park Home Insurance Services Limited, trading as Coast Insurance, is a UK-based family-run insurance broker headquartered in Wadhurst, East Sussex (The Old Bank, High Street, TN5 6AB). The firm is authorised and regulated by the Financial Conduct Authority (Register Number 306716) and operates as an insurance intermediary placing business with "A Rated" underwriters. Its core activity is distributing specialist insurance policies to UK consumers and small businesses across a portfolio of nine leisure vehicle and lifestyle products: Static Caravan Insurance, Touring Caravan Insurance, Folding Camper & Trailer Tent Insurance, Park Home Insurance, Holiday Lodge Insurance, Travel Insurance, Motorhome Insurance, Roof Tent Insurance, and the forthcoming 5th Wheel Insurance.

The company's product portfolio is delivered through a traditional brokerage technology stack consisting of a content/quote website (coastinsurance.co.uk), an SEO and social media presence (Facebook, Twitter), and a phone-based sales and service operation operating extended weekday and Saturday hours. Claims are handled in-house to accelerate resolution. There is no proprietary underwriting platform, no API, no mobile app, and no disclosed AI/ML capability; the broker relies on standard insurer panels and manual workflow for pricing and policy administration.

Park Home Insurance Services earns commission from underwriters on each policy placed, with customers paying annual premiums on a quote-by-quote basis. Distribution is primarily direct to consumer via website and phone, with a recently added Brokers channel for B2B placements. The customer base is highly fragmented across individual leisure vehicle owners, park home residents, holiday lodge owners, and travelers, with no enterprise concentration. The firm operates exclusively in the United Kingdom and shows no signs of geographic expansion, with growth instead focused on adjacent product lines within its niche.

Name

Park Home Insurance Services

Legal name

Park Home Insurance Services Limited

Website

https://parkhomeinsurance.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Coast Insurance, the trading name of Park Home Insurance Services Limited, is a family-run UK insurance broker placing specialist caravan, park home, holiday lodge, motorhome, and travel insurance with A-rated underwriters, serving individual leisure vehicle owners and SMBs.

Ownership category

akta.pro rank

Product category

Specialty Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Other Insurance Related Activities (52429)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Homeowners Insurance (FSAJACAA)

akta.pro secondary industries

Manufactured Housing / Mobile Home Park Management (BPAJAFAG), Claims Handling, Documentation & Dispute Resolution Services (HSAKANAI)

Keywords

• Park home insurance
• Caravan insurance
• Holiday lodge insurance
• Motorhome insurance
• Leisure vehicle insurance

Headquarters

HQ city

Wadhurst

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Insurance Brokerage: Acts as an insurance broker/intermediary placing coverage with insurance underwriters. Earns commission from insurers for policies placed. Customers pay premiums for coverage including static caravan insurance, touring caravan insurance, park home insurance, holiday lodge insurance, motorhome insurance, and travel insurance.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Park Home Insurance Services operates as Coast Insurance, a family-run insurance broker that provides specialist insurance coverage for static caravans, touring caravans, folding campers and trailer tents, park homes, holiday lodges, motorhomes, roof tents, and travel. The company places business with "A Rated" insurers, handles most claims in-house, and sells policies directly to consumers via phone and website.

Product overview

Park Home Insurance Services operates as Coast Insurance, a family-run insurance broker providing a portfolio of specialist insurance products for leisure vehicles and park homes. The company offers nine distinct insurance products: Static Caravan Insurance, Touring Caravan Insurance, Folding Camper & Trailer Tent Insurance, Park Home Insurance, Holiday Lodge Insurance, Travel Insurance, 5th Wheel Insurance (coming soon), Roof Tent Insurance, and Motorhome Insurance. With over 30 years of experience, the company positions itself as specialists who handle most claims in-house, offering competitive pricing through 'A Rated' insurers with a focus on fast, friendly service. The products serve leisure vehicle owners and park home residents, with policies developed to provide comprehensive protection at competitive prices without cutting corners on coverage.

Differentiator

Problem solved

Functional benefit

Products and services

• Static Caravan Insurance

Quantifiable outcome

• Customers report saving over £100 on better policies with lower excess
• +1 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Others

• Compare the Market: UK price-comparison aggregator that lists caravan, motorhome, and travel insurance products from multiple carriers. Indirect competitor threatening Coast's distribution economics by commoditizing broker-led advice.
• MoneySupermarket: UK price-comparison platform aggregating leisure vehicle insurance quotes from participating carriers. Competes for the same end customer but through a self-serve comparison journey rather than bespoke broker advice.
• GoCompare: UK aggregator distributing caravan and motorhome insurance products from panel insurers. Functionally similar aggregator competition to the other comparison sites, shaping customer purchase behavior in Coast's niche.

Broad incumbents

• Towergate Insurance: Large UK specialty insurance broker offering caravan and leisure vehicle cover as part of a broad personal and commercial lines portfolio. Overlaps with Coast on leisure vehicle niche but as one line among many.
• Direct Line Group: UK mainstream insurance carrier with motorhome and travel cover in addition to its core motor and home lines. Adjacent competitor in the broader personal-insurance market Coast addresses.
• Swinton Insurance: UK high-street and online general insurance broker providing motorhome and caravan cover alongside mainstream personal lines. Competes for the leisure-vehicle customer but is not a specialist.

Direct peers

• Comfort Insurance: UK specialist broker for caravans, motorhomes, and campervans. Competes head-to-head with Coast Insurance for the same leisure-vehicle customer on price and policy features.
• Caravan Guard: UK specialist caravan and motorhome insurance provider focused exclusively on leisure vehicles. Comparable to Coast on vertical specialization, distribution channels (phone/online broker model), and target segment.
• Adrian Flux Insurance Services: UK family-run specialist insurance broker offering niche leisure-vehicle cover including caravans, motorhomes, and park homes. Direct overlap with Coast on product set, target customer, and small broker operating model.
• Safeguard Insurance (park home specialist): UK specialist insurance provider focusing on park home and holiday lodge cover. Direct competitor to Coast on the park home and lodge segment of the portfolio.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/coastinsurance.co.uk
• Xtwitter.com/coastinsurance
• LinkedInlinkedin.com/company/park-home-insurance-services-limited

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Park Home Insurance Services