What Soliduz does

Soliduz Soluções Financeiras is a Brazilian privately held financial services company, founded in 2017 and headquartered in Joinville, that specializes in B2B credit management and debt collection. Its core service, Cobranças Empresariais, provides corporate debt recovery using AI-driven credit analysis, data-bureau and open-web enrichment, robotic multi-channel activation across WhatsApp, SMS, social media and dialers, and trained negotiators. The company supplements collection with Antecipação de Recebíveis (receivables anticipation) and Concessão de Crédito (credit lines for debtors), and operates a consumer-facing self-service negotiation portal (negocie.soliduz.com.br), a centralized BI dashboard platform, and a multi-channel online payment platform supporting boleto, credit card and bank transfer.

Underlying technology centers on a proprietary AI platform connected to credit bureaus, big data, and open-web sources for debtor enrichment, coupled with an automated activation system that the company states handles 73% of manual collection work. System integration with clients is delivered via API or database, enabling automated remittance flows and real-time BI reporting for enterprise customers. The company's stated metrics include a 38.7% increase in client liquidity index, up to 18% reduction in PDD (Provision for Doubtful Debts), and a client-claimed best-in-market recovery rate versus competing assessorias.

Soliduz generates revenue through professional services (collection), transaction fees (receivables anticipation and credit concession), and what it describes as subscription/recurring elements in credit line offerings. GTM is sales-led and enterprise-oriented, with named customers including Krona Tubos e Conexões, Oxford Porcelanas, Móveis Rudnick, Grupo Oesa, Mueller Group, Marlan Group, and Alenice. Marketing relies on content (blog, ebooks, webinars) and direct sales consultation; distribution is domestic-only (Brazil) with no public funding, ownership, or revenue disclosures.

Name

Soliduz

Legal name

Soliduz Soluções Financeiras

Website

https://soliduz.com.br

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Soliduz is a Brazilian financial services firm offering AI-enabled B2B credit management, corporate debt collection, receivables anticipation, and a self-service debtor negotiation portal, serving enterprise customers primarily in manufacturing and retail.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Other Activities Related to Credit Intermediation (522390), Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320), Finance Services (6199)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

akta.pro secondary industry

Treasury, Cash Management & Liquidity (SME) (FSAGAJAG)

Keywords

• Corporate debt collection
• Credit management services
• Receivables anticipation
• AI collection automation
• Debt negotiation platform

Headquarters

HQ city

Joinville

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D

Revenue model

1. Cobranças Empresariais: Corporate debt collection services using AI, data bureaus, automated contacting systems, and specialized negotiators. Services include debtor research, personalized activation, and specialized collection with 73% of manual work automated.
2. Antecipação de Recebíveis: Accounts receivable anticipation services and credit solutions for debtors to honor commitments, providing more liquidity, cash flow, and revenue for client companies. Includes trade finance, credit for debt settlement, and partnership with investment funds.
3. Concessão de Crédito: Credit line offerings for debtor clients to honor payments, generating additional revenue streams for client companies through interest and transaction fees.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Soliduz is a Brazilian financial services company that provides B2B corporate debt collection (Cobranças Empresariais), receivables anticipation/credit lines for debtors (Antecipação de Recebíveis), and credit management services. Its delivery is supported by proprietary technology platforms: an AI-powered credit analysis engine connected to data bureaus and the open web, a robotic multi-channel activation (contacting) system, a centralized Business Intelligence platform for real-time operational visibility, an online debt negotiation portal for end-debtors, and a multi-channel payment platform (boleto, credit card, bank transfer).

Product overview

Soliduz is a financial solutions company specializing in credit and debt collection services in Brazil. The offering consists of Cobranças Empresariais (corporate debt collection) as the core service, supplemented by Antecipação de Recebíveis (receivables advance/credit offerings), and supported by three technology platforms: Portal de Negociação Online (self-service negotiation portal), Business Intelligence Platform (data centralization and analytics), and Plataforma de Pagamento Online (multi-channel payment processing). The company combines human expertise (specialized negotiators) with AI-powered automation and multi-channel communication capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Cobranças Empresariais (Corporate Debt Collection) Outsourced corporate debt collection service that uses AI-powered data research, personalized activation across multiple communication channels, and specialized negotiators to recover overdue receivables on behalf of Brazilian B2B clients across manufacturing, retail, and consumer-goods sectors.
• Antecipação de Recebíveis (Receivables Anticipation) Receivables anticipation service offering credit lines to debtor customers so they can settle outstanding obligations, including credit for debt liquidation and partnerships with investment funds, designed to generate additional liquidity, cash flow, and revenue for client companies.
• Portal de Negociação Online (Online Debt Negotiation Portal) Self-service online portal (negocie.soliduz.com.br) that allows individual debtors to renegotiate and settle outstanding debts quickly, practically, and securely, providing a digital alternative to phone-based collection.
• Plataforma de Business Intelligence (Business Intelligence Platform) Centralized data management platform that consolidates information from multiple client systems, providing clear real-time visibility into collection operations, transparent work progress tracking, and personalized reports for B2B clients.
• Multiplataforma de Pagamento (Multi-channel Online Payment Platform) Secure, practical multi-channel online payment platform that enables debtors to make installment payments through boleto, credit card, bank transfer, and other methods with a simple click-based user experience.

Quantifiable outcome

• 73% of manual collection work automated through robotic contacting system
• +4 more outcomes

Named customers7 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability5 records

Feature7 records

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Omie: Omie is a Brazilian cloud financial-management platform for SMBs and mid-market companies, offering receivables and cash-flow management features that overlap with Soliduz's BI and payment-platform capabilities, though aimed at a smaller segment.
• Pair Finance: Pair Finance is a European AI-powered digital debt-collection platform combining automated outreach with human negotiators — functionally very similar to Soliduz's hybrid human-tech collection model with multi-channel activation.
• TrueAccord: TrueAccord is a US-based tech-enabled debt collection platform using AI-driven, multi-channel digital outreach — a clear functional analog to Soliduz's robotic activation system and negotiation portal, in a different geography.
• Creditas: Creditas is a Brazilian fintech specializing in credit solutions and receivables-backed products, comparable in technology-forward B2B credit orientation and in selectively extending credit to consumers/SMBs — though its core products lean toward asset-backed lending rather than collections.
• Conta Azul: Conta Azul is a Brazilian SaaS for SMB financial and receivables management — comparable to Soliduz's automation, dashboarding, and online payment functionalities, but positioned for smaller companies and without an outsourced debt-collection service.

Others

• Cobre Fácil: Cobre Fácil is a Brazilian fintech providing automated accounts-receivable and collections infrastructure (boleto, Pix, payment links) — adjacent to Soliduz's multi-channel payment platform and receivable-management operations for SMBs.

Broad incumbents

• Senior Sistemas: Senior is a long-standing Brazilian enterprise-software vendor with financial-management and credit-control modules used by mid-to-large manufacturers — directly comparable customer base to Soliduz but offered as part of a wider HR/ERP suite.
• TOTVS: TOTVS is Brazil's largest enterprise-software provider, with ERP and financial-management modules that include receivables and credit-control functionality serving similar B2B finance teams, though as part of a much broader portfolio rather than a collections specialist.
• Serasa Experian: Serasa Experian is Brazil's largest credit bureau and offers collection/receivables-management products under "Serasa Limpa Nome" overlapping with Soliduz's online negotiation portal, but at much larger scale and with a broader data-services portfolio.

Direct peers

• Boa Vista SCPC: Boa Vista is a Brazilian credit bureau offering scoring, monitoring, and debtor-data services that B2B lenders and collection firms — including Soliduz — rely on; it's the closest pure-play data counterpart in Brazil's receivables ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/soliduzsolucoesfinanceiras

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Soliduz