DFW Investor Lending

What DFW Investor Lending does

DFW Investor Lending, LLC is a privately held hard money lender based in Addison, Texas, founded in 2007 to provide short-term, asset-based financing to real estate investors across the Dallas-Fort Worth Metroplex. The company originates loans directly using its own private capital — no brokers, no third-party lenders — and serves investors in Dallas, Fort Worth, Arlington, Plano, Irving, Garland, Denton, Richardson, Grapevine, and Frisco. Its loan book spans fix-and-flip, rental property, new construction, multi-family, commercial, and land deal financing, with underwriting decisions based on after-repair value (ARV) rather than borrower creditworthiness and approvals reportedly delivered in as little as same-day to 36 hours from application.

The company's core operational differentiator is that its principals are simultaneously licensed property appraisers, active property flippers, landlords, and wholesalers — Frank Friesenhahn (President, 25+ years in appraisal/rehab/investing/lending), Tony Darwin (Managing Partner, 15+ years), and Doug Phillips (Loan Officer, 20+ years). This multi-role profile is positioned as the basis for superior deal evaluation. The company runs two pricing tiers: the Mentor Program for first-time or less-experienced borrowers (13.99% interest, 3% origination, $595 processing fee, 73% LTV on flips) and the Professional Program for borrowers with two or more completed projects (11.99% interest, 2-3% origination). All loans carry terms up to 12 months with no prepayment penalty, and rates are described as starting as low as 12.49% simple interest on the public website.

Revenue is generated primarily through interest income on hard money loans, supplemented by origination fees (2-3% of loan amount) and processing fees ($595 on Mentor deals). Distribution is exclusively direct: an online application, a phone sales line, dedicated landing pages for each DFW city, an educational blog, profitability calculators, and testimonial-driven referral content. Trust is anchored on an A+ Better Business Bureau rating and 5-star Google reviews. There is no disclosed proprietary technology platform, no AI/ML capability, no institutional funding, and no parent company; DFW Investor Lending operates as a founder/operator-owned LLC with a headcount in the 1-10 range.

Name

DFW Investor Lending

Legal name

DFW Investor Lending, LLC

Website

https://dfwinvestorlending.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

DFW Investor Lending is a privately held Addison, Texas-based hard money lender providing short-term, asset-based financing to real estate investors across the Dallas-Fort Worth Metroplex for fix-and-flip, rental, new construction, multi-family, commercial, and land projects.

Ownership category

akta.pro rank

Product category

Hard Money Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro industry

PRIMARYFSALADAH

Construction & Development (C&D) Lending — Commercial/Multifamily

Financial & Insurance/Mortgage & Housing Finance/Commercial & Multifamily Mortgage Lending

SECONDARYFSAHAIAB

Real Assets — Real Estate Debt (Whole Loans, Mezzanine, CMBS/CLO)

Financial & Insurance/Hedge Funds & Alternative Investments/Alternative Investments — Real Assets (Real Estate, Infrastructure, Farmland, Timberland)

Keywords

• Hard money lending
• Real estate investor loans
• Fix and flip financing
• Private money lending
• Asset-based lending

Headquarters

HQ city

Addison

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Interest Income on Hard Money Loans: The primary revenue stream is interest charged on short-term hard money loans provided to real estate investors. Loans are asset-based, with rates starting as low as 12.49% simple interest. Terms are up to 12 months.
2. Origination Fees: One-time origination fees are charged at loan closing, ranging from 2% to 3% of the loan amount depending on the borrower's program tier (Mentor vs. Professional).
3. Processing Fees: A $595 processing fee is charged for loans under the Mentor Program. Professional Program borrowers do not pay a separate processing fee.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels6 records

Core offering

DFW Investor Lending is a direct hard money lender providing short-term, asset-based loans to real estate investors in the Dallas-Fort Worth Metroplex. Its core products include fix and flip loans, new construction loans, rental property loans, multi-family loans, commercial property loans, and land deal financing, with terms up to 12 months, rates starting at 12.49% simple interest, and no prepayment penalties. The company also operates licensed property appraisal services to support its own underwriting.

Product overview

DFW Investor Lending, LLC is a Dallas-based hard money lender providing private money lending for real estate investors in the Dallas-Fort Worth Metroplex. The company operates two loan programs: the Mentor Program (for first-time or less experienced borrowers) and the Professional Program (for experienced investors with two or more completed projects). Core loan products include Fix and Flip Loans, New Construction Loans, Rental Property Loans, Land Deal Financing, Commercial Property Loans, and Multi-Family Hard Money Loans. Additional offerings include Profitability Calculators, Online Borrower Application, Draw Request Form, Property Appraisal Services, and Educational Videos. The company is authorized and licensed as property appraisers and is A+ rated by the Better Business Bureau.

Differentiator

Problem solved

Functional benefit

Products and services

• Fix and Flip Loans Hard money loans for real estate investors to purchase, renovate, and sell properties for profit, with approval based on after-repair value (ARV) and asset collateral rather than borrower creditworthiness. Max LTV 73% on flips, 12-month term, no prepayment penalty.
• New Construction Loans Hard money financing for investors who own land and want to build properties from the ground up for sale or rental. Loan terms up to 12 months with no prepayment penalty.
• Rental Property Loans Mid- to long-term hard money financing for investors purchasing rental properties to build equity and passive income, with up to 75% LTV on rental properties.
• Land Deal Financing Hard money loans for real estate transactions where investors purchase or lease land to develop or resell for profit.
• Commercial Property Loans Hard money financing for commercial buildings intended for leasing to retail stores, offices, or other commercial tenants.
• Multi-Family Hard Money Loans Hard money loans on multi-family properties including duplexes, triplexes, four-plexes, apartment buildings, townhouses, and condominiums for fix-and-flip or rental investment purposes.
• Property Appraisal Services Licensed property appraisal services used to determine property values and after-repair value (ARV) supporting the company's lending decisions and available to investors in the DFW Metroplex.

Quantifiable outcome

• Loans fund in days rather than weeks, compared to 30-45 days for conventional mortgage lenders
• +3 more outcomes

Named customers4 records

Segments8 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Visio Lending: Specializes in rental portfolio loans for real estate investors, including single-family and small multifamily rentals. Comparable to DFW's rental property loan product and similar investor customer base.
• Lima One Capital: Direct private lender offering fix-and-flip, rental, and multifamily loans to real estate investors. Highly comparable to DFW Investor Lending in product mix (fix-and-flip, rental, new construction) and asset-based underwriting model.
• NewSilver: Private bridge lending platform for real estate investors, with a focus on fix-and-flip and rental financing. Directly comparable to DFW Investor Lending in short-term, asset-based loan products for house flippers and landlords.
• LendingHome (Kiavi): One of the largest digital hard money lenders in the US, originating short-term bridge and fix-and-flip loans to real estate investors. Directly comparable to DFW Investor Lending in product type (asset-based, ARV-driven investor loans) and target customer, though at much larger scale and national in scope.
• CoreVest Finance: Private lender focused on residential real estate investors, providing bridge loans for fix-and-flip and rental financing. Direct competitor in the same asset-based, investor-focused lending segment as DFW Investor Lending.
• Patch of Land: Real estate investment platform that lends to fix-and-flip and rental investors via short-term bridge loans. Comparable to DFW in target customer (real estate investors) and bridge loan product structure.
• BridgeWell Capital: Direct private/hard money lender for real estate investors, offering fix-and-flip, rental, and construction loans. Closely comparable to DFW Investor Lending in business model as a direct (non-broker) hard money shop focused on short-term investor capital.

Emerging players

• Groundfloor: Real estate investment platform enabling individual investors to fund short-term loans for house flippers and developers. Overlaps with DFW Investor Lending's fix-and-flip customer base but uses a crowdfunded capital model rather than balance-sheet lending.

Broad incumbents

• A&D Mortgage: Non-QM and wholesale mortgage lender serving real estate investors and self-employed borrowers. Tangentially comparable to DFW's investor-lending focus but operates at much larger scale and across a wider set of non-agency mortgage products.
• Angel Oak Mortgage Solutions: Non-QM and investor-focused mortgage lender operating as part of a larger financial services platform. Comparable in serving real estate investors with non-standard financing, but at significantly larger scale and across a broader product portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/DFWLending
• YouTubeyoutube.com/channel/UCUlPuDZeIx_0g0DU7MvLmNA
• Facebookfacebook.com/dfwil
• LinkedInlinkedin.com/company/dfw-investor-lending-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DFW Investor Lending