What Fingo does

Regnology Group GmbH is a German-incorporated enterprise software vendor that delivers regulatory reporting, risk management, tax, and finance technology to financial regulators and regulated institutions worldwide. The company serves supervisory authorities, banks, insurance companies, broker-dealers, and corporates across more than 100 countries, with named customers including the Andorran Financial Authority, La Banque Postale, eToro, the Federal Inland Revenue Service of Nigeria, ApoBank, Raiffeisen Bank International, and Zurich Insurance Group.

The core technology is the cloud-based Ascend platform, which integrates the OneSumX product line and now incorporates agentic AI capabilities. Ascend is delivered through a platform-plus-modules architecture: shared infrastructure components (Rcloud for cloud deployment, Rconnect for integration, the Regnology Granular Data Model for end-to-end data standardization, and the Regnology Chatbot for conversational access) and a portfolio of specialized hubs — Supervisory Hub, AEOI, and Fusion Statistics for regulators, alongside Reporting Hub, Transaction Reporting, Tax Hub, Insurance Hub, Risk Hub, and Finance Hub for regulated entities. Recent platform evolution has introduced Straight-Through Reporting (STR) for end-to-end automation of regulatory workflows.

The business model is enterprise B2B software, sold through a direct, consultative sales motion targeting senior stakeholders in compliance, risk, and finance functions. Revenue is generated through subscription and license fees for the Ascend platform and its modules, supplemented by professional services for implementation, managed services for ongoing operations, and training delivered via the Regnology Academy. Pricing is quote-based, customized by institution size and module selection, and contracted on annual cycles. The company has executed two notable acquisitions — Moody's Regulatory Reporting & Asset and Liability Management (ALM) solutions (completed) and Fed Reporter (announced) — to deepen U.S. presence and broaden product coverage.

Name

Fingo

Legal name

Regnology Group GmbH

Website

https://fingo.net

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

51–100 employees

Short description

Regnology Group GmbH is a German enterprise RegTech vendor providing AI-powered regulatory reporting, risk, tax, and finance software to financial regulators and institutions across 100+ countries.

Ownership category

akta.pro rank

Product category

Regulatory Reporting Software (RegTech)

NAICS

Software Publishers (5132), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Regulatory Reporting & Compliance Automation (FinCEN/CTR/SAR, EMIR/MiFID, etc.) (FSAGAFAG)

akta.pro secondary industries

Regulatory Compliance Management (RegTech) (BPAEAPAB), GRC, Policy Management & Controls Testing (SOX/ICFR, audit management) (FSAGAFAM), Risk Scoring, Decisioning & Orchestration (rules, ML, workflow) (FSAGAFAF), Privacy, Consent & Data Governance Compliance (GDPR/CCPA, data lineage) (FSAGAFAI)

Keywords

• Regulatory reporting software
• Supervisory technology
• Risk management platform
• Tax reporting solutions
• Regtech compliance software

Headquarters

HQ city

Wroclaw

HQ country

Poland

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Regulatory Technology Software Licenses and Subscriptions: Regnology generates revenue through licensing their regulatory reporting platform and solutions to financial institutions and regulators. The platform includes solutions for supervisory technology, transaction reporting, tax reporting, insurance reporting, risk management, and finance. Revenue model is enterprise software with likely subscription and license components.
2. Professional Services: Implementation, configuration, and consulting services for deploying Regnology's regulatory technology solutions.
3. Managed Services: Ongoing managed services for regulatory reporting operations, including cloud deployment and process automation.
4. Training Services (Regnology Academy): Educational and training services through Regnology Academy for customer success and skill development.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Regnology sells a cloud-based, AI-enabled regulatory reporting platform — anchored by its Ascend platform — that automates supervisory, regulatory, risk, tax, insurance, and finance reporting for financial regulators and regulated institutions. The offering combines the Ascend core, Rcloud and Rconnect modules, an AI chatbot, and the Granular Data Model with a portfolio of specialized Hubs (Supervisory, Reporting, Transaction Reporting, Tax, Insurance, Risk, Finance, AEOI, Fusion Statistics), supplemented by Professional Services, Managed Services, and Regnology Academy training.

Product overview

Regnology offers a unified platform-plus-modules architecture called Ascend, which integrates the capabilities and solutions of OneSumX to deliver trusted, future-ready regulatory compliance, risk management, and finance transformation. The platform includes core components (Ascend, Rcloud, Rconnect, Chatbot, Granular Data Model) alongside specialized hub solutions for different stakeholders: Supervisory Hub, AEOI, and Fusion Statistics for regulators; and Reporting Hub, Transaction Reporting, Tax Hub, Insurance Hub, Risk Hub, and Finance Hub for regulated financial institutions. The platform emphasizes end-to-end standardization, mutualization, automation/digitization with regulation-as-code, and cloud-based scalability.

Differentiator

Problem solved

Functional benefit

Brands

• Ascend: Next-generation platform with agentic AI for regulatory reporting
• Rcloud
• Rconnect
• Regnology Chatbot
• Regnology Granular Data Model (RGD)
• Regnology Supervisory Hub
• Regnology AEOI
• Regnology Fusion Statistics
• Regnology Reporting Hub
• Regnology Transaction Reporting
• Regnology Tax Hub
• Regnology Insurance Hub
• Regnology Risk Hub
• Regnology Finance Hub
• OneSumX

Products and services

• Regnology Ascend Platform Cloud-native, AI-powered unified regulatory reporting platform integrating regulatory, risk, tax, and finance reporting; serves as the foundation for all Regnology Hubs and modules.
• Regnology Supervisory Hub Supervisory technology for regulators providing full supervisory lifecycle automation and improved data quality for efficient oversight.
• Regnology Reporting Hub (RRH) Comprehensive regulatory reporting hub for financial institutions providing workflow efficiencies, reliable forward-looking technology, and unmatched regulatory know-how.
• Regnology Transaction Reporting Transaction-based reporting solution enabling financial institutions and broker-dealers to meet the full range of transaction-based reporting requirements with single data preparation and delivery.
• Regnology Tax Hub Tax reporting solution enabling corporates and financial institutions to produce high-quality, country-specific tax reports with cloud deployment and highly automated processes.
• Regnology Insurance Hub Specialized insurance reporting hub for insurance companies providing a stable and reliable platform for regulatory compliance and reporting.
• Regnology Risk Hub (RRiH) AI-powered risk management hub integrated with Ascend, delivering governed intelligence for Balance Sheet and Enterprise Risk Management.
• Regnology Finance Hub Finance reporting solution for financial institutions providing comprehensive financial management and regulatory compliance.
• Regnology AEOI Automatic Exchange of Information solution supporting tax reporting compliance across international jurisdictions, including for African and other government authorities.
• Regnology Fusion Statistics Statistical data collection and analysis solution for financial regulators and international organizations.
• Professional Services Implementation, configuration, and consulting services for deploying Regnology's regulatory technology solutions.
• Managed Services Ongoing managed services for regulatory reporting operations, including cloud deployment and process automation.
• Customer Success Customer success program supporting adoption, value realization, and ongoing use of Regnology's regulatory technology solutions.
• Regnology Academy Educational and training services program for customers to develop skills on Regnology's regulatory technology solutions.

Quantifiable outcome

• Reduced infrastructure costs
• +4 more outcomes

Named customers7 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature15 records

Partnerships

Two partnerships are on record, tiered core.

• Moody'scoreStrategic or Co-development PartnerRegnology acquired Moody's Regulatory Reporting & Asset and Liability Management (ALM) solutions, expanding its global leadership in AI-powered regulatory, risk, and finance technology. This acquisition brings Moody's regulatory reporting and ALM capabilities into the Regnology platform.
• Fed ReportercoreStrategic or Co-development PartnerRegnology announced acquisition of Fed Reporter, accelerating U.S. leadership and advancing regulatory modernization. This strategic acquisition expands Regnology's presence in the U.S. market.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• AxiomSL: AxiomSL is a focused regulatory reporting and risk management platform for global banks, insurers and broker-dealers. It competes head-to-head with Regnology's Reporting Hub, Transaction Reporting and Risk Hub on EMIR/MiFID/CCAR/Solvency workflows.
• ION Group: ION Group provides capital markets, treasury and regulatory reporting software (including Fidessa and Algorithmics). It competes with Regnology on transaction reporting, capital and risk workflows for banks and broker-dealers.
• Vermeg (formerly Lombard Risk Solutions): Vermeg / Lombard Risk is a long-standing regulatory reporting, risk and collateral management software vendor to banks and regulators. It competes with Regnology's Reporting Hub and supervisory solutions across EMEA regulatory reporting.
• Workiva: Workiva's connected reporting and compliance platform (SOX, ESG, regulatory disclosures) competes with Regnology in compliance and regulatory reporting workflows for banks, insurers and large corporates.
• Finastra: Finastra supplies core banking, treasury, capital markets and regulatory reporting software to banks globally. Its regulatory reporting capabilities and FusionFabric.cloud overlap with Regnology's Reporting Hub and Rconnect/Rcloud modules.
• Broadridge Financial Solutions: Broadridge provides transaction reporting, regulatory and investor communications solutions to banks, broker-dealers and asset managers. Its regulatory reporting and data analytics offerings overlap with Regnology's Transaction Reporting and supervisory offerings.
• Wolters Kluwer: Wolters Kluwer's Banking & Compliance division (including OneSumX) is the most direct historical comparable to Regnology. Regnology absorbed the OneSumX product line from Wolters Kluwer via the Moody's acquisition path, making Wolters Kluwer a competing vendor for regulatory reporting and compliance software across banks and insurers.

Broad incumbents

• Oracle Financial Services: Oracle Financial Services offers regulatory reporting, liquidity, capital and IFRS9 solutions for large banks. Its banking analytics suite is a broad-incumbent alternative to Regnology's Reporting Hub and Risk Hub Ascend offerings.
• Moody's Analytics: Moody's Analytics sold its Reg Reporting and ALM business to Regnology but retains deep risk analytics, regulatory data and supervisory tooling. It remains a broad incumbent competitor to Regnology in regulatory risk and banking data.
• SAS Institute: SAS provides a broad analytics, risk and regulatory technology platform used by many global banks. Its risk, stress testing and compliance offerings overlap with Regnology's Risk Hub and supervisory analytics solutions.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/regnologygroup
• YouTubeyoutube.com/channel/UCkBqXkjtig03kyGZ0ks2zrg
• LinkedInlinkedin.com/company/fingo
• Facebookfacebook.com/FINGO.IT

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fingo