Svensk Försäkring

What Svensk Försäkring does

Svensk Försäkring is a Swedish non-profit trade association founded in 1937 (current legal entity Svensk Försäkring Service AB, headquartered in Stockholm) that represents approximately 50 insurance and occupational pension companies collectively accounting for over 90% of the Swedish insurance market. The organization operates with roughly 20 employees led by CEO Christina Lindenius, and is governed by a board chaired by Ylva Wessén of Folksam. It serves as the unified industry voice in regulatory advocacy, responding to approximately 80 government consultations per year, and participates in EU-level policy work through memberships in Insurance Europe and PensionsEurope. Membership is also its primary revenue stream; pricing is not publicly disclosed.

The organization maintains a portfolio of member-facing tools and data services: a statistics database built on SAS Visual Analytics 7.5 covering the insurance market, property, life/pension, natural damages, and traffic statistics; standardized medical incapacity certificates and the Kumuleringsverktyg cumulation calculator for personal injury assessment; the annual Kapitaliseringstabell for lump-sum settlements; and property insurance valuation programs FKB (buildings) and G-metoden (machinery). It operates voluntary dispute resolution boards (Svensk Försäkrings Nämnder) handling approximately 1,700 cases per year, and coordinates a subsidiary ecosystem that includes Min Pension (jointly with Pensionsmyndigheten), Larmtjänst (anti-fraud), GSR (claims register), Fullmaktskollen (power of attorney management), and Ersättningskollen.se. Content distribution runs through the website, weekly/daily/monthly newsletters, the monthly "Försäkringssnack" podcast, the annual meeting conference, Almedalen seminars, and press relations via press contact Martin Kling.

Distribution to members and the public is direct: enterprise services are delivered through member engagement and the website, while consumer information flows through subsidiary platforms (MinPension.se, Konsumenternas försäkringsbyrå, Ersättningskollen). The organization also co-operates Konsumenternas Försäkringsbyrå jointly with Finansinspektionen and Konsumentverket for independent consumer advisory services, and collaborates on fraud prevention via Simpt with police and authorities.

Name

Svensk Försäkring

Legal name

Svensk Försäkring Service AB

Website

https://svenskforsakring.se

Company type

Private

Founded year

1937

Operating status

Operating

Headcount range

11–50 employees

Short description

Svensk Försäkring is a Swedish non-profit trade association representing roughly 50 insurance and occupational pension companies that together cover over 90% of Sweden's insurance market, providing industry statistics, standardized calculation tools, dispute resolution boards, and regulatory advocacy.

Ownership category

akta.pro rank

Headquarters

HQ city

Stockholm

HQ country

Sweden

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Membership dues: Svensk Försäkring is funded by membership fees from approximately 50 insurance and occupational pension companies that are members of the organization.

Go-to-market motion3 records

Distribution channels3 records

Marketing channels8 records

Core offering

Svensk Försäkring is a non-profit trade association that represents approximately 50 Swedish insurance and occupational pension companies covering more than 90% of the Swedish insurance market. Its core offering consists of industry advocacy and regulatory engagement, market statistics and analysis, standardized calculation tools and guidelines for insurance valuation, voluntary dispute resolution boards, and consumer-facing information services delivered through subsidiary platforms.

Product overview

Svensk Försäkring (Insurance Sweden) is a trade organization (branschorganisation) for insurance and occupational pension companies in Sweden, representing approximately 50 member companies covering over 90% of the Swedish insurance market. The organization does not offer a unified software product but provides a portfolio of industry services including: standardized medical incapacity certificates (Invaliditetsintyg) and calculation tools (Kumuleringsverktyg, Kapitaliseringstabell) for injury assessment; the FKB insurance calculation program for buildings and G-metoden for machinery valuation; an interactive statistics database (Statistikdatabas) built on SAS Visual Analytics; and various publications including position papers (Ståndpunkts-PM), newsletters, and the Försäkringssnack podcast. The organization also operates voluntary dispute resolution boards (Svensk Försäkrings Nämnder) and provides statistical reports on non-life insurance (Skadeförsäkring) and pension/life insurance (Pensions- och livförsäkringar). These services support member companies, healthcare providers, and consumers in insurance assessment, regulation, and market understanding.

Differentiator

Problem solved

Functional benefit

Products and services

• Invaliditetsintyg (Medical Incapacity Certificates) Standardized medical incapacity certificates used by healthcare providers for insurance companies to assess disability grades for compensation. Includes forms for medical incapacity, jaw/dental injuries, and hand injuries.
• Kumuleringsverktyg (Cumulation Tool for Medical Disability) Interactive web-based tool used by the insurance industry to facilitate calculation of medical disability using cumulative percentage calculation when multiple functional impairments exist.
• Kapitaliseringstabell (Capitalization Table) Reference tables used for voluntary exchange of annual compensation for lump sums in personal injury settlements, as well as calculation of lump sums for costs and inconveniences. Updated annually with mortality assumptions.
• Statistikdatabas (Statistics Database) Interactive SAS Visual Analytics tool for viewing tables, charts, and detailed insurance market data. Contains reports on insurance market, property, life/pension insurance, natural damages, and traffic statistics.
• FKB (Försäkringskalkylprogram för byggnader) Insurance calculation program for buildings that determines rebuilding costs based on building type, year, size, and deviations from standard house types. Used by member companies and external parties for property insurance valuation.
• G-metoden (Machinery Insurance Calculation Method) Method for calculating insurance amounts for machinery, provided as an application by Svensk Försäkring for insurance valuation purposes.
• Svensk Försäkrings Nämnder (Insurance Boards) Voluntary examination boards handling approximately 1,700 cases annually, including personal injury, legal protection, medical assessment, and insurance compensation disputes for insurance companies and consumers.
• Ståndpunkts-PM (Position Papers) Policy position papers covering sustainability, Nordic positions, distribution, non-discrimination, occupational pensions, traffic insurance reform, taxation, and solvency issues.
• Försäkringssnack (Podcast) Monthly podcast covering topics including climate adaptation, legal regulations, pensions, distribution issues, welfare, and more. Target audiences include media, decision-makers, and general insurance-interested parties.
• Nyhetsbrev (Newsletter Subscription) Weekly, daily, and monthly newsletter subscriptions covering news, statistics themes, and member-specific information for the Swedish insurance industry.
• Skadeförsäkring Statistik (Non-Life Insurance Statistics) Comprehensive statistics on property damage, casualty insurance, traffic and motor insurance, and health/accident/vaccination insurance covering claims, premiums, and market shares.
• Pensions- och livförsäkringar Statistik (Pension and Life Insurance Statistics) Statistics on occupational pension insurance, capital insurance, return rates, collective consolidation, and distribution channels for life insurance sales.

Quantifiable outcome

• Responds to approximately 80 consultations annually
• +1 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Nine partnerships are on record, tiered major and core.

• FullmaktskollenmajorStrategic or Co-development Partner · 1 June 2016Owned jointly by Svensk Försäkring and Svenska försäkringsförmedlare (Swedish insurance intermediaries). Provides overview of powers of attorney in life and pension areas. Service launched June 2016, free for individuals and companies.
• Insurance EuropecoreStrategic or Co-development PartnerEuropean insurance industry organization that Svensk Försäkring is a member of. They participate actively in work on various questions at EU level and work directly with EU institutions such as the European Commission and European Parliament.
• PensionsEuropecoreStrategic or Co-development PartnerEuropean occupational pension organization that Svensk Försäkring is a member of. They participate in EU-level work on pension regulations including IORP II review.
• Min Pension (Min Pension i Sverige AB)coreStrategic or Co-development PartnerSubsidiary of Svensk Försäkring operating the pension portal www.minpension.se. Provides individual, simple, and comprehensive information for everyone earning pension in Sweden. Operated in collaboration with Pensionsmyndigheten.
• LarmtjänstmajorStrategic or Co-development PartnerSubsidiary company of Svensk Försäkring that assists in combating insurance crime and organized crime. Works with police and various authorities to stop fraud and criminal behavior.
• Konsumenternas FörsäkringsbyråmajorStrategic or Co-development PartnerJointly operated with Finansinspektionen (Swedish Financial Supervisory Authority) and Konsumentverket (Swedish Consumer Agency). Independent advisory bureau providing help and guidance in matters concerning private individuals' insurance matters.
• PensionsmyndighetenmajorStrategic or Co-development PartnerSwedish Pension Agency. Collaborates with Min Pension (subsidiary of Svensk Försäkring) to provide comprehensive pension information to Swedish citizens.
• Svenska försäkringsförmedlaremajorStrategic or Co-development PartnerSwedish insurance intermediaries. Joint owner of Fullmaktskollen.se with Svensk Försäkring. Collaboration for efficient and secure handling of powers of attorney.
• Simpt (Svenska Insurance Fraud Prevention Team)majorStrategic or Co-development PartnerCollaboration platform for preventing and combating insurance fraud. Svensk Försäkring and Larmtjänst participate in exchanging information with police and authorities.

Scale indicators11 records

Recent moves9 records

Expansion highlights4 records

Direct peers

• Gesamtverband der Deutschen Versicherungswirtschaft (GDV): The German insurance industry association representing the German market. Highly comparable in mandate: advocacy, statistics, standardized methodologies, and consumer-facing services. Larger scale (~160 staff) but functionally equivalent to Svensk Försäkring's role in Sweden.
• ANIA (Associazione Nazionale fra le Imprese Assicuratrici): The Italian national insurance industry association. Functions as the collective voice of Italian insurers, similar to Svensk Försäkring's role in Sweden, including statistics, regulatory engagement, and consumer information services.
• France Assureurs: The French insurance and reinsurance industry federation. Direct peer in national-level advocacy, statistical publications, and standardized industry tools. Comparable in representing both life and non-life insurance carriers and engaging with the European regulatory framework.
• Association of British Insurers (ABI): The UK national trade association for insurance and long-term savings companies, performing the same advocacy, statistics, and standards-setting role as Svensk Försäkring but at UK scale. Direct functional peer across member representation, regulatory engagement, and industry policy work.

Regional players

• Insurance Council of Australia: The Australian insurance industry's representative body. Performs similar advocacy, disaster response coordination, and consumer-facing functions to Svensk Försäkring, but in the Australian market, making it a regional rather than direct peer.
• Insurance Bureau of Canada: Canada's national insurance industry association. Comparable in functions (advocacy, statistics, fraud prevention, consumer information) but operates in a different regulatory and geographic market. Comparable organizationally rather than competitively.

Broad incumbents

• Insurance Europe: The pan-European insurance and reinsurance federation of which Svensk Försäkring is a national member. Broader incumbent covering 36 national associations across Europe; operates as the umbrella body in EU-level advocacy, complementary to Svensk Försäkring's national role.

Others

• The Geneva Association: The international insurance industry think tank focused on economic and policy research. Not a direct national trade association; rather, an adjacent research-driven ecosystem participant that complements Svensk Försäkring's analytical work and provides thought leadership sources.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/svforsakring
• YouTubesoundcloud.com/svensk-forsakring
• Facebookfacebook.com/svenskforsakring
• LinkedInlinkedin.com/company/2251325

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Svensk Försäkring