Díjbeszedő Holding

What Díjbeszedő Holding does

Díjbeszedő Holding Zrt. is a Hungarian private limited company (Zártkörűen működő Részvénytársaság, registration 01-10-042094) headquartered in Budapest and wholly owned by state-owned Magyar Posta Zrt. within the Magyar Posta Group. The company operates as a utility billing, payment processing, meter reading, and debt collection platform for water, sewage, waste management, and municipal services, serving approximately 750,000 end customers across roughly 20 utility and service providers and processing around 17 million bills annually with a transaction value exceeding 90 billion HUF flowing through its systems. It maintains certified operations under ISO 9001 (since 2001) and ISO/IEC 27001 (since 2007), holds a regulated water utility billing closure certificate under Hungary's 2011 CCIX law, and as of 2025 participates in the group's ISO 50001 energy management certification.

The company's product surface includes the core billing and collection service; the E-számla electronic invoice service; the DÍjnet online consolidated invoicing platform (860,000+ users, 30+ bill issuers, operated via group entity DÍjnet Zrt.); credit card payment processing via the Barion gateway; online and call-center meter reading submission; appointment booking; multi-stage unpaid invoice management (reminders, registered letters, NAV proceedings, payment orders, enforcement); fee allocation for housing cooperatives and apartment buildings; and physical customer service offices in Budapest. Debt collection and factoring activities are conducted through wholly-owned subsidiary Díjbeszedő Faktorház Zrt. Distribution reaches end customers through Magyar Posta's nationwide postal branch network for in-person bill payment and through DÍjnet and the company's web portal for digital self-service.

Díjbeszedő Holding generates revenue primarily through per-transaction fees on bill payment processing on behalf of utilities, fees for electronic invoicing and presentment services, and recoveries from defaulted receivables purchased at a discount and collected via Faktorház. Pricing is negotiated on a per-contract basis and is not publicly disclosed. The go-to-market is relationship-driven B2B/B2G, with utility, telecommunications, and municipal providers as institutional clients, and consumers and businesses as end payers using digital or physical channels. The Magyar Posta Group provides brand recognition, nationwide physical reach, and cross-selling leverage, and the company relies on this distribution rather than outbound enterprise sales.

Name

Díjbeszedő Holding

Legal name

Díjbeszedő Holding Zrt.

Website

https://dbrt.hu

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Díjbeszedő Holding Zrt. is a Hungarian utility billing, payment processing, meter reading, and debt collection platform wholly owned by state-owned Magyar Posta Zrt., serving roughly 20 utility and municipal providers and 750,000 end customers through 17 million annual bills.

Ownership category

akta.pro rank

Product category

Utility Billing and Fee Collection Services

NAICS

Collection Agencies (561440), Collection Agencies (56144), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Utility & Municipal Billing Platforms (FSAMAJAG)

akta.pro secondary industries

Payments, Collections & Credit/Delinquency Management (payment channels, dunning, write-offs) (EUANAIAE), Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ), Payment Processing for Collections (Lockbox, ACH, Card, IVR) (FSAKAJAJ), Collections, Arrears Management & Debt Enforcement (BPAIADAD)

Keywords

• Utility billing services
• Fee collection
• Debt collection
• Meter reading
• Electronic invoicing

Headquarters

HQ city

Budapest

HQ country

Hungary

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Bill Payment Processing Fees: Díjbeszedő Holding earns transaction fees for processing utility bill payments and collections on behalf of utility companies and service providers. This is the primary revenue stream, driven by the volume of bills processed and payments collected.
2. Debt Collection and Factoring: The subsidiary Díjbeszedő Faktorház Zrt. purchases defaulted utility receivables at a discount and pursues collection, generating revenue from successfully collected debts.
3. Electronic Invoicing Services: The Díjnet platform provides electronic invoicing and presentment services to utility companies, charging fees per invoice or per transaction processed.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Díjbeszedő Holding is a Hungarian utility billing, fee collection, and meter reading operator that produces and delivers approximately 17 million bills per year and processes more than 90 billion HUF in collected fees for around 20 utility and municipal clients, serving 750,000+ end customers through the DÍjnet online billing platform, electronic invoicing (E-számla), credit card payment, online meter-reading reporting, and a dedicated debt-collection subsidiary (Díjbeszedő Faktorház Zrt.).

Product overview

Díjbeszedő Holding Zrt. operates as a unified utility billing and fee collection platform for the Budapest metropolitan area, offering integrated services through its core billing and collection platform alongside multiple customer-facing digital and physical service channels. The core product encompasses water utility billing, sewage, waste management, and communal charge collection serving over 750,000 customers. Supporting channels include the E-számla e-invoice service and the separate Díjnet online portal for bill management, Bankkártyás fizetés credit card payments via Barion, Mérőállás bejelentés meter reading reporting, online and phone-based customer service, physical customer service offices, and Kiegyenlítetlen számlák kezelése unpaid invoice management. The company also provides Díjfelosztás fee allocation services for apartment buildings and housing cooperatives, and Időpontfoglalás appointment booking for office visits.

Differentiator

Problem solved

Functional benefit

Brands

• Díjbeszedő: Consumer-facing brand for billing and collection services, awarded MagyarBrands title from 2011-2015.
• Icsekk

Products and services

• Díjbeszedő Holding core utility billing and fee collection service Integrated utility bill production, delivery, and fee collection service for water, sewage, waste management, and municipal clients in Hungary; serves approximately 750,000+ customers with more than 17 million bills and over 90 billion HUF in collected fees annually.
• DÍjnet online consolidated billing platform Hungary's online invoice management system that consolidates utility bills from multiple providers, allowing customers to view, pay, and store bills digitally; serves over 860,000 users with more than 30 bill issuers available.
• E-számla (Electronic Invoice) service Electronic invoice service allowing customers to receive and manage bills digitally through the DÍjnet platform, with time- and location-independent bill management, secure payment options, and automatic payment reminders.
• Meter reading reporting service (Mérőállás bejelentés) Online meter reading reporting service allowing customers to submit water meter readings, supporting Budapest and Budaörs locations using a 9-character payer identifier.
• Unpaid invoice management service (Kiegyenlítetlen számlák kezelése) Multi-stage unpaid invoice management and debt collection service including payment reminders, registered letters, NAV proceedings, municipal proceedings, payment orders, and enforcement procedures, executed via subsidiary Díjbeszedő Faktorház Zrt.
• Fee allocation service (Díjfelosztás) Common charge allocation service for apartment buildings (társasház) and housing cooperatives (lakásszövetkezet), including fee distribution agreements and collective meter reading support.
• Online credit card payment service (Bankkártyás fizetés) Online credit card payment service for settling utility bills, processed through the Barion payment system and accessible via the company's web portal.
• Icsekk mobile payment solution Mobile payment solution that received the Hungarian Product Grand Prix (Magyar Termék Nagydíj) award following its launch in 2013.

Quantifiable outcome

• Processes approximately 17 million bills annually
• +2 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• Magyar Posta CsoportcoreStrategic or Co-development Partner
• Díjbeszedő Faktorház Zrt.coreTechnology or Integration

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Paymentus: Paymentus is a US-based EBPP platform that processes utility and municipal bill payments for hundreds of billers, serving a comparable role to Dújnet. Both operate electronic bill presentment, payment processing, and consumer-facing portals with transaction-fee revenue models.
• EOS Group: EOS Group is a major European debt collection and receivables management firm owned by Otto Group. Both operate B2B debt purchase, factoring, and regulated collection services with comparable revenue mechanics and regulatory exposure.
• Intrum: Intrum is Europe's largest credit management and debt collection company, directly comparable to Dújbeszedő Faktorház Zrt.'s debt purchase and collection business. Both purchase distressed receivables at discount and pursue recovery through regulated collection processes across European markets.
• Hoist Finance: Hoist Finance is a European specialist in non-performing consumer loans and debt purchase, with business model and target asset class closely aligned to Dújbeszedő Faktorház Zrt. Both invest in distressed consumer receivables and earn recovery-based returns.
• Billtrust: Billtrust provides B2B order-to-cash and billing solutions including electronic invoicing and presentment, directly comparable to Dújbeszedő Holding's E-számla and Dújnet platforms. Both monetize per-transaction billing services for enterprise clients and operate digital self-service channels.

Broad incumbents

• Fiserv: Fiserv is a major US fintech providing bill payment, account-to-account transfer, and merchant payment infrastructure. Its biller solutions overlap with Dújbeszedő Holding's EBPP and payment processing services, particularly for utility and municipal clients.
• FIS (Fidelity National Information Services): FIS provides enterprise payments, banking, and EBPP software including utility biller solutions through its Output Solutions and Open Solutions franchises. Comparable to Dújbeszedő Holding as a broad incumbent with overlapping utility billing and payment capabilities.
• ACI Worldwide: ACI Worldwide provides real-time electronic payment processing software for billers, banks, and intermediaries globally. While broader in scope than Dújbeszedő Holding, its utility billing and EBPP products directly compete for the same enterprise clients.

Others

• Magyar Posta Zrt. Magyar Posta is the parent company of Dújbeszedő Holding and Hungary's national postal operator. While not a peer in the traditional sense, it is the key distribution and brand partner that makes the billing business nationally viable, and comparable state postal operators in other CEE countries often host similar billing subsidiaries.

Emerging players

• Allied Universal (Collections Plus / NCO): NCO Financial Systems and similar third-party collection agencies operate consumer debt recovery at scale comparable to Dújbeszedő Faktorház Zrt. Both work on assigned-receivable and purchased-debt models for utilities, telecoms, and government clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/d-jbeszed-faktorh-z-zrt.

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Díjbeszedő Holding