Wilkerson Financial
Wilkerson Financial, operating as CTM Wealth Advisors, is a Frankfort, Kentucky-based private wealth advisory firm serving high-net-worth individuals, families, and small-to-mid-sized businesses across 14 U.S. states with personalized investment management, retirement, tax, and estate planning, delivered through a concierge-level model affiliated with Osaic Wealth and Osaic Advisory Services.
- Company typePrivate
- Founded-
- HeadquartersFrankfort, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Wilkerson Financial does
Wilkerson Financial, operating under the brand CTM Wealth Advisors, is a private wealth advisory practice based in Frankfort, Kentucky, serving individuals, families, and small-to-mid-sized businesses across 14 U.S. states (AZ, FL, GA, IN, KY, MD, NV, NY, NC, OH, TN, TX, VA, WV). The firm was formed by co-founders Jim Clouse and Layne Wilkerson by combining their respective advisory teams to deliver a concierge-level wealth management offering that emphasizes personalized service, trust, and long-term client relationships rather than scale-driven, transactional models.
The firm's service portfolio spans financial planning, investment management, retirement planning, tax minimization strategies, and estate planning for individuals, plus retirement plan services, corporate investment management, and executive compensation planning for businesses. The primary segment is high-net-worth and mass-affluent individuals and families; businesses form a secondary vertical. The firm does not disclose proprietary technology; the operational stack is composed of an Orion Advisor-powered client portal for account access and engagement, with all securities transactions executed through Osaic Wealth, Inc. (FINRA/SIPC member broker-dealer) and all investment advisory services conducted through Osaic Advisory Services, LLC.
Commercially, the firm operates a sales-led, direct advisory model with no disclosed fee schedule or AUM figures. Revenue is generated through recurring advisory fees (structured consistent with industry-standard percentage-of-AUM pricing) and transaction-based commissions on securities. The firm is small (1-10 employees) with no disclosed funding, parent company, subsidiaries, or M&A history. No AI, API, or proprietary technology capabilities are referenced in the source material, and growth signals are limited to multi-state registration, the addition of a business segment, and a website/content marketing presence.
Wilkerson Financial firmographics
Firmographics- Name
- Wilkerson Financial
- Legal name
- CTM Wealth Advisors
- Website
- https://wilkersonfinancial.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Wilkerson Financial, operating as CTM Wealth Advisors, is a Frankfort, Kentucky-based private wealth advisory firm serving high-net-worth individuals, families, and small-to-mid-sized businesses across 14 U.S. states with personalized investment management, retirement, tax, and estate planning, delivered through a concierge-level model affiliated with Osaic Wealth and Osaic Advisory Services.
- Ownership category
- akta.pro rank
Wilkerson Financial industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)
- akta.pro secondary industries
- Tax-Focused Wealth Management RIAs (FSAAACAD), Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)
Keywords
Where Wilkerson Financial is headquartered
LocationHeadquarters
- HQ city
- Frankfort
- HQ country
- United States
- HQ region
- North America
Markets served
Wilkerson Financial business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Wealth Advisory Services: The firm generates revenue through advisory service fees charged to clients for personalized wealth management and financial planning services. Advisory services are offered through Osaic Advisory Services, LLC.
- Securities Transactions: Revenue is generated through securities transactions and related financial products distributed to clients. Securities services are offered through Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Wilkerson Financial product offering
Product offeringCore offering
Wilkerson Financial, doing business as CTM Wealth Advisors, is a concierge-level wealth advisory practice providing personalized investment management, retirement planning, tax minimization, financial planning, and estate planning services to individuals, families, and small-to-mid-sized businesses across the United States. Advisory services are delivered through Osaic Advisory Services, LLC, and securities are offered through Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer.
Product overview
CTM Wealth Advisors operates as a unified wealth advisory practice offering personalized financial solutions. Founded by Jim Clouse and Layne Wilkerson, the firm provides concierge-level wealth advisory services combining their teams, unique skills, and experiences to deliver high-level expertise and support to clients. The firm caters to individuals, families, and businesses seeking comprehensive financial solutions, built on a foundation of trust, integrity, and deep understanding of financial markets.
Differentiator
Problem solved
Functional benefit
Products and services
- Wealth Advisory Services Personalized, concierge-level wealth advisory covering investment management, retirement planning, financial planning, and estate planning for individuals, families, and businesses; delivered through Osaic Advisory Services, LLC.
- Securities Brokerage Services Securities transactions and related financial products distributed to clients, offered through Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer.
- Business Financial Planning Financial planning, retirement plan services, corporate investment management, and executive compensation planning tailored to small and mid-sized businesses and their employees.
Companies that use Wilkerson Financial
Customer profileSegments2 records
Ideal customer profiles2 records
Wilkerson Financial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Wilkerson Financial partnerships and signals
Strategic signalScale indicators1 record
Recent moves4 records
Expansion highlights4 records
Wilkerson Financial competitors and assessment
Company assessmentEmerging players
- Facet Wealth: Digital-first RIA serving HNW individuals with personalized financial planning and investment management. Comparable in targeting mass-affluent and HNW households seeking a concierge experience, but delivered through a tech-enabled model.
Direct peers
- Hightower Advisors: Independent RIA partnership serving HNW individuals, families, and businesses with wealth management, retirement, and tax planning services. Directly comparable boutique-RIA model that has scaled through advisor affiliation.
- Carson Group: Wealth management firm serving advisors and their clients through an RIA and broker-dealer infrastructure similar to Osaic. Comparable in offering advisors a platform to deliver holistic wealth and tax planning to HNW individuals.
- Ronald Blue Trust: Specialized RIA providing wealth management, tax planning, and estate planning to HNW individuals and families with a values-based advisory approach. Comparable in offering integrated tax, retirement, and estate planning within a boutique, relationship-driven RIA model.
- Creative Planning: Large independent RIA offering comprehensive wealth management, retirement, and tax planning to individuals and families. Directly comparable to CTM in service breadth, though at much greater scale; serves as a benchmark for where a high-touch RIA can scale.
- Mariner Wealth Advisors: Independent RIA providing personalized financial planning, investment management, and tax strategies to HNW clients and businesses. Highly comparable in the concierge wealth advisory model and integrated planning approach.
Broad incumbents
- Edward Jones: National wealth advisory incumbent serving individuals and small businesses with financial planning, retirement, and investment services. Comparable in offering personalized concierge-style advisory to mass-affluent and HNW households, though via a far larger branch network.
- Schwab Wealth Advisory: Charles Schwab's wealth advisory service providing personalized investment management and planning to retail and HNW clients. Comparable in delivering advised wealth management, but as a scaled, low-cost incumbent alternative to boutique RIAs.
- Fisher Investments: Large RIA managing portfolios for HNW individuals and institutions, focused on personalized investment management. Comparable in targeting HNW mass-affluent clients, though it operates at vastly greater scale with a more investment-centric offering.
- Vanguard Personal Advisor: Hybrid robo-advisor from Vanguard combining automated portfolio management with human advisor access for goal-based planning and retirement. Comparable in offering wealth advisory at the mass-affluent level, with structurally lower fees that pressure boutique pricing.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Wilkerson Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Wilkerson Financial leadership team
Management profileNumber of profiles
Profiles2 records
Wilkerson Financial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Wilkerson Financial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Wilkerson Financial
What does Wilkerson Financial do?
Wilkerson Financial, doing business as CTM Wealth Advisors, is a concierge-level wealth advisory practice providing personalized investment management, retirement planning, tax minimization, financial planning, and estate planning services to individuals, families, and small-to-mid-sized businesses across the United States. Advisory services are delivered through Osaic Advisory Services, LLC, and securities are offered through Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer.
Is Wilkerson Financial a public or private company?
Wilkerson Financial is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Wilkerson Financial founded?
Wilkerson Financial was founded in -1. It employs 1 to 10 people.
Where is Wilkerson Financial based?
Wilkerson Financial is headquartered in Frankfort, United States, in the North America region.
How does Wilkerson Financial make money?
Two revenue lines are on record. Wealth Advisory Services are the primary driver. The others are securities Transactions.
Who are Wilkerson Financial's main competitors?
Facet Wealth is listed as an emerging player. Direct peers are Hightower Advisors, Carson Group, Ronald Blue Trust, Creative Planning and Mariner Wealth Advisors. Broad incumbents are Edward Jones, Schwab Wealth Advisory, Fisher Investments and Vanguard Personal Advisor.
Does Wilkerson Financial have an API?
No public API is recorded for Wilkerson Financial.
What industry is Wilkerson Financial in?
Wilkerson Financial's product category is Wealth Management. Its primary akta.pro industry code is FSAEABAA, Registered Investment Advisor (RIA) Wealth Management, with a secondary code of FSAAACAD, Tax-Focused Wealth Management RIAs. Its NAICS code is 523940 and its SIC code is 6282.