MGEL
MGEL is a French not-for-profit mutual insurance organization, founded in 1948 and headquartered in Nancy, serving 18-35 year-olds (students, apprentices, young professionals) through an integrated ecosystem of health insurance, student housing, coworking, property management, and health prevention services across France.
- Company typePrivate
- Founded1948
- HeadquartersReims, France
- Headcount101–250
- GTM typeB2C
- OfferingServices
What MGEL does
MGEL (Mutuelle Générale des Etudiants de l'Est), founded in 1948 and headquartered in Nancy, France, is a not-for-profit mutual insurance organization operating under Book III of the French Code de la Mutualité. It serves individuals aged 18-35, primarily students, apprentices, and young professionals, through an integrated ecosystem that combines health insurance with housing, prevention, and workspace services. The group has 101-250 employees and operates nationwide in France through multiple physical offices in Nancy, Clichy, Strasbourg, Angers, and Nantes.
The group's revenue is generated across five primary streams: recurring health insurance subscriptions (the core since 1948), rental income from student residences, young-worker housing, coliving spaces, and social hotel residences, subscription and usage-based fees from coworking spaces, transaction-based property management fees from SMEB'Habitat (~400 units in Angers and Nantes), and professional services from health prevention programs including e-learning modules and mental health ambassador initiatives. Pricing models include monthly housing subscriptions (APL/ALS-eligible), pay-as-you-go flexible coworking and hotel stays, and transaction-based real estate services; pricing is not publicly disclosed.
MGEL's technology footprint is centered on digital platforms and property management systems for housing, prevention, and coworking services. Notable proprietary components include MGEL Prévention's certifying e-learning modules (specialized for the 18-35 demographic) and an integrated student housing management system covering residences, coliving, and hotel residences across France. Distribution is direct-to-consumer via branded subsidiary websites (MGEL Logement, Moov'Appart Hôtel, La Pousse Coworking, SMEB'Habitat, MGEL Prévention), with institutional referral partnerships through SIAO, Action Logement, and ARS, and a co-developed digital mutual platform (Yvon) with Groupe VYV.
MGEL firmographics
Firmographics- Name
- MGEL
- Legal name
- La Mutuelle Générale des Etudiants de L'est
- Website
- https://mgel.fr
- Company type
- Private
- Founded year
- 1948
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- MGEL is a French not-for-profit mutual insurance organization, founded in 1948 and headquartered in Nancy, serving 18-35 year-olds (students, apprentices, young professionals) through an integrated ecosystem of health insurance, student housing, coworking, property management, and health prevention services across France.
- Ownership category
- akta.pro rank
MGEL industry classification
Industry- Product category
- Mutual Health Insurance
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Other Insurance Funds (52519)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
Keywords
Where MGEL is headquartered
LocationHeadquarters
- HQ city
- Reims
- HQ country
- France
- HQ region
- Europe
Offices5 records
Markets served
MGEL business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
Revenue model
- Student and youth housing rentals: Rental income from student residences, young worker housing, coliving spaces, and social hotel residences (Moov'Appart Hôtel) across France. Offers flexible stays from one night to several months.
- Property management fees (SMEB'Habitat): Rental management and real estate transaction services for landlords and tenants in Angers and Nantes, managing approximately 400 housing units.
- Coworking space subscriptions: Flexible workspace rental at La Pousse Coworking locations in Clichy and Strasbourg, offering hourly, daily, and monthly plans for desks and meeting rooms.
- Health insurance subscriptions: Student mutual insurance providing health coverage, historically the core business since 1948, expanding to prevention and digital platforms.
- Health prevention services: Prevention programs including e-learning, mental health ambassador training, and health workshops for youth aged 18-35.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Student housing with APL/ALS eligibility |
| Hybrid | Pay-as-you-go | Flexible hotel accommodation for short to extended stays |
| Usage-based | Pay-as-you-go | Flexible coworking workspace access |
| Transaction based/ take rate | Pay-as-you-go | Rental management and real estate transaction services |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels4 records
MGEL product offering
Product offeringCore offering
MGEL is a French mutual insurance organization (mutuelle) founded in 1948 that provides complementary health insurance, housing, health prevention, and related services for students, apprentices, and young professionals aged 18-35. Its core offering is mutualist health insurance, augmented by an integrated ecosystem of student residences, flexible hotel accommodations, coworking spaces, a real estate agency, and dedicated health prevention programs including certifiable e-learning.
Product overview
MGEL (Mutuelle Générale des Etudiants de l'Est) is a mutual insurance group founded in 1948 serving 18-35 year olds (students, alternates, young professionals) with a comprehensive ecosystem combining health insurance, housing, and prevention services. The core offering centers on health mutual insurance, supplemented by MGEL Logement (student housing network), Moov'Appart Hôtel (flexible hotel accommodations), La Pousse Coworking (coworking spaces), SMEB'Habitat (real estate agency), and MGEL Prévention (health prevention). Additional brands include Yvon (digital student platform), Vital Assur (daily insurance), MVS (non-student mutual solutions), and FAVE (student welfare fund).
Differentiator
Problem solved
Functional benefit
Brands
- MGEL Logement: Student and young active housing, residences, coliving spaces across France
- Moov'Appart Hôtel
- La Pousse Coworking
- SMEB'Habitat
- MGEL Prévention
- FAVE
- Vital Assur
- Yvon
Products and services
- MGEL Student Mutual Health Insurance Core complementary health insurance mutual for students, alternates, and young professionals aged 18-35, founded in 1948, providing comprehensive health coverage and prevention services.
- MGEL Logement (Student & Youth Housing) Student and young professional housing network offering residences, coliving houses, and social hotel residences across France, with functional, equipped, and accessible accommodations from T1 to T6, eligible for APL/ALS housing assistance.
- Moov'Appart Hôtel (Flexible Accommodation) Flexible social hotel residences (RHVS) offering accommodation for stays from one night to several months, serving young people, employees in mobility, SIAO-referred individuals, Action Logement beneficiaries, and direct clients, with included services such as broadband, bedding, and regular cleaning.
- La Pousse Coworking Flexible coworking workspaces in Clichy and Strasbourg offering private offices, open-space desks, hourly or monthly rentals, meeting rooms, and afterwork events for students, independents, associations, and companies.
- SMEB'Habitat (Real Estate Agency) Real estate agency specializing in student and young professional housing in Angers and Nantes, managing approximately 400 rental properties including studios and colocations, providing rental management and transaction services.
- MGEL Prévention (Health Prevention) Health prevention structure offering pedagogical tools, proximity services, and accessible prevention pathways including certifiable e-learning modules and mental health ambassador programs, promoting physical, mental, and social well-being for 18-35 year olds.
- Yvon (Digital Mutualist Platform) First 100% digital mutualist platform dedicated to students, created in collaboration with Groupe VYV, providing digital health services for the student demographic.
- Vital Assur Insurance brand selecting the best daily insurance solutions from specialized partners for MGEL members.
- Mutuelle Vitalité Santé (MVS) MGEL brand offering mutualist health solutions for the non-student public, extending the group's mutual insurance offering beyond the student demographic.
- FAVE (Fonds d'Amélioration de la Vie Étudiante) Fund (Fonds d'Amélioration de la Vie Étudiante) created to support young people in precarious situations, improving their living, study, health, and mobility conditions.
Quantifiable outcome
- ~400 housing units managed in Angers and Nantes by SMEB'Habitat
- +3 more outcomes
Companies that use MGEL
Customer profileSegments5 records
Ideal customer profiles4 records
MGEL technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
MGEL partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Groupe VYVcoreIn collaboration with Groupe VYV, MGEL created the Yvon brand - the first 100% digital mutualist platform dedicated to students. This partnership leveraged both groups' mutualist expertise to deliver digital-first health services for students.
- CoReSS Grand Est (Comité Régional de coordination en Santé Sexuelle)coreMGEL Prévention is a full member (membre titulaire) of CoReSS Grand Est, the Regional Coordination Committee for Sexual Health, in connection with the Regional Health Agency (ARS). This membership enables structured promotion of sexual and reproductive health among youth.
- SIAO (Service Intégré d'Accueil et d'Orientation)minorState referral system directing individuals to Moov'Appart Hôtel social hotel residences for dignified temporary housing solutions.
- Action LogementminorNational organization channeling employees in professional mobility to Moov'Appart Hôtel residences for extended stay accommodation.
- ARS (Agence Régionale de Santé)coreRegional Health Agency with which MGEL Prévention collaborates as member of CoReSS Grand Est for regional health strategy implementation.
Scale indicators3 records
Recent moves9 records
Expansion highlights5 records
MGEL competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key highlights7 records
Customer concentration
MGEL social profiles
Digital presenceMGEL compliance and trust
Trust signalCompliance2 records
MGEL financial estimates
Financial estimateRevenue estimate
Valuation estimate
MGEL leadership team
Management profileNumber of profiles
Profiles1 record
MGEL subsidiaries and ownership
Company hierarchySubsidiaries9 records
MGEL funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MGEL M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MGEL
What does MGEL do?
MGEL is a French mutual insurance organization (mutuelle) founded in 1948 that provides complementary health insurance, housing, health prevention, and related services for students, apprentices, and young professionals aged 18-35. Its core offering is mutualist health insurance, augmented by an integrated ecosystem of student residences, flexible hotel accommodations, coworking spaces, a real estate agency, and dedicated health prevention programs including certifiable e-learning.
Is MGEL a public or private company?
MGEL is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was MGEL founded?
MGEL was founded in 1948. It employs 101 to 250 people.
Where is MGEL based?
MGEL is headquartered in Reims, France, in the Europe region.
How does MGEL make money?
Five revenue lines are on record. Student and youth housing rentals are the primary driver. The others are property management fees (SMEB'Habitat), coworking space subscriptions, health insurance subscriptions and health prevention services.
Does MGEL have an API?
No public API is recorded for MGEL.
What industry is MGEL in?
MGEL's product category is Mutual Health Insurance. Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services. Its NAICS code is 52411 and its SIC code is 6411.