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Fullmaktskollen i Sverige AB

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uuid002fs5m

Namestring
Fullmaktskollen i Sverige AB
Legal namestring
Fullmaktskollen i Sverige AB
Company typeenum
Private
Founded yearint
2014
Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersStockholm, Sweden
HQ citystring
Stockholm
HQ countrystring
Sweden
HQ regionstring
Europe
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
digital power of attorney, insurance intermediary API, pension management platform, BankID authentication services, insurtech infrastructure
Industry2 codes
1Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS)
CodeFSAGAGABPrimaryYes
2Insurance Program Administration & MGA/MGU Services
CodeFSAEADAKPrimaryNo
NAICS code1 code
  • Agencies, Brokerages, and Other Insurance Related Activities5242
SIC code1 code
  • Insurance Agents, Brokers & Service6411
Product category
Insurance Technology (InsurTech) — Digital Power of Attorney Infrastructure
Social media profiles1 record
GTM motion2 records

Each record includes

Type, Description, Source

Revenue model1 record
1B2B Subscription Fees from Connected Actors
TypeSubscription Recurring
Description

The company charges connected actors (insurance companies, intermediaries, pension providers) subscription fees based on tiered levels (A, B, B2, C, D). Each tier includes a base annual fee plus per-power-of-attorney charges. The company operates on a non-profit basis ('utan vinstintresse') owned by industry associations.

fullmaktskollen.se
Marketing channels5 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels4 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure
Pricing details2 tiers
1Subscription Tier D - Entry level for smaller intermediaries
ModelSubscriptionBilling cadenceAnnual
Notes

Annual base fee: 4,100 SEK. Includes 300 new powers of attorney per year. Additional powers beyond 300: 22 SEK each. Volume fee: 10 SEK per active/executed power of attorney (measured August 31 annually).

fullmaktskollen.se
2Subscription Tiers A, B, B2, C - Higher volume tiers
ModelSubscriptionBilling cadenceAnnual
Notes

Higher tiers available for larger actors with greater volumes. Specific pricing varies by tier level. Pricing set annually in November for the following year.

fullmaktskollen.se
GTM typeB2B
B2B
Offering typeSoftware
Software
Core offering1 text field

Fullmaktskollen i Sverige AB operates a digital power of attorney node (fullmaktskollen.se) for the Swedish life and pension insurance market, enabling individuals and companies to overview, sign, and revoke powers of attorney electronically. The platform supports both information powers of attorney (informationsfullmakt) and intermediary powers of attorney (förmedlingsfullmakt), uses BankID for authentication and signing, and offers a REST API for system-to-system integration with more than 300 connected insurance actors.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 3 values shown
  • 1 million customers use the platform to manage their powers of attorney
+2 more records
Product overview1 text field

Fullmaktskollen i Sverige AB operates a digital power of attorney management platform (fullmaktskollen.se) for the Swedish life insurance and pension industry. The platform offers two core power of attorney types: Informationsfullmakt (information access only) and Förmedlingsfullmakt (full agency authority). Users access the service via BankID/Mobilt BankID for secure authentication and digital signing. The ecosystem includes a REST API for technical integrations, a test environment for API testing, and an external signing solution allowing connected agents to conduct signings in their own interfaces. The company, established in 2014 as a non-profit joint venture between Svensk Försäkring and Svenska Försäkringsförmedlare, connects over 300 insurance actors serving approximately 1 million customers.

Product and service2 records
1Fullmaktskollen.se Platform
CategoryCore Platform
Description

Digital power of attorney management platform for the Swedish life and pension insurance market, enabling individuals and organizations to overview, sign, and revoke powers of attorney electronically using BankID authentication. Free for end users and used by approximately 1 million customers and over 300 connected insurance actors.

2Fullmaktskollen API
Scale indicator4 records

Each record includes

Type, Value, Description, Source

Partnership6 partners
Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2014-03-01
Description

Co-owner of Fullmaktskollen i Sverige AB. Insurance Sweden is the industry association for insurance companies in Sweden. Contributed to the formation and ongoing governance of the platform. Svensk Försäkring took over the chairmanship of Fullmaktskollen in May 2026.

2Svenska Försäkringsförmedlare (Swedish Insurance Brokers)
Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2014-03-01
Description

Co-owner of Fullmaktskollen i Sverige AB. Represents insurance intermediaries/brokers in Sweden. Contributed to formation and governance. Took the chairmanship in May 2024 (led by Tove Hässler, vd on SFM).

fullmaktskollen.se
Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2014-03-01
Description

One of the initiators of Fullmaktskollen and is also a connected actor (BKP/mottagare). Government agency responsible for the Swedish public pension system. Contributed to platform formation and connects to receive powers of attorney.

Strategic tierCoreTypeTechnology or Integration
Description

Technical operations and support provider for Fullmaktskollen. Provides developer support for API integration questions ([email protected]). Handles technical troubleshooting and system maintenance.

Strategic tierCoreTypeImplementation/ SI/ Consulting Partner
Description

Institute for self-regulation formed by Svenska Försäkringsförmedlare and major life insurance companies. Verifies compliance of insurance intermediaries. Connected actors registered with InsureSec have demonstrated compliance with good insurance mediation practices.

Strategic tierMinorTypeChannel Partner/ Reseller/ Distributor
Description

Approved integration suppliers for smaller intermediaries who want to connect to Fullmaktskollen but lack direct API integration capability. Provide turnkey connection solutions.

Recent move7 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight4 records

Each record includes

Type, Description

Peers10 records
TypeBroad incumbent
Description

Enterprise e-signature solution from Adobe. Broad incumbent competing for digital-signing workloads across regulated industries, including insurance, but does not offer Fullmaktskollen's industry-utility model or deep Swedish regulatory alignment.

TypeDirect peer
Description

Norway-headquartered digital identity and electronic signing platform serving banks, insurers, and other regulated industries across the Nordics and Europe. Direct peer in providing BankID/electronic-ID-enabled trust services to the insurance sector.

TypeOthers
Description

Swedish national electronic identification infrastructure provider on which Fullmaktskollen is built. Not a competitor but a critical infrastructure dependency and ecosystem participant, comparable in adjacent identity-trust provision.

TypeBroad incumbent
Description

Global e-signature and agreement cloud platform. Operates broadly across industries including insurance, but lacks Fullmaktskollen's deep Swedish insurance-market specialization, BankID-native integration, and POA-lifecycle focus.

TypeDirect peer
Description

Nordic-based e-signature and digital onboarding platform widely used by insurance and financial services firms. Closest direct peer to Fullmaktskollen in serving Swedish/Nordic insurance with BankID-integrated signing and identity infrastructure.

TypeEmerging player
Description

Estonia-based identity verification platform serving fintech and insurance with KYC/AML and biometric verification. Emerging player with overlapping identity-verification and e-signing use cases in Nordic/European financial services.

TypeBroad incumbent
Description

Nordic-headquartered business software and SaaS conglomerate with broad presence in financial and HR/payroll workflows. Broad incumbent operating in adjacent admin-software categories touching insurance intermediaries and pension management.

TypeEmerging player
Description

AI-driven digital identity verification provider serving financial services and insurance globally. Emerging player in the identity-verification layer that Fullmaktskollen also touches via BankID, though with a different product focus.

TypeBroad incumbent
Description

Nordic IT services and software vendor with established insurance industry practice, providing core systems and digital services to Nordic insurers. Broad incumbent offering overlapping digital-infrastructure capabilities to the same customer base.

TypeRegional player
Description

Nordic/European payments and digital identity services provider. Regional player with overlapping digital-trust and identity capabilities for financial services in the Nordics, though primarily focused on payments rather than POA lifecycle management.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers10 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment4 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
Yes
API detail
Has APIbool
Yes

Docs URL, Description

Integration7 records

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Feature4 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Fullmaktskollen i Sverige AB

Insurance Technology (InsurTech) — Digital Power of Attorney Infrastructurefullmaktskollen.se

Fullmaktskollen i Sverige AB firmographics

Firmographics
Name
Fullmaktskollen i Sverige AB
Legal name
Fullmaktskollen i Sverige AB
Website
https://fullmaktskollen.se
Company type
Private
Founded year
2014
Operating status
Operating
Headcount range
1–10 employees
Ownership category
akta.pro rank

Fullmaktskollen i Sverige AB industry classification

Industry
Product category
Insurance Technology (InsurTech) — Digital Power of Attorney Infrastructure
NAICS
Agencies, Brokerages, and Other Insurance Related Activities (5242)
SIC
Insurance Agents, Brokers & Service (6411)
akta.pro primary industry
Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)
akta.pro secondary industry
Insurance Program Administration & MGA/MGU Services (FSAEADAK)

Keywords

  • Digital power of attorney
  • Insurance intermediary API
  • Pension management platform
  • BankID authentication services
  • Insurtech infrastructure

Where Fullmaktskollen i Sverige AB is headquartered

Location

Headquarters

HQ city
Stockholm
HQ country
Sweden
HQ region
Europe

Offices1 record

Markets served

Fullmaktskollen i Sverige AB business model

Business model
GTM type
B2B
Offering type
Software
Cost components
Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure

Revenue model

  1. B2B Subscription Fees from Connected Actors: The company charges connected actors (insurance companies, intermediaries, pension providers) subscription fees based on tiered levels (A, B, B2, C, D). Each tier includes a base annual fee plus per-power-of-attorney charges. The company operates on a non-profit basis ('utan vinstintresse') owned by industry associations.

Pricing tiers

ModelBillingPrice
SubscriptionAnnualSubscription Tier D - Entry level for smaller intermediaries
SubscriptionAnnualSubscription Tiers A, B, B2, C - Higher volume tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Fullmaktskollen i Sverige AB product offering

Product offering

Core offering

Fullmaktskollen i Sverige AB operates a digital power of attorney node (fullmaktskollen.se) for the Swedish life and pension insurance market, enabling individuals and companies to overview, sign, and revoke powers of attorney electronically. The platform supports both information powers of attorney (informationsfullmakt) and intermediary powers of attorney (förmedlingsfullmakt), uses BankID for authentication and signing, and offers a REST API for system-to-system integration with more than 300 connected insurance actors.

Product overview

Fullmaktskollen i Sverige AB operates a digital power of attorney management platform (fullmaktskollen.se) for the Swedish life insurance and pension industry. The platform offers two core power of attorney types: Informationsfullmakt (information access only) and Förmedlingsfullmakt (full agency authority). Users access the service via BankID/Mobilt BankID for secure authentication and digital signing. The ecosystem includes a REST API for technical integrations, a test environment for API testing, and an external signing solution allowing connected agents to conduct signings in their own interfaces. The company, established in 2014 as a non-profit joint venture between Svensk Försäkring and Svenska Försäkringsförmedlare, connects over 300 insurance actors serving approximately 1 million customers.

Differentiator

Problem solved

Functional benefit

Products and services

  • Fullmaktskollen.se Platform Digital power of attorney management platform for the Swedish life and pension insurance market, enabling individuals and organizations to overview, sign, and revoke powers of attorney electronically using BankID authentication. Free for end users and used by approximately 1 million customers and over 300 connected insurance actors.
  • Fullmaktskollen API

Quantifiable outcome

  • 1 million customers use the platform to manage their powers of attorney
  • +2 more outcomes

Companies that use Fullmaktskollen i Sverige AB

Customer profile

Named customers10 records

Segments4 records

Ideal customer profiles2 records

Fullmaktskollen i Sverige AB technology and API

Technology

Technology focussed Yes

API detail

Has API
Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration7 records

Feature4 records

Fullmaktskollen i Sverige AB partnerships and signals

Strategic signal

Partnerships

Six partnerships are on record, tiered core and minor.

  • Svensk Försäkring (Insurance Sweden)coreStrategic or Co-development Partner · 1 March 2014Co-owner of Fullmaktskollen i Sverige AB. Insurance Sweden is the industry association for insurance companies in Sweden. Contributed to the formation and ongoing governance of the platform. Svensk Försäkring took over the chairmanship of Fullmaktskollen in May 2026.
  • Svenska Försäkringsförmedlare (Swedish Insurance Brokers)coreStrategic or Co-development Partner · 1 March 2014Co-owner of Fullmaktskollen i Sverige AB. Represents insurance intermediaries/brokers in Sweden. Contributed to formation and governance. Took the chairmanship in May 2024 (led by Tove Hässler, vd on SFM).
  • Pensionsmyndigheten (Swedish Pensions Agency)coreStrategic or Co-development Partner · 1 March 2014One of the initiators of Fullmaktskollen and is also a connected actor (BKP/mottagare). Government agency responsible for the Swedish public pension system. Contributed to platform formation and connects to receive powers of attorney.
  • Softronic ABcoreTechnology or IntegrationTechnical operations and support provider for Fullmaktskollen. Provides developer support for API integration questions ([email protected]). Handles technical troubleshooting and system maintenance.
  • InsureSeccoreImplementation/ SI/ Consulting PartnerInstitute for self-regulation formed by Svenska Försäkringsförmedlare and major life insurance companies. Verifies compliance of insurance intermediaries. Connected actors registered with InsureSec have demonstrated compliance with good insurance mediation practices.
  • Leo, Bonnaya, Försäkringsfabriken, Webcap, BrokerWeb (Integration Suppliers)minorChannel Partner/ Reseller/ DistributorApproved integration suppliers for smaller intermediaries who want to connect to Fullmaktskollen but lack direct API integration capability. Provide turnkey connection solutions.

Scale indicators4 records

Recent moves7 records

Expansion highlights4 records

Fullmaktskollen i Sverige AB competitors and assessment

Company assessment

Broad incumbents

  • Adobe Acrobat Sign: Enterprise e-signature solution from Adobe. Broad incumbent competing for digital-signing workloads across regulated industries, including insurance, but does not offer Fullmaktskollen's industry-utility model or deep Swedish regulatory alignment.
  • DocuSign: Global e-signature and agreement cloud platform. Operates broadly across industries including insurance, but lacks Fullmaktskollen's deep Swedish insurance-market specialization, BankID-native integration, and POA-lifecycle focus.
  • Visma: Nordic-headquartered business software and SaaS conglomerate with broad presence in financial and HR/payroll workflows. Broad incumbent operating in adjacent admin-software categories touching insurance intermediaries and pension management.
  • TietoEVRY: Nordic IT services and software vendor with established insurance industry practice, providing core systems and digital services to Nordic insurers. Broad incumbent offering overlapping digital-infrastructure capabilities to the same customer base.

Direct peers

  • Signicat: Norway-headquartered digital identity and electronic signing platform serving banks, insurers, and other regulated industries across the Nordics and Europe. Direct peer in providing BankID/electronic-ID-enabled trust services to the insurance sector.
  • Scrive: Nordic-based e-signature and digital onboarding platform widely used by insurance and financial services firms. Closest direct peer to Fullmaktskollen in serving Swedish/Nordic insurance with BankID-integrated signing and identity infrastructure.

Others

  • BankID: Swedish national electronic identification infrastructure provider on which Fullmaktskollen is built. Not a competitor but a critical infrastructure dependency and ecosystem participant, comparable in adjacent identity-trust provision.

Emerging players

  • Veriff: Estonia-based identity verification platform serving fintech and insurance with KYC/AML and biometric verification. Emerging player with overlapping identity-verification and e-signing use cases in Nordic/European financial services.
  • Onfido: AI-driven digital identity verification provider serving financial services and insurance globally. Emerging player in the identity-verification layer that Fullmaktskollen also touches via BankID, though with a different product focus.

Regional players

  • Nets (Nexi Group): Nordic/European payments and digital identity services provider. Regional player with overlapping digital-trust and identity capabilities for financial services in the Nordics, though primarily focused on payments rather than POA lifecycle management.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Fullmaktskollen i Sverige AB social profiles

Digital presence

Fullmaktskollen i Sverige AB financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Fullmaktskollen i Sverige AB leadership team

Management profile

Number of profiles

Profiles1 record

Fullmaktskollen i Sverige AB funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Fullmaktskollen i Sverige AB M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fullmaktskollen i Sverige AB

What does Fullmaktskollen i Sverige AB do?

Fullmaktskollen i Sverige AB operates a digital power of attorney node (fullmaktskollen.se) for the Swedish life and pension insurance market, enabling individuals and companies to overview, sign, and revoke powers of attorney electronically. The platform supports both information powers of attorney (informationsfullmakt) and intermediary powers of attorney (förmedlingsfullmakt), uses BankID for authentication and signing, and offers a REST API for system-to-system integration with more than 300 connected insurance actors.

Is Fullmaktskollen i Sverige AB a public or private company?

Fullmaktskollen i Sverige AB is a private company. It is classified as corporate owned and is currently operating.

When was Fullmaktskollen i Sverige AB founded?

Fullmaktskollen i Sverige AB was founded in 2014. It employs 1 to 10 people.

Where is Fullmaktskollen i Sverige AB based?

Fullmaktskollen i Sverige AB is headquartered in Stockholm, Sweden, in the Europe region.

How does Fullmaktskollen i Sverige AB make money?

One revenue line is on record: B2B Subscription Fees from Connected Actors.

Who are Fullmaktskollen i Sverige AB's main competitors?

Broad incumbents on record are Adobe Acrobat Sign, DocuSign, Visma and TietoEVRY. Direct peers are Signicat and Scrive. BankID is listed as an others. Emerging players are Veriff and Onfido. Nets (Nexi Group) is listed as a regional player.

Does Fullmaktskollen i Sverige AB have an API?

Yes. Fullmaktskollen offers a REST API with XML-based message exchange for technical integration. The API enables connected parties (fullmaktshavare and BKP/mottagare) to programmatically manage powers of attorney, including creating, updating, revoking, and querying POAs. Key endpoints include: Store (create/register POA), Resend (update and resend to recipients), SearchCode/SearchCode2 (search POAs by code), SearchContact (search POAs by contact details), ListUniqueCodes/ListUniqueContacts (list unique values), and ReceiveNotification (receive POA events). Authentication uses client certificates (TLS mutual authentication). The API is available for both production and test environments. Partners can integrate directly via their own system integration or through approved connection providers. Developer documentation is at www.fullmaktskollen.se/partner/api-dokumentation.

What industry is Fullmaktskollen i Sverige AB in?

Fullmaktskollen i Sverige AB's product category is Insurance Technology (InsurTech) — Digital Power of Attorney Infrastructure. Its primary akta.pro industry code is FSAGAGAB, Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS), with a secondary code of FSAEADAK, Insurance Program Administration & MGA/MGU Services. Its NAICS code is 5242 and its SIC code is 6411.

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