Quivira Capital

Name

Quivira Capital

Legal name

Quivira Capital Limited

Website

https://quiviracap.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Bridging Finance / Short-term Property-backed Lending

NAICS

Finance and Insurance (52)

SIC

Mortgage Bankers & Loan Correspondents (6162), Short-Term Business Credit Institutions (6153)

akta.pro industry

PRIMARYFSALADAG

Balance-Sheet / Portfolio CRE Lending

Financial & Insurance/Mortgage & Housing Finance/Commercial & Multifamily Mortgage Lending

Keywords

• Bridging finance lending
• Short-term property loans
• Auction property finance
• Development finance lending
• Property-backed secured loans

Headquarters

HQ city

Pinner

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Bridging Loan Interest: Quivira Capital generates revenue through interest charged on bridging loans. The company offers short-term financing facilities secured against UK property, with loan terms ranging from 2-18 months. Interest rates vary based on loan characteristics and risk profile.
2. Commission from Intermediaries: The company pays commission to intermediaries (IFAs, wealth managers) who refer borrowers, at a rate of 1%+. This represents a cost structure rather than a direct revenue stream.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

Quivira Capital is a UK-based bridging finance provider that lends short-term, property-secured loans to individuals and businesses. It offers Vanilla, Exotic, and Bespoke facility tiers ranging from £100k to £10m with terms of 2–18 months and maximum 85% LTV, including auction finance and development finance up to 70% of GDV. Capital is sourced from private funders and institutional funding partners.

Product overview

Quivira Capital is a bridging finance provider offering three tiers of short-term lending products: Type A (vanilla facilities) for straightforward charges, Type B (exotic facilities) for complex scenarios, and Type C (bespoke facilities) for completely unique case-by-case arrangements. The portfolio includes auction finance, development finance (up to 70% GDV), and general bridging loans ranging from £100k to £10m with maximum 85% LTV and 2-18 month terms. The company serves borrowers, intermediaries, and funders through its bespoke private finance platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Type A (Vanilla Facilities) Straightforward first, second or third charge bridging facilities with minimal complexity, including auction finance products for property purchases at auction. Targeted at borrowers needing fast, uncomplicated short-term property-secured loans.
• Type B (Exotic Facilities) More complex bridging facilities requiring deviation from standard processes and bespoke commercial assessment of factors such as borrower nationality, exit strategy, or LTV. Targets borrowers with unconventional situations that require creative structuring.
• Type C (Bespoke Facilities) Completely unique case-by-case facilities requiring a bespoke approach, including development finance funding up to 70% of GDV for experienced developers. Targeted at highly complex or unique borrower scenarios that cannot be standardized.
• Bridging Finance (Short-term Property-backed Loans) Short-term property-backed loans ranging from £100k to £10m, with maximum 85% LTV and 2–18 month terms, covering first, second, and third charge positions and supporting new builds, refurbishment, conversions, and grade-listed buildings. Targeted at property borrowers requiring fast, short-term capital.

Quantifiable outcome

• Turnaround time of 72 hours for emergency refinancing situations
• +3 more outcomes

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators6 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• LendInvest: UK property finance platform offering bridging, development, and buy-to-let mortgages with technology-enabled origination. Overlaps in bridging product but operates at much larger scale with broader product portfolio.
• Together Money: Established UK specialist lender offering bridging, development, and secured lending across residential and commercial property. Comparable in product offering but operates at materially greater scale with broader institutional funding access.
• Octopus Property: Large UK specialist property finance provider within the broader Octopus Group, offering bridging, development, and term lending. Comparable product set but significantly larger scale and broader institutional backing.
• Shawbrook Bank: UK challenger bank specialising in property-backed lending including bridging and development finance. Comparable product offering but with full banking licence, deposit funding, and significantly larger balance sheet.
• Funding Circle: UK fintech lender offering business and property-backed loans via a digital platform. Overlaps indirectly in property lending but primarily competes in SMB lending with technology-led distribution.

Direct peers

• Hope Capital: UK bridging lender providing short-term property finance across vanilla and complex scenarios, including development and auction finance. Closely comparable in loan size range, LTV caps, and intermediary distribution model.
• Roma Finance: UK bridging and development finance lender serving borrowers requiring fast, flexible short-term property loans. Directly comparable in offering, customer profile, and use of intermediary channel.
• MT Finance: UK specialist bridging finance lender offering short-term property-backed loans with similar loan sizes, term ranges, and a focus on speed of execution. Directly comparable in product offering and target borrower segment.
• Market Financial Solutions (MFS): UK-based specialist bridging lender offering short-term property-backed loans from £100k-£10m with similar term and LTV parameters. Comparable in scale, product set, and intermediary distribution.

Emerging players

• Atelier Capital Partners: Smaller UK bridging finance specialist focused on bespoke and complex property-backed loans. Comparable in scale and specialisation but at an earlier growth stage with narrower product range.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/quiviracapital2
• Facebookfacebook.com/quiviracapital2
• LinkedInlinkedin.com/company/6337915
• Instagraminstagram.com/quiviracapital

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quivira Capital