RiskAmerica

What RiskAmerica does

RiskAmerica is a privately held Chilean financial information and engineering services company that provides daily valuation, risk analysis, and portfolio management tools centered on fixed income instruments in the Chilean market. Founded around 2004 (firmographics cite 2015, while the company states 20+ years of operation as of 2024), the company is headquartered at Av. Suecia 211, Piso 10, Santiago, Chile, and is designated as the official price provider for Mutual Funds, the Superintendencia de Pensiones (Pension Superintendency), and the Asociación de Aseguradores (Association of Insurers) in Chile.

The company's product suite comprises four core offerings: Servicios de Consulta (a web portal for instrument, rate, deposit, and fund queries), Servicios de Valorización de Carteras (daily portfolio valuation for domestic fixed income, financial intermediation, derivatives, and select international instruments), Gestión de Carteras (risk and performance analytics including VaR, Tracking Error, Stress Test, Performance Attribution, Type 1 Fund Adjustment, and Limit Control), and Backbone® — a newer proprietary SaaS backoffice platform for investment fund operations and regulatory reporting. All technology is developed in-house on a platform featuring high-availability parallel processing architecture. Distribution is enabled via a client portal (apps.riskamerica.com), Python SDK with API access, automated SFTP downloads, and a complementary Excel plug-in.

RiskAmerica operates a subscription-based recurring revenue model with unlimited users per institution (annual billing cadence), supplemented by custom professional development services. Its go-to-market is direct enterprise sales targeting Chilean institutional clients — AGFs, banks, corredoras de bolsa, insurance companies, family offices, Cajas de Compensación, and regulatory bodies — with relationship-based marketing through a corporate website and direct email contact. The company has no disclosed external funding, no parent company, and operates exclusively in Chile, with headcount estimated at 11–50 employees.

Name

RiskAmerica

Legal name

RiskAmerica

Website

https://riskamerica.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

RiskAmerica

Ownership category

akta.pro rank

Product category

Financial Information Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAOAIAA

Risk Modeling & Pricing Analytics

Financial & Insurance/Reinsurance/Reinsurance Underwriting & Risk Analytics Services

SECONDARYFSACAJAF

Prudential & Market Risk Management (VaR, Stress, Limits)

Financial & Insurance/Capital Markets & Securities/Capital Markets Compliance, Surveillance & Risk

SECONDARYFSAEADAG

Risk Management Consulting (Enterprise & Operational Risk)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Fixed income valuation
• Portfolio management
• Financial engineering
• Risk analytics
• Market data services

Headquarters

HQ city

Providencia

HQ country

Chile

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Portfolio Valuation Services: Daily valuation services for fixed income instruments, financial intermediation, and derivatives in the domestic market and international instruments. Recurring subscription-based revenue model.
2. Query Services Portal: Subscription-based access to portal applications providing information on instruments, market rates, bank deposits, and funds data.
3. Portfolio Management Tools: Risk analysis and performance measurement tools including Performance Attribution, Value-at-Risk, Tracking Error, Stress Test, Type 1 Fund Adjustment, and Limit Control.
4. Custom Development Services: Personalized development services for specific requests not available in existing service offerings.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

RiskAmerica provides daily portfolio valuation services for fixed income instruments, financial intermediation, and derivatives in the Chilean market, alongside a query portal for market information and a suite of risk analysis tools (Value-at-Risk, Tracking Error, Stress Test, Performance Attribution). The company also offers Backbone®, a SaaS backoffice platform for operating, accounting for, and reporting on investment funds and managed portfolios, with automatic regulatory report generation adapted to Chilean norms.

Product overview

RiskAmerica offers a comprehensive suite of financial information and engineering services centered on fixed income valuation and portfolio management. The core offerings include three main service modules: Servicios de Consulta (query portal for market information), Servicios de Valorización de Carteras (daily portfolio valuation for fixed income and derivatives), and Gestión de Carteras (risk analysis and performance measurement tools including Value-at-Risk, Tracking Error, and Performance Attribution). The company has recently launched Backbone®, a new SaaS backoffice service for investment fund operations and reporting. An Excel plugin provides additional desktop integration. All services are built on proprietary financial models developed over 20+ years of expertise in Chilean fixed income markets.

Differentiator

Problem solved

Functional benefit

Brands

• Backbone®: SaaS backoffice service designed to operate, account for and report on investment funds and managed portfolios, focused on process automation, security and operational continuity with cutting-edge technology unique in the market.

Products and services

• Servicios de Consulta (Query Services) Web portal applications providing subscription-based access to information on instruments, market rates, bank deposits, and funds data, targeted at institutional clients in the Chilean financial market.
• Servicios de Valorización de Carteras (Portfolio Valuation Services) Daily recurring valuation service for fixed income instruments, financial intermediation, and derivatives in the Chilean domestic market and international instruments, used by asset managers, banks, brokers, and insurance companies.
• Gestión de Carteras (Portfolio Management Tools) Risk analysis and performance measurement suite including Performance Attribution, Value-at-Risk (VaR), Tracking Error, Stress Test, Type 1 Fund Adjustment, and Limit Control, designed for institutional portfolio managers.
• Backbone® Cloud-based SaaS backoffice platform designed to operate, account for, and report on investment funds and managed portfolios, featuring process automation, security, operational continuity, high-availability architecture, and automatic regulatory report generation in formats required by Chilean regulators.

Named customers7 records

Segments4 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• SIX Financial Information: Operates a global securities reference data and pricing platform similar in scope to RiskAmerica's valuation and market data services, particularly for European and emerging market fixed income.
• PricingDirect (Moody's): Provides evaluated pricing for illiquid fixed income securities; a direct functional peer to RiskAmerica's core fixed income valuation business, especially for institutional buy-side clients.

Broad incumbents

• Murex: Enterprise trading, risk, and back-office platform widely deployed at banks and asset managers; competes with the backoffice and risk analytics scope of RiskAmerica's Backbone® offering.
• LSEG (Refinitiv): Owner of Refinitiv fixed income pricing, evaluations, and market data services; a global incumbent that overlaps with RiskAmerica's pricing, market data, and risk analytics offerings.
• Bloomberg: Global pricing, analytics, and data terminal dominant in fixed income markets; competes with RiskAmerica in portfolio valuation and risk analytics but serves a much broader global institutional base.
• MSCI (RiskMetrics): Provides risk analytics (VaR, stress testing, performance attribution) widely used by asset managers and pension funds; overlaps directly with RiskAmerica's Gestión de Carteras offering.
• ICE (Intercontinental Exchange) Data Services: Provides independent fixed income evaluated pricing, reference data, and analytics used by institutional investors; comparable to RiskAmerica's daily portfolio valuation services.

Emerging players

• Precia Molen: European provider of independent evaluated pricing and valuation services for fixed income and derivatives; closest functional analogue to RiskAmerica outside Latin America.
• AxiomSL: Provides regulatory reporting and risk data infrastructure for financial institutions; competes with RiskAmerica's regulatory reporting capabilities within Backbone® and its existing valuation reports.

Regional players

• Bolsa de Comercio de Santiago (BCS): Chilean stock exchange operator that publishes market data and indices; an in-country institutional counterpart relevant to RiskAmerica's Chilean market information services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/riskamerica

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RiskAmerica